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Rosamaria Needed A Mortgage For $60000, Eden, North Carolina

$60000 Mortgage – Eden North Carolina, Credit Rating Of 723

  • Experian: 736 – This individual had an excellent Experian score
  • Transunion: 708 – Rosamaria had an excellent credit score with Transunion.
  • Equifax: Rosamaria’s Experian score was 723, which is an excellent credit score on the Experian system.

Installment loan for Rosamaria, a graduate of Bellarmine University and a casino floor person working for over $77,000 per year

Rosamaria, an alumnus at Bellarmine University and a casino floor person in Eden, North Carolina wants a mortgage to purchase something frivolous. Rosamaria has instead chosen to obtain an installment loan for $27,000 and is currently seeking lenders like Wachovia Bank, National Association to process their request.

Rosamaria’s Transunion score was altered by the mortgage loan, changing to 708 from 723, which is normal in our experience.

Transunion Score: 708

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $32,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Rosamaria required a debt consolidation loan to pay for their existing mortgage and their credit card. Rosamaria was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.

When Rosamaria was 22, they attempted to obtain a student loan from 6 alternate banks, which damaged their credit rating. Below is a list of Rosamaria’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on December 26, 2010
  • Attempt 2) Loan for $31,000.00 on September 9, 2009
  • Attempt 3) Loan for $34,000.00 on July 29, 2012
  • Attempt 4) Loan for $31,000.00 on April 5, 2010
  • Attempt 5) Loan for $33,000.00 on July 27, 2011
  • Attempt 6) Loan for $29,000.00 on August 25, 2011

Rosamaria has a low current yearly income, but has a high number of prospects

Rosamaria has always wanted to be a computer science professor, but would have to attend Bellarmine University again to become one. Rosamaria has other prospects as well, including job printer, technical & scientific publications editor, and photogrammetric engineer, which pay $59,000 through to $100,000 per year, at least. Because of this, we think that Rosamaria can pay for this mortgage of $60000.

Fast Loans for Rosamaria in Eden, North Carolina to prevent bankruptcy or harm from debt collectors.

Fast loans in Eden, North Carolina aren’t actually that difficult to obtain, particularly if you have some finesse like Rosamaria. Rosamaria was able to find a fast loan for $60000 from North Mecklenburg Bank and Central Carolina Bank and Trust Company, but declined both offers in favor of their mortgage from Home Savings Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement if you are in a pinch.

Rosamaria was declined by Citizens National Bank of Concord 6 times prior to being accepted by Home Savings Bank at 106 South Van Buren Road

On August 27, 2009, Rosamaria inquired about borrowing $27,000 from First Union National Bank with Jackson, their in law from just outside Eden, and even with the co-signer, Rosamaria was rejected for this mortgage. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Contact Details for Home Savings Bank, the provider of this mortgage

  • Home Savings Bank
  • City: Eden
  • State: North Carolina
  • Address: 106 South Van Buren Road
  • County: Rockingham
  • Zip code: 27288

Rosamaria’s Overall FICO score at the time of acceptance for a mortgage, taking into account their casino floor person job and their future career as a computer science professor

Fico Score: 723

7 Months in the Past, Rosamaria Attempted to Find a High Risk Loan for $23,000.00, and it was Hard

There is an ongoing struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Rosamaria. Rosamaria decided not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Borrowers with credit ratings as low as 479 can inquire for a high risk loan and may be be approved.

Many other requests for credit have been made by Rosamaria in the past, including one from Sunnyside Federal Savings and Loan Association of Irvington in Eden, North Carolina before Rosamaria was accepted for the $60000 by Home Savings Bank

Rosamaria made 6 previous attempts to obtain a mortgage, 2 of which were with Sunnyside Federal Savings and Loan Association of Irvington, a bank in Eden, North Carolina known to specialize in mortgages specifically. Before finding Home Savings Bank, Rosamaria was very concerned due to their inexperience and excellent credit rating.

Client Profile: Rosamaria Hauf of Eden, North Carolina
  • Full name (Changed if requested): Rosamaria Hauf
  • Current Credit: loans.hit.utils.Fico@17f052a3
  • Current City: Eden
  • State: North Carolina
  • Zip code: 27294
  • Yearly income: $33,000
  • Current Job: casino floor person
  • Current County: Rockingham
  • Goal Yearly Income: $109,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Paraphrased and Standardized Quote from Rosamaria for this mortgage of $60000, provided by Home Savings Bank

Hello, I am Rosamaria and I’m from Eden in North Carolina. Rockingham, county is where I grew up, and now I need a mortgage in North Carolina for $60000 to pay bills. It has been difficult, but Home Savings Bank really came through for me with this loan for 10.3% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to Home Savings Bank for giving me a chance and my excellent credit. It look me 5 years to create my credit to 723, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Signature Loan easily acquired in Eden, North Carolina for $60000 with excellent credit by Rosamaria

Many clients have difficulty with finding signature loans in Eden, North Carolina, and Rosamaria is not an exception. Rosamaria went to 8 lending institutions or more prior to settling on Home Savings Bank, who offered Rosamaria a signature loan for $60000. Typical signature loans simply require a client, like Rosamaria’s signature to get them, up to $49,000 in some cases. Rosamaria was able to get $60000 as a mortgage, which is very high for a mortgage. Because signature loans don’t need a cosigner, they tend to need improved credit, as high as 727

Before applying for this mortgage, Rosamaria had an Experian score of 736, which is excellent, so Home Savings Bank most likely cannot provide Rosamaria a mortgage

Experian Score: 736

Personal Loan for a casino floor person named Rosamaria in Eden, North Carolina to Pay Off Justice FCU Visa Gold Card

Rosamaria had a lot of credit card debt on their The Bank Visa Platinum Card and their BancorpSouth Student Visa, and they were starting to get in over their heads. Despite Rosamaria’s job as a casino floor person, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Rosamaria’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$140140.00 5 10.2% $2991.37 The Farmers Bank of Seaboard May 6, 2011
$140250.00 10 5.7% $1536.02 The Bank of Raeford June 1, 2014
$139790.00 3 9.5% $4477.89 The Bank of Coleridge January 15, 2015
$140270.00 4 5.7% $3274.99 Farmers Bank of Sunbury June 27, 2015

Conclusion of Rosamaria’s mortgage

In the end, Rosamaria was able to find a mortgage for $60000 with an interest rate of 10.2% interest APR from Home Savings Bank in Eden, North Carolina repayable over 1 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.