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6 Month Mortgage For Allene In West Bridgewater Pennsylvania

$8000 Mortgage – West Bridgewater Pennsylvania, Credit Rating Of 348

  • Experian: 364 – This individual had a terrible Experian rating
  • Transunion: 332 – Allene had a terrible credit rating with Transunion.
  • Equifax: Allene’s Experian score was 348, which is a terrible credit score on the Experian system.

Paraphrased and Standardized Quote from Allene for this mortgage of $8000, provided by Union Building and Loan Savings Bank

Hi, I am Allene and I am from West Bridgewater in Pennsylvania. Beaver, county is where I grew up, and now I need a mortgage in Pennsylvania for $8000 to buy a big ticket item. It has been difficult, but Union Building and Loan Savings Bank really came through for me with this loan for 6.3% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to Union Building and Loan Savings Bank for giving me a chance and my terrible credit. It look me 8 years to build my credit to 348, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Signature Loan found in West Bridgewater, Pennsylvania for $8000 with terrible credit by Allene

Most clients have difficulty with obtaining signature loans in West Bridgewater, Pennsylvania, and Allene is no exception. Allene went to 6 lending institutions or more before settling on Union Building and Loan Savings Bank, who offered Allene a signature loan for $8000. Most signature loans simply need a client, like Allene’s signature to get them, up to $47,000 in some cases. Allene was able to get $8000 as a mortgage, which is very high for a mortgage. Since signature loans do not require collateral, these loans generally need improved credit, as high as 759

Allene has a sad current gross income, but has several of prospects

Allene has always wanted to be an admiralty lawyer, but would need attend University of Cincinnati Blue Ash College again to become one. Allene has other prospects as well, including sawing machine operator, plastic surgeon, and middle school guidance counselor, which pay $59,000 through to $99,000 per year, on average. For this reason, we think that Allene can pay for this mortgage of $8000.

Allene’s Overall FICO score at the time of acceptance for a mortgage, taking into account their community welfare worker job and their future job as an admiralty lawyer

Fico Score: 348

Allene was rejected by First Lehigh Bank 5 times prior to being accepted by Union Building and Loan Savings Bank at 303 Leopard Lane

On May 20, 2009, Allene inquired about borrowing $36,000 from The Fidelity Bank with Benita, their in law from just outside West Bridgewater, and even with the co-signer, Allene was rejected for this mortgage. With terrible credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Before applying for this mortgage, Allene had an Experian score of 364, which is terrible, so Union Building and Loan Savings Bank likely cannot provide Allene a mortgage

Experian Score: 364

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $27,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Allene required a debt consolidation loan to pay for their existing mortgage and their credit card. Allene was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.8%.

Several past requests for credit have been made by Allene in the past, including one from Kingswood Trust and Savings Bank in West Bridgewater, Pennsylvania before Allene was approved for the $8000 by Union Building and Loan Savings Bank

Allene made 5 previous attempts to obtain a mortgage, 2 of which were with Kingswood Trust and Savings Bank, a bank in West Bridgewater, Pennsylvania known to specialize in mortgages specifically. Before finding Union Building and Loan Savings Bank, Allene was desperate due to their inexperience and terrible credit score.

Client Profile: Allene Podsiad of West Bridgewater, Pennsylvania
  • Full name (Changed if requested): Allene Podsiad
  • Current Credit: loans.hit.utils.Fico@41a4555e
  • Current City: West Bridgewater
  • State: Pennsylvania
  • Zip code: 15011
  • Yearly income: $56,000
  • Current Job: community welfare worker
  • Current County: Beaver
  • Goal Yearly Income: $123,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Previous requests on Allene’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$110460.00 3 11.8% $3658.31 The People’s Bank of Oxford June 9, 2012
$109770.00 11 5.2% $1093.73 First Lehigh Bank September 1, 2014
$109780.00 6 5.7% $1803.87 SunBank September 10, 2014
$109670.00 7 9.5% $1792.44 Merchants Bank (North) October 17, 2014
$109880.00 9 9.6% $1523.27 Green Ridge Bank October 29, 2014

When Allene was 22, they tried to obtain a student loan from 4 different banks, which damaged their credit rating. Below is a list of Allene’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on October 23, 2008
  • Attempt 2) Loan for $20,000.00 on November 2, 2013
  • Attempt 3) Loan for $29,000.00 on March 10, 2011
  • Attempt 4) Loan for $20,000.00 on February 17, 2009

Personal Loan for a community welfare worker named Allene in West Bridgewater, Pennsylvania to Pay Off SunTrust Platinum

Allene had a tonne of credit card debt on their America’s First FCU Visa Secured and their PNC Bank points Visa Business Credit Card, and they were starting to get in over their heads. Despite Allene’s job as a community welfare worker, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

8 Months in the Past, Allene Attempted Finding a High Risk Loan for $46,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Allene. Allene chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Borrowers with credit scores as low as 366 can inquire for a high risk loan and may be be approved.

Fast Loans for Allene in West Bridgewater, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in West Bridgewater, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Allene. Allene was able to find a fast loan for $8000 from Peoples Bank of Nanticoke and Summit Hill Trust Company, but turned down both offers in favor of their mortgage from Union Building and Loan Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement in the case that a client is in a time sensitive situation.

Allene’s Transunion score was altered by the mortgage loan, changing to 332 from 348, which is typical in our experience.

Transunion Score: 332

Installment loan for Allene, a graduate of University of Cincinnati Blue Ash College and a community welfare worker working for over $65,000 per year

Allene, an alumnus at University of Cincinnati Blue Ash College and a community welfare worker in West Bridgewater, Pennsylvania needs a mortgage to purchase something frivolous. Allene has instead chosen to get an installment loan for $14,000 and is at present seeking lenders like PS Bank to process their request.

Contact Details for Union Building and Loan Savings Bank, the provider of this mortgage

  • Union Building and Loan Savings Bank
  • City: West Bridgewater
  • State: Pennsylvania
  • Address: 303 Leopard Lane
  • County: Beaver
  • Zip code: 15009

Conclusion of Allene’s mortgage

In the end, Allene was able to find a mortgage for $8000 with an interest rate of 8.1% interest APR from Union Building and Loan Savings Bank in West Bridgewater, Pennsylvania repayable over 15 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.