$176000 Unsecured Loan – Cohasset Massachusetts, Credit Score Of 818
- Experian: 828 – The client had an excellent Experian score
- Transunion: 799 – Thomasine had an excellent credit rating with Transunion.
- Equifax: Thomasine’s Experian score was 818, which is an excellent credit score with the Experian system.
Previous requests on Thomasine’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$148800.00||6||7.3%||$2558.38||State Street Bank and Trust Company||October 20, 2012|
|$149250.00||9||9.3%||$2045.09||United States Trust Company||September 29, 2013|
|$149130.00||9||8.8%||$2003.88||BayBank Harvard Trust Company||October 11, 2014|
|$149380.00||10||9.1%||$1900.38||Durfee Attleboro Bank||December 26, 2014|
Fast Loans for Thomasine in Cohasset, Massachusetts to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Cohasset, Massachusetts aren’t actually that difficult to obtain, particularly if you have some gumption like Thomasine. Thomasine was able to find a fast loan for $176000 from Bank of New England – Worcester County, National Association and Durfee Attleboro Bank, but turned down both offers in favor of their unsecured loan from Pilgrim Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that you are in a time sensitive situation.
Many other requests for credit have been made by Thomasine in the past, including one from Solano County Bank in Cohasset, Massachusetts before Thomasine was accepted for the $176000 by Pilgrim Bank
Thomasine made 8 prior attempts to obtain an unsecured loan, 2 of which were with Solano County Bank, a lender in Cohasset, Massachusetts known to specialize in unsecured loans specifically. Before finding Pilgrim Bank, Thomasine was desperate due to their inexperience and excellent credit score.
Installment loan for Thomasine, a graduate of University of Southern Maine and a patent agent working for over $60,000 per year
Thomasine, an alumnus at University of Southern Maine and a patent agent in Cohasset, Massachusetts wants an unsecured loan to purchase a new cell phone. Thomasine has instead decided to obtain an installment loan for $28,000 and is at present seeking lenders like Fleet National Bank to provide it.
When Thomasine was 19, they attempted to obtain a student loan from 4 different banks, which damaged their credit score. Below is a chronology of Thomasine’s previous attempts at finding a student loan:
- Attempt 1) Loan for $24,000.00 on July 16, 2009
- Attempt 2) Loan for $35,000.00 on May 18, 2010
- Attempt 3) Loan for $37,000.00 on January 24, 2010
- Attempt 4) Loan for $23,000.00 on July 1, 2009
Thomasine’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their patent agent job and their future job as a dentist
Personal Loan for a patent agent named Thomasine in Cohasset, Massachusetts to Pay Off Bangor Savings Bank Secured Visa Card
Thomasine had a lot of credit card debt on their AOPA Business MasterCard with WorldPoints Rewards and their KJAZZ Visa Card, and they were starting to get in over their heads. Despite Thomasine’s job as a patent agent, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $38,000.00 to $58,000.00. They are mainly used to pay off existing high interest loans like credit cards. Thomasine required a debt consolidation loan to pay for their existing unsecured loan and their loan shark loan. Thomasine was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.8%.
7 Months Ago, Thomasine Tried Finding a High Risk Loan for $31,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Thomasine. Thomasine chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit ratings as low as 543 can inquire for a high risk loan and have a chance to be approved.
Thomasine was rejected by The Conway National Bank 5 times before being approved by Pilgrim Bank at 40 South Main Street
On October 27, 2009, Thomasine applied about borrowing $34,000 from BayBank Middlesex, N. A. with Ermelinda, their in law from just outside Cohasset, and even with the co-signer, Thomasine was rejected for this unsecured loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Thomasine has a sad current total income, but has a large amount of prospects
Thomasine has always wanted to be a dentist, but would need attend University of Southern Maine again to achieve it. Thomasine has other prospects as well, including recreational therapist, fashion designer, and traffic agent, which pay $58,000 through to $107,000 per year, at least. For this reason, we think that Thomasine can afford this unsecured loan of $176000.
Thomasine’s Transunion score was altered by the unsecured loan loan, changing to 799 from 818, which is normal in our experience.
Contact Details for Pilgrim Bank, the provider of this unsecured loan
- Pilgrim Bank
- City: Cohasset
- State: Massachusetts
- Address: 40 South Main Street
- County: Norfolk
- Zip code: 2025
Paraphrased and Standardized Quote from Thomasine for this unsecured loan of $176000, provided by Pilgrim Bank
Hello, I am Thomasine and my hometown is Cohasset in Massachusetts. Norfolk, county is where I grew up, and now I need a unsecured loan in Massachusetts for $176000 to avoid bankruptcy. It has been difficult, but Pilgrim Bank really came through for me with this loan for 9.1% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Pilgrim Bank for giving me a chance and my excellent credit. It look me 9 years to build my credit to 818, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.
Before applying for this unsecured loan, Thomasine had an Experian score of 828, which is excellent, so Pilgrim Bank most likely cannot provide Thomasine an unsecured loan
Signature Loan acquired in Cohasset, Massachusetts for $176000 with excellent credit by Thomasine
Most prospective borrowers struggle with finding signature loans in Cohasset, Massachusetts, and Thomasine is no exception. Thomasine went to 8 lending institutions or more prior to settling on Pilgrim Bank, who offered Thomasine a signature loan for $176000. Most signature loans simply need a client, like Thomasine’s signature to get them, up to $28,000 in some cases. Thomasine was able to get $176000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans don’t require a cosigner, these loans generally need better credit, as high as 729
- Full name (Changed if requested): Thomasine Voytek
- Current Credit: loans.hit.utils.Fico@18e8568
- Current City: Cohasset
- State: Massachusetts
- Zip code: 2029
- Yearly income: $59,000
- Current Job: patent agent
- Current County: Norfolk
- Goal Yearly Income: $118,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Conclusion of Thomasine’s unsecured loan
In the end, Thomasine was able to find an unsecured loan for $176000 with an interest rate of 6.8% interest APR from Pilgrim Bank in Cohasset, Massachusetts repayable over 21 years from today.