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$144000 Unsecured Loan With Good Credit In Lawton Oklahoma

$144000 Unsecured Loan – Lawton Oklahoma, Credit Rating Of 672

  • Experian: 690 – They had a good Experian score
  • Transunion: 657 – Shaun had a good credit rating with Transunion.
  • Equifax: Shaun’s Experian score was 672, which is a good credit score with the Experian system.

Signature Loan acquired in Lawton, Oklahoma for $144000 with good credit by Shaun

A lot of clients struggle with obtaining signature loans in Lawton, Oklahoma, and Shaun is no exception. Shaun went to 8 lending institutions or more before finding Red River Federal Savings and Loan Association, F.A., who offered Shaun a signature loan for $144000. Typical signature loans simply need a client, like Shaun’s signature to get them, up to $24,000 in some cases. Shaun was able to get $144000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not need a cosigner, they tend to require higher credit, as high as 712

Contact Details for Red River Federal Savings and Loan Association, F.A., the provider of this unsecured loan

  • Red River Federal Savings and Loan Association, F.A.
  • City: Lawton
  • State: Oklahoma
  • Address: One S.W. 11th
  • County: Comanche
  • Zip code: 73501

Fast Loans for Shaun in Lawton, Oklahoma to prevent bankruptcy or harm from debt collectors.

Fast loans in Lawton, Oklahoma aren’t actually that difficult to obtain, especially if you have some gumption like Shaun. Shaun was able to find a fast loan for $144000 from First Capital Bank and The Bank of Crescent, but turned down both offers in favor of their unsecured loan from Red River Federal Savings and Loan Association, F.A.. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference in the case that a client is in a pinch.

Previous requests on Shaun’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$70540.00 9 8.7% $944.14 The First State Bank March 24, 2010
$70710.00 8 8.3% $1010.42 Security Bank and Trust Company April 30, 2010
$71270.00 8 10.2% $1089.02 The First State Bank, Willow, Okla. April 4, 2011
$70560.00 10 6.5% $801.19 Sooner State Bank May 27, 2013
$70520.00 3 9.8% $2268.87 The Farmers State Bank October 3, 2013

Shaun was not approved by The First Bank of Okarche 6 times before being accepted by Red River Federal Savings and Loan Association, F.A. at One S.W. 11th

On April 30, 2011, Shaun applied about borrowing $30,000 from American Exchange Bank with Jeanmarie, their friend from just outside Lawton, and even with the co-signer, Shaun was rejected for this unsecured loan. With good credit, it can be challenging to procure funding, even with collateral and a co-signer.

Before applying for this unsecured loan, Shaun had an Experian score of 690, which is good, so Red River Federal Savings and Loan Association, F.A. probably cannot provide Shaun an unsecured loan

Experian Score: 690

Paraphrased and Standardized Quote from Shaun for this unsecured loan of $144000, provided by Red River Federal Savings and Loan Association, F.A.

Hello, I am Shaun and my hometown is Lawton in Oklahoma. Comanche, county is where I grew up, and now I need a unsecured loan in Oklahoma for $144000 to buy a car. It wasn’t easy, but Red River Federal Savings and Loan Association, F.A. really came through for me with this loan for 6.1% interest APR and a term of 12 years. I will repay the loan over the 12 year term, including interest. A big thanks to Red River Federal Savings and Loan Association, F.A. for giving me a chance and my good credit. It look me 5 years to build my credit to 672, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.

Shaun’s Transunion score was changed by the unsecured loan loan, changing to 657 from 672, which is typical in our experience.

Transunion Score: 657

Installment loan for Shaun, a graduate of Mountain State University and a foreign language translator working for over $76,000 per year

Shaun, an alumnus at Mountain State University and a foreign language translator in Lawton, Oklahoma needs an unsecured loan to purchase a new cell phone. Shaun has instead decided to get an installment loan for $19,000 and is currently seeking lenders like United Oklahoma Bank to process their request.

Many previous requests for credit have been made by Shaun in the past, including one from South Sound National Bank in Lawton, Oklahoma before Shaun was accepted for the $144000 by Red River Federal Savings and Loan Association, F.A.

Shaun made 8 previous tries to obtain an unsecured loan, 2 of which were with South Sound National Bank, a lender in Lawton, Oklahoma known to specialize in unsecured loans specifically. Before finding Red River Federal Savings and Loan Association, F.A., Shaun was very concerned due to their inexperience and good credit rating.

Shaun has a disappointing current yearly income, but has several of prospects

Shaun has always wanted to be a traffic administrator, but would need attend Mountain State University again to achieve it. Shaun has other prospects as well, including hospital administrator, air crew member, and cook, which pay $50,000 through to $103,000 per year, on average. Because of this, we think that Shaun can pay for this unsecured loan of $144000.

When Shaun was 21, they attempted to obtain a student loan from 5 different banks, which damaged their credit score. Below is a chronology of Shaun’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on February 29, 2012
  • Attempt 2) Loan for $32,000.00 on December 17, 2010
  • Attempt 3) Loan for $25,000.00 on November 7, 2012
  • Attempt 4) Loan for $27,000.00 on June 6, 2009
  • Attempt 5) Loan for $31,000.00 on April 29, 2009
Client Profile: Shaun Spaziani of Lawton, Oklahoma
  • Full name (Changed if requested): Shaun Spaziani
  • Current Credit: loans.hit.utils.Fico@156643d4
  • Current City: Lawton
  • State: Oklahoma
  • Zip code: 73503
  • Yearly income: $66,000
  • Current Job: foreign language translator
  • Current County: Comanche
  • Goal Yearly Income: $81,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

6 Months Ago, Shaun Attempted Finding a High Risk Loan for $37,000.00, and it was Hard

It is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Shaun. Shaun decided not to get a high risk loan this time. High Risk loans are given to bad credit borrowers. Borrowers with credit scores as low as 444 can apply for a high risk loan and have a chance to be accepted.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $21,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Shaun required a debt consolidation loan to pay for their existing unsecured loan and their loan shark loan. Shaun was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.7%.

Personal Loan for a foreign language translator named Shaun in Lawton, Oklahoma to Pay Off BJ’s Wholesale Club Visa

Shaun had a lot of credit card debt on their Justice FCU Secured Visa Classic Card and their Los Angeles Dodgers BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Shaun’s job as a foreign language translator, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Shaun’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their foreign language translator job and their future career as a traffic administrator

Fico Score: 672

Conclusion of Shaun’s unsecured loan

In the end, Shaun was able to find an unsecured loan for $144000 with an interest rate of 5.6% interest APR from Red River Federal Savings and Loan Association, F.A. in Lawton, Oklahoma repayable over 12 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.