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Low Rate Fast Loan For Marina In Columbia, South Carolina

$100000 Fast Loan – Columbia South Carolina, Credit Rating Of 467

  • Experian: 479 – This individual had a bad Experian rating
  • Transunion: 454 – Marina had a bad credit score with Transunion.
  • Equifax: Marina’s Experian score was 467, which is a bad credit score on the Experian rating scheme.

Marina’s Transunion score was altered by the fast loan loan, changing to 454 from 467, which is typical in our experience.

Transunion Score: 454

Personal Loan for a carpet installer named Marina in Columbia, South Carolina to Pay Off DCU Visa Platinum Credit Card

Marina had a lot of credit card debt on their Arvest Premier Visa Purchasing Card and their Holland America Line Rewards Visa Card, and they were starting to get in over their heads. Despite Marina’s job as a carpet installer, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

6 Months in the Past, Marina Tried to Find a High Risk Loan for $40,000.00, and it was Hard

There is an ongoing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Marina. Marina chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Individuals with credit scores as low as 416 can inquire for a high risk loan and possibly can be approved.

Client Profile: Marina Forsell of Columbia, South Carolina
  • Full name (Changed if requested): Marina Forsell
  • Current Credit: loans.hit.utils.Fico@4926097b
  • Current City: Columbia
  • State: South Carolina
  • Zip code: 29202
  • Yearly income: $67,000
  • Current Job: carpet installer
  • Current County: Richland
  • Goal Yearly Income: $93,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Before applying for this fast loan, Marina had an Experian score of 479, which is bad, so South Carolina Federal Savings Bank probably cannot provide Marina a fast loan

Experian Score: 479

Signature Loan acquired in Columbia, South Carolina for $100000 with bad credit by Marina

A lot of borrowers have difficulty with finding signature loans in Columbia, South Carolina, and Marina is no different. Marina went to 8 lenders or more before finding South Carolina Federal Savings Bank, who offered Marina a signature loan for $100000. Typical signature loans simply need a client, like Marina’s signature to obtain them, up to $48,000 in some cases. Marina was able to get $100000 as a fast loan, which is very high for a fast loan. Since signature loans do not need a cosigner, these loans generally need higher credit, as high as 743

Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $38,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Marina needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Marina was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.7%.

Many other requests for credit have been made by Marina in the past, including one from Farmers Savings, A Federal Savings and Loan Association in Columbia, South Carolina before Marina was approved for the $100000 by South Carolina Federal Savings Bank

Marina made 6 previous tries to obtain a fast loan, 2 of which were with Farmers Savings, A Federal Savings and Loan Association, a lending institution in Columbia, South Carolina known to specialize in fast loans specifically. Before finding South Carolina Federal Savings Bank, Marina was concerned due to their inexperience and bad credit score.

Marina was declined by First National Bank of South Carolina 5 times prior to being granted funding by South Carolina Federal Savings Bank at 1500 Hampton Street

On June 16, 2013, Marina applied about borrowing $40,000 from Anderson Brothers Bank with Nicolette, their in law from just outside Columbia, and even with the co-signer, Marina was rejected for this fast loan. With bad credit, it can be difficult to obtain financing, even with collateral and a co-signer.

When Marina was 20, they attempted to obtain a student loan from 7 different banks, which harmed their credit score. Below is a chronology of Marina’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on September 22, 2009
  • Attempt 2) Loan for $37,000.00 on November 1, 2009
  • Attempt 3) Loan for $24,000.00 on November 19, 2012
  • Attempt 4) Loan for $37,000.00 on April 21, 2010
  • Attempt 5) Loan for $29,000.00 on February 27, 2010
  • Attempt 6) Loan for $39,000.00 on April 10, 2012
  • Attempt 7) Loan for $32,000.00 on November 18, 2011

Marina’s Overall FICO score at the time of acceptance for a fast loan, taking into account their carpet installer job and their future job as a construction driller

Fico Score: 467

Installment loan for Marina, a graduate of National Louis University and a carpet installer working for over $76,000 per year

Marina, an alumnus at National Louis University and a carpet installer in Columbia, South Carolina needs a fast loan to purchase a house. Marina has instead chosen to obtain an installment loan for $2,000 and is at present seeking lenders like Farmers & Merchants Bank to provide it.

Paraphrased and Standardized Quote from Marina for this fast loan of $100000, provided by South Carolina Federal Savings Bank

Hi, I am Marina and I’m from Columbia in South Carolina. Richland, county is where I grew up, and now I need a fast loan in South Carolina for $100000 to pay bills. It wasn’t easy, but South Carolina Federal Savings Bank really came through for me with this loan for 5.6% interest APR and a term of 14 years. I will repay the loan over the 14 year term, including interest. A big thanks to South Carolina Federal Savings Bank for trusting me and my bad credit. It look me 8 years to create my credit to 467, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Fast Loans for Marina in Columbia, South Carolina to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Columbia, South Carolina aren’t actually that difficult to obtain, particularly if you have some gumption like Marina. Marina was able to find a fast loan for $100000 from Bank of Hodges and First Carolina National Bank, but declined both offers in favor of their fast loan from South Carolina Federal Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement in the case that a borrower is in a pinch.

Previous requests on Marina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$72410.00 9 7.8% $935.2 The Peoples Bank May 24, 2013
$71580.00 5 11.2% $1563.47 The Commercial Bank December 1, 2013
$71510.00 6 5.7% $1175.03 The Bank of Hartsville November 6, 2014
$72100.00 10 9.3% $925.08 Farmers and Merchants Bank of South Carolina April 21, 2015

Marina has a sad current gross income, but has a large amount of prospects

Marina has always wanted to be a construction driller, but would have to attend National Louis University again to become one. Marina has other possibilities as well, including office machine mechanic, art appraiser, and fish & game warden, which pay $51,000 through to $91,000 per year, on average. For this reason, we think that Marina can afford this fast loan of $100000.

Contact Details for South Carolina Federal Savings Bank, the provider of this fast loan

  • South Carolina Federal Savings Bank
  • City: Columbia
  • State: South Carolina
  • Address: 1500 Hampton Street
  • County: Richland
  • Zip code: 29201

Conclusion of Marina’s fast loan

In the end, Marina was able to find a fast loan for $100000 with an interest rate of 7.1% interest APR from South Carolina Federal Savings Bank in Columbia, South Carolina repayable over 14 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.