$8000 Mortgage – West Bridgewater Pennsylvania, Credit Rating Of 348
- Experian: 364 – This individual had a terrible Experian rating
- Transunion: 332 – Allene had a terrible credit rating with Transunion.
- Equifax: Allene’s Experian score was 348, which is a terrible credit score on the Experian system.
Paraphrased and Standardized Quote from Allene for this mortgage of $8000, provided by Union Building and Loan Savings Bank
Hi, I am Allene and I am from West Bridgewater in Pennsylvania. Beaver, county is where I grew up, and now I need a mortgage in Pennsylvania for $8000 to buy a big ticket item. It has been difficult, but Union Building and Loan Savings Bank really came through for me with this loan for 6.3% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to Union Building and Loan Savings Bank for giving me a chance and my terrible credit. It look me 8 years to build my credit to 348, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Signature Loan found in West Bridgewater, Pennsylvania for $8000 with terrible credit by Allene
Most clients have difficulty with obtaining signature loans in West Bridgewater, Pennsylvania, and Allene is no exception. Allene went to 6 lending institutions or more before settling on Union Building and Loan Savings Bank, who offered Allene a signature loan for $8000. Most signature loans simply need a client, like Allene’s signature to get them, up to $47,000 in some cases. Allene was able to get $8000 as a mortgage, which is very high for a mortgage. Since signature loans do not require collateral, these loans generally need improved credit, as high as 759
Allene has a sad current gross income, but has several of prospects
Allene has always wanted to be an admiralty lawyer, but would need attend University of Cincinnati Blue Ash College again to become one. Allene has other prospects as well, including sawing machine operator, plastic surgeon, and middle school guidance counselor, which pay $59,000 through to $99,000 per year, on average. For this reason, we think that Allene can pay for this mortgage of $8000.
Allene’s Overall FICO score at the time of acceptance for a mortgage, taking into account their community welfare worker job and their future job as an admiralty lawyer
Allene was rejected by First Lehigh Bank 5 times prior to being accepted by Union Building and Loan Savings Bank at 303 Leopard Lane
On May 20, 2009, Allene inquired about borrowing $36,000 from The Fidelity Bank with Benita, their in law from just outside West Bridgewater, and even with the co-signer, Allene was rejected for this mortgage. With terrible credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Before applying for this mortgage, Allene had an Experian score of 364, which is terrible, so Union Building and Loan Savings Bank likely cannot provide Allene a mortgage
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $27,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Allene required a debt consolidation loan to pay for their existing mortgage and their credit card. Allene was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.8%.
Several past requests for credit have been made by Allene in the past, including one from Kingswood Trust and Savings Bank in West Bridgewater, Pennsylvania before Allene was approved for the $8000 by Union Building and Loan Savings Bank
Allene made 5 previous attempts to obtain a mortgage, 2 of which were with Kingswood Trust and Savings Bank, a bank in West Bridgewater, Pennsylvania known to specialize in mortgages specifically. Before finding Union Building and Loan Savings Bank, Allene was desperate due to their inexperience and terrible credit score.
- Full name (Changed if requested): Allene Podsiad
- Current Credit: loans.hit.utils.Fico@41a4555e
- Current City: West Bridgewater
- State: Pennsylvania
- Zip code: 15011
- Yearly income: $56,000
- Current Job: community welfare worker
- Current County: Beaver
- Goal Yearly Income: $123,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Previous requests on Allene’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$110460.00||3||11.8%||$3658.31||The People’s Bank of Oxford||June 9, 2012|
|$109770.00||11||5.2%||$1093.73||First Lehigh Bank||September 1, 2014|
|$109780.00||6||5.7%||$1803.87||SunBank||September 10, 2014|
|$109670.00||7||9.5%||$1792.44||Merchants Bank (North)||October 17, 2014|
|$109880.00||9||9.6%||$1523.27||Green Ridge Bank||October 29, 2014|
When Allene was 22, they tried to obtain a student loan from 4 different banks, which damaged their credit rating. Below is a list of Allene’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on October 23, 2008
- Attempt 2) Loan for $20,000.00 on November 2, 2013
- Attempt 3) Loan for $29,000.00 on March 10, 2011
- Attempt 4) Loan for $20,000.00 on February 17, 2009
Personal Loan for a community welfare worker named Allene in West Bridgewater, Pennsylvania to Pay Off SunTrust Platinum
Allene had a tonne of credit card debt on their America’s First FCU Visa Secured and their PNC Bank points Visa Business Credit Card, and they were starting to get in over their heads. Despite Allene’s job as a community welfare worker, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
8 Months in the Past, Allene Attempted Finding a High Risk Loan for $46,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Allene. Allene chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Borrowers with credit scores as low as 366 can inquire for a high risk loan and may be be approved.
Fast Loans for Allene in West Bridgewater, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in West Bridgewater, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Allene. Allene was able to find a fast loan for $8000 from Peoples Bank of Nanticoke and Summit Hill Trust Company, but turned down both offers in favor of their mortgage from Union Building and Loan Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement in the case that a client is in a time sensitive situation.
Allene’s Transunion score was altered by the mortgage loan, changing to 332 from 348, which is typical in our experience.
Installment loan for Allene, a graduate of University of Cincinnati Blue Ash College and a community welfare worker working for over $65,000 per year
Allene, an alumnus at University of Cincinnati Blue Ash College and a community welfare worker in West Bridgewater, Pennsylvania needs a mortgage to purchase something frivolous. Allene has instead chosen to get an installment loan for $14,000 and is at present seeking lenders like PS Bank to process their request.
Contact Details for Union Building and Loan Savings Bank, the provider of this mortgage
- Union Building and Loan Savings Bank
- City: West Bridgewater
- State: Pennsylvania
- Address: 303 Leopard Lane
- County: Beaver
- Zip code: 15009
Conclusion of Allene’s mortgage
In the end, Allene was able to find a mortgage for $8000 with an interest rate of 8.1% interest APR from Union Building and Loan Savings Bank in West Bridgewater, Pennsylvania repayable over 15 years from now.