$72000 Same Day Loan – Flemingsburg Kentucky, Credit Rating Of 589
- Experian: 604 – This individual had a fair Experian score
- Transunion: 576 – Johnie had a fair credit score with Transunion.
- Equifax: Johnie’s Experian score was 589, which is a fair credit score using the Experian scale.
Johnie’s Transunion score was changed by the same day loan loan, changing to 576 from 589, which is typical in our experience.
When Johnie was 20, they attempted to obtain a student loan from 4 different banks, which harmed their credit score. Below is a chronology of Johnie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on September 16, 2013
- Attempt 2) Loan for $35,000.00 on July 6, 2011
- Attempt 3) Loan for $26,000.00 on October 3, 2011
- Attempt 4) Loan for $37,000.00 on January 12, 2012
Johnie has a disappointing current yearly income, but has several of prospects
Johnie has always wanted to be an unemployment inspector, but would need attend Texas Tech University again to become one. Johnie has other possibilities as well, including airline flight operations administrator, correction officer, and traffic agent, which pay $54,000 through to $96,000 per year, at least. Because of this, we believe that Johnie can pay for this same day loan of $72000.
Johnie was rejected by The Monticello Banking Company 5 times before being granted funding by Farmers-Deposit Bank at Main Street
On April 20, 2011, Johnie inquired about borrowing $11,000 from Farmers Deposit Bank with Mariko, their friend from just outside Flemingsburg, and even with the co-signer, Johnie was rejected for this same day loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.
6 Months in the Past, Johnie Attempted to Find a High Risk Loan for $26,000.00, and it was Easy
There is an existing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Johnie. Johnie decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Borrowers with credit ratings as low as 506 can inquire for a high risk loan and possibly can be approved.
Contact Details for Farmers-Deposit Bank, the provider of this same day loan
- Farmers-Deposit Bank
- City: Flemingsburg
- State: Kentucky
- Address: Main Street
- County: Fleming
- Zip code: 41041
Previous requests on Johnie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$114190.00||11||11.6%||$1534.96||Stock Yards Bank & Trust Company||September 21, 2013|
|$114160.00||8||9.8%||$1720.22||Farmers Deposit Bank of Brandenburg||November 24, 2014|
|$114260.00||7||7.6%||$1758.2||Citizens Bank||June 19, 2015|
|$114210.00||3||7.3%||$3542.16||Citizens Bank & Trust Company, Burgin, Kentucky||August 1, 2015|
|$113640.00||10||6.5%||$1290.36||Farmers National Bank||August 12, 2015|
Paraphrased and Standardized Quote from Johnie for this same day loan of $72000, provided by Farmers-Deposit Bank
Hello, I am Johnie and I’m from Flemingsburg in Kentucky. Fleming, county is where I grew up, and now I need a same day loan in Kentucky for $72000 to renovate my home. It wasn’t easy, but Farmers-Deposit Bank really came through for me with this loan for 8.6% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to Farmers-Deposit Bank for trusting me and my fair credit. It look me 4 years to create my credit to 589, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.
Fast Loans for Johnie in Flemingsburg, Kentucky to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Flemingsburg, Kentucky aren’t actually that difficult to obtain, especially if you have some finesse like Johnie. Johnie was able to find a fast loan for $72000 from The First State Bank and Trust Company of Manchester, Kentucky and Bank of Danville and Trust Company, but declined both offers in favor of their same day loan from Farmers-Deposit Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference in the case that a borrower is in a time sensitive situation.
Multiple other requests for credit have been made by Johnie in the past, including one from Unifirst Bank for Savings, FA in Flemingsburg, Kentucky before Johnie was approved for the $72000 by Farmers-Deposit Bank
Johnie made 6 previous tries to obtain a same day loan, 2 of which were with Unifirst Bank for Savings, FA, a lender in Flemingsburg, Kentucky known to specialize in same day loans specifically. Before finding Farmers-Deposit Bank, Johnie was very concerned due to their inexperience and fair credit score.
Installment loan for Johnie, a graduate of Texas Tech University and a radio & tv program director working for over $66,000 per year
Johnie, an alumnus at Texas Tech University and a radio & tv program director in Flemingsburg, Kentucky needs a same day loan to purchase a new cell phone. Johnie has instead decided to obtain an installment loan for $16,000 and is at present seeking lenders like The Monticello Banking Company to provide it.
Johnie’s Overall FICO score at the time of acceptance for a same day loan, taking into account their radio & tv program director job and their future job as an unemployment inspector
- Full name (Changed if requested): Johnie Farago
- Current Credit: loans.hit.utils.Fico@3d646c37
- Current City: Flemingsburg
- State: Kentucky
- Zip code: 41045
- Yearly income: $42,000
- Current Job: radio & tv program director
- Current County: Fleming
- Goal Yearly Income: $121,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Signature Loan acquired in Flemingsburg, Kentucky for $72000 with fair credit by Johnie
A lot of clients struggle with obtaining signature loans in Flemingsburg, Kentucky, and Johnie is no different. Johnie went to 4 lending institutions or more before finding Farmers-Deposit Bank, who offered Johnie a signature loan for $72000. Most signature loans simply require a client, like Johnie’s signature to get them, up to $33,000 in some cases. Johnie was able to get $72000 as a same day loan, which is very high for a same day loan. Because signature loans do not require collateral, these loans tend to need improved credit, as high as 766
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $33,000.00 to $43,000.00. They are normally used to pay off existing high interest loans like credit cards. Johnie needed a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Johnie was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.5%.
Personal Loan for a radio & tv program director named Johnie in Flemingsburg, Kentucky to Pay Off Citgo Business Fleet Credit Card
Johnie had a lot of credit card debt on their Grossman’s Bargain Outlet Credit Card and their USAA Classic Platinum MasterCard, and they were starting to get in over their heads. Despite Johnie’s job as a radio & tv program director, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this same day loan, Johnie had an Experian score of 604, which is fair, so Farmers-Deposit Bank likely cannot provide Johnie a same day loan
Conclusion of Johnie’s same day loan
In the end, Johnie was able to find a same day loan for $72000 with an interest rate of 5.0% interest APR from Farmers-Deposit Bank in Flemingsburg, Kentucky repayable over 8 years from now.