$92000 Private Loan – Hickory North Carolina, Credit Score Of 802
- Experian: 816 – This client had an excellent Experian score
- Transunion: 789 – Martina had an excellent credit rating with Transunion.
- Equifax: Martina’s Experian score was 802, which is an excellent credit score using the Experian rating scheme.
Personal Loan for a professional sports scout named Martina in Hickory, North Carolina to Pay Off Bangor Savings Bank Visa Business Bonus Rewards Card
Martina had a tonne of credit card debt on their Sister Hazel Rewards Visa Card and their State Farm Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Martina’s job as a professional sports scout, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Martina’s Transunion score was altered by the private loan loan, changing to 789 from 802, which is normal in our experience.
Several past requests for credit have been made by Martina in the past, including one from Heritage Bank in Hickory, North Carolina before Martina was approved for the $92000 by First National Bank of Catawba County
Martina made 5 prior attempts to obtain a private loan, 2 of which were with Heritage Bank, a lending institution in Hickory, North Carolina known to specialize in private loans specifically. Before finding First National Bank of Catawba County, Martina was desperate due to their inexperience and excellent credit score.
Previous requests on Martina’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$41730.00||10||10.7%||$567.77||The Farmers Bank of Seaboard||August 23, 2009|
|$41730.00||10||10.6%||$565.42||The Bank of Raeford||March 13, 2010|
|$42280.00||6||8.3%||$747.51||The Bank of Coleridge||June 23, 2012|
|$42420.00||11||9.1%||$509.72||Farmers Bank of Sunbury||August 2, 2014|
|$42490.00||8||6.3%||$564.61||Bank of Pittsboro||October 27, 2014|
Martina was not approved by Farmers Bank of Sunbury 6 times prior to being approved by First National Bank of Catawba County at 200 1st Avenue, N.W.
On February 3, 2009, Martina inquired about borrowing $2,000 from First State Bank with Audria, their in law from just outside Hickory, and even with the co-signer, Martina was rejected for this private loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Contact Details for First National Bank of Catawba County, the provider of this private loan
- First National Bank of Catawba County
- City: Hickory
- State: North Carolina
- Address: 200 1st Avenue, N.W.
- County: Catawba
- Zip code: 28601
Paraphrased and Standardized Quote from Martina for this private loan of $92000, provided by First National Bank of Catawba County
Hello, I am Martina and my hometown is Hickory in North Carolina. Catawba, county is where I grew up, and now I need a private loan in North Carolina for $92000 to buy a car. It has been difficult, but First National Bank of Catawba County really came through for me with this loan for 9.4% interest APR and a term of 3 years. I can repay the loan over the 3 year term, including interest. A big thanks to First National Bank of Catawba County for trusting me and my excellent credit. It look me 9 years to build my credit to 802, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.
When Martina was 22, they attempted to obtain a student loan from 4 alternate lenders, which damaged their credit rating. Below is a list of Martina’s prior attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on March 1, 2009
- Attempt 2) Loan for $31,000.00 on August 13, 2010
- Attempt 3) Loan for $24,000.00 on November 21, 2011
- Attempt 4) Loan for $33,000.00 on March 7, 2011
6 Months Ago, Martina Attempted Finding a High Risk Loan for $36,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Martina. Martina decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Borrowers with credit ratings as low as 379 can apply for a high risk loan and possibly can be accepted.
Before applying for this private loan, Martina had an Experian score of 816, which is excellent, so First National Bank of Catawba County likely can provide Martina a private loan
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $32,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Martina needed a debt consolidation loan to pay for their existing private loan and their payday loan. Martina was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.6%.
Installment loan for Martina, a graduate of University of Southern Mississippi and a professional sports scout working for over $68,000 per year
Martina, an alumnus at University of Southern Mississippi and a professional sports scout in Hickory, North Carolina wants a private loan to purchase a new cell phone. Martina has instead chosen to get an installment loan for $17,000 and is at present seeking lenders like United Carolina Bank to provide it.
Martina’s Overall FICO score at the time of acceptance for a private loan, taking into account their professional sports scout job and their future job as a high school administrator
Fast Loans for Martina in Hickory, North Carolina to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Hickory, North Carolina aren’t actually that difficult to obtain, particularly if you have some finesse like Martina. Martina was able to find a fast loan for $92000 from The Carolina Bank and The Bank of Coleridge, but turned down both offers in favor of their private loan from First National Bank of Catawba County. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that a borrower is in a time sensitive situation.
- Full name (Changed if requested): Martina Charleton
- Current Credit: loans.hit.utils.Fico@42110406
- Current City: Hickory
- State: North Carolina
- Zip code: 28608
- Yearly income: $62,000
- Current Job: professional sports scout
- Current County: Catawba
- Goal Yearly Income: $131,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Martina has a low current yearly income, but has several of prospects
Martina has always wanted to be a high school administrator, but would have to attend University of Southern Mississippi again to achieve it. Martina has other possibilities as well, including technical & scientific publications editor, substance abuse counselor, and environmental technician, which pay $53,000 through to $103,000 per year, at least. Because of this, we believe that Martina can afford this private loan of $92000.
Signature Loan easily acquired in Hickory, North Carolina for $92000 with excellent credit by Martina
Most prospective borrowers struggle with finding signature loans in Hickory, North Carolina, and Martina is no exception. Martina went to 8 lenders or more before finding First National Bank of Catawba County, who offered Martina a signature loan for $92000. Typical signature loans simply need a client, like Martina’s signature to get them, up to $37,000 in some cases. Martina was able to get $92000 as a private loan, which is very high for a private loan. Because signature loans don’t require collateral, these loans generally require higher credit, as high as 742
Conclusion of Martina’s private loan
In the end, Martina was able to find a private loan for $92000 with an interest rate of 10.1% interest APR from First National Bank of Catawba County in Hickory, North Carolina repayable over 3 years from now.