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$9000 Consolidation Loan With Good Credit In Fort Oglethorpe Georgia

$9000 Consolidation Loan – Fort Oglethorpe Georgia, Credit Rating Of 681

  • Experian: 695 – They had a good Experian rating
  • Transunion: 667 – Annabel had a good credit score with Transunion.
  • Equifax: Annabel’s Experian score was 681, which is a good credit rating on the Experian system.

Annabel’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their fine artist job and their future job as a military officer

Fico Score: 681

Installment loan for Annabel, a graduate of Canadian Valley Technology Center and a fine artist working for over $66,000 per year

Annabel, an alumnus at Canadian Valley Technology Center and a fine artist in Fort Oglethorpe, Georgia needs a consolidation loan to purchase a house. Annabel has instead decided to obtain an installment loan for $22,000 and is at present seeking lenders like Citizens Bank to provide it.

Before applying for this consolidation loan, Annabel had an Experian score of 695, which is good, so Community Federal Savings Bank most likely cannot provide Annabel a consolidation loan

Experian Score: 695

Signature Loan found in Fort Oglethorpe, Georgia for $9000 with good credit by Annabel

Many clients struggle with obtaining signature loans in Fort Oglethorpe, Georgia, and Annabel is not an exception. Annabel went to 7 lending institutions or more prior to settling on Community Federal Savings Bank, who offered Annabel a signature loan for $9000. Most signature loans simply require a client, like Annabel’s signature to get them, up to $31,000 in some cases. Annabel was able to get $9000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans do not need a cosigner, they generally need better credit, as high as 758

6 Months in the Past, Annabel Tried to Find a High Risk Loan for $36,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Annabel. Annabel chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit ratings as low as 325 can inquire for a high risk loan and have a chance to be approved.

When Annabel was 24, they attempted to obtain a student loan from 7 different lenders, which harmed their credit score. Below is a list of Annabel’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on September 17, 2009
  • Attempt 2) Loan for $24,000.00 on December 10, 2011
  • Attempt 3) Loan for $31,000.00 on October 17, 2008
  • Attempt 4) Loan for $24,000.00 on October 15, 2011
  • Attempt 5) Loan for $21,000.00 on June 15, 2012
  • Attempt 6) Loan for $29,000.00 on December 27, 2008
  • Attempt 7) Loan for $28,000.00 on January 4, 2011

Previous requests on Annabel’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$90220.00 5 10.5% $1939.18 NationsBank of Florida, National Association February 3, 2010
$89580.00 5 7.1% $1778.02 Century Bank and Trust October 12, 2011
$90400.00 6 7.4% $1558.65 Bank of Madison June 11, 2012
$89620.00 4 11.6% $2342.48 Bank of Hazlehurst June 22, 2013
$89890.00 11 8.8% $1065.25 The Citizens and Southern Bank of Dublin August 5, 2014

Annabel’s Transunion score was altered by the consolidation loan loan, changing to 667 from 681, which is normal in our experience.

Transunion Score: 667

Annabel has a disappointing current gross income, but has a large amount of prospects

Annabel has always wanted to be a military officer, but would have to attend Canadian Valley Technology Center again to become one. Annabel has other prospects as well, including computer and information scientists, operations management analyst, and cook, which pay $51,000 through to $97,000 per year, at least. For this reason, we believe that Annabel can pay for this consolidation loan of $9000.

Several past requests for credit have been made by Annabel in the past, including one from United Bank, National Association in Fort Oglethorpe, Georgia before Annabel was accepted for the $9000 by Community Federal Savings Bank

Annabel made 8 prior attempts to obtain a consolidation loan, 2 of which were with United Bank, National Association, a lender in Fort Oglethorpe, Georgia known to specialize in consolidation loans specifically. Before finding Community Federal Savings Bank, Annabel was concerned due to their inexperience and good credit rating.

Annabel was rejected by Allied Bank of Georgia 7 times prior to being approved by Community Federal Savings Bank at 385 Battlefield Parkway

On March 20, 2011, Annabel applied about borrowing $36,000 from Roswell Bank with Randee, their in law from just outside Fort Oglethorpe, and even with the co-signer, Annabel was rejected for this consolidation loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $23,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Annabel needed a debt consolidation loan to pay for their existing consolidation loan and their payday loan. Annabel was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.2%.

Contact Details for Community Federal Savings Bank, the provider of this consolidation loan

  • Community Federal Savings Bank
  • City: Fort Oglethorpe
  • State: Georgia
  • Address: 385 Battlefield Parkway
  • County: Catoosa
  • Zip code: 30742

Paraphrased and Standardized Quote from Annabel for this consolidation loan of $9000, provided by Community Federal Savings Bank

Hi, I am Annabel and I am from Fort Oglethorpe in Georgia. Catoosa, county is where I grew up, and now I need a consolidation loan in Georgia for $9000 to avoid bankruptcy. It has been difficult, but Community Federal Savings Bank really came through for me with this loan for 5.2% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to Community Federal Savings Bank for trusting me and my good credit. It look me 6 years to build my credit to 681, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Client Profile: Annabel Milks of Fort Oglethorpe, Georgia
  • Full name (Changed if requested): Annabel Milks
  • Current Credit: loans.hit.utils.Fico@442d9b6e
  • Current City: Fort Oglethorpe
  • State: Georgia
  • Zip code: 30751
  • Yearly income: $62,000
  • Current Job: fine artist
  • Current County: Catoosa
  • Goal Yearly Income: $133,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Fast Loans for Annabel in Fort Oglethorpe, Georgia to prevent bankruptcy or harm from debt collectors.

Fast loans in Fort Oglethorpe, Georgia aren’t actually that difficult to obtain, particularly if you have some finesse like Annabel. Annabel was able to find a fast loan for $9000 from Roswell Bank and Citizens Bank, but declined both offers in favor of their consolidation loan from Community Federal Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if a borrower is on the go.

Personal Loan for a fine artist named Annabel in Fort Oglethorpe, Georgia to Pay Off Target Visa RedCard

Annabel had a lot of credit card debt on their Carter Lumber Company Credit Card and their Doctors Foster & Smith Visa, and they were starting to get in over their heads. Despite Annabel’s job as a fine artist, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Conclusion of Annabel’s consolidation loan

In the end, Annabel was able to find a consolidation loan for $9000 with an interest rate of 10.0% interest APR from Community Federal Savings Bank in Fort Oglethorpe, Georgia repayable over 2 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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