$64000 Direct Loan – Corydon Indiana, Credit Rating Of 831
- Experian: 850 – This client had an excellent Experian rating
- Transunion: 818 – Torie had an excellent credit score with Transunion.
- Equifax: Torie’s Experian score was 831, which is an excellent credit rating with the Experian rating scheme.
Personal Loan for a landscape architect named Torie in Corydon, Indiana to Pay Off Phillips 66
Torie had a tonne of credit card debt on their Commerce Bank Special Connections MasterCard with Rewards and their Harley Davidson Visa Secured Card, and they were starting to get in over their heads. Despite Torie’s job as a landscape architect, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this direct loan, Torie had an Experian score of 850, which is excellent, so Peoples Trust Bank Company most likely cannot provide Torie a direct loan
Previous requests on Torie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$49390.00||6||9.6%||$905.06||The Citizens Exchange Bank||May 4, 2012|
|$49320.00||7||8.7%||$786.02||Alliance Bank||March 14, 2014|
|$48730.00||11||7.2%||$535.51||Farmers State Bank||June 27, 2014|
|$49280.00||10||10.2%||$656.71||First United Bank, National Association||March 5, 2015|
|$49210.00||7||8.2%||$771.91||Farmers State Bank||August 9, 2015|
Torie has a very low current gross income, but has a high number of prospects
Torie has always wanted to be a heating, but would need attend Georgia State University again to achieve it. Torie has other possibilities as well, including child support investigator, parts salesperson, and financial planner, which pay $52,000 through to $109,000 per year, on average. Because of this, we believe that Torie can pay for this direct loan of $64000.
Installment loan for Torie, a graduate of Georgia State University and a landscape architect working for over $68,000 per year
Torie, an alumnus at Georgia State University and a landscape architect in Corydon, Indiana wants a direct loan to purchase a car. Torie has instead chosen to get an installment loan for $13,000 and is at present seeking lenders like State Bank of Lizton to process their request.
7 Months Ago, Torie Attempted Finding a High Risk Loan for $38,000.00, and it was Easy
It is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Torie. Torie chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Borrowers with credit scores as low as 424 can inquire for a high risk loan and may be be accepted.
Multiple previous requests for credit have been made by Torie in the past, including one from American National Bank of Pottsboro in Corydon, Indiana before Torie was approved for the $64000 by Peoples Trust Bank Company
Torie made 6 prior attempts to obtain a direct loan, 2 of which were with American National Bank of Pottsboro, a bank in Corydon, Indiana known to specialize in direct loans specifically. Prior to finding Peoples Trust Bank Company, Torie was desperate due to their inexperience and excellent credit rating.
Torie was rejected by Alliance Bank 4 times prior to being approved by Peoples Trust Bank Company at 900 Highway 62 N.W.
On April 13, 2010, Torie inquired about borrowing $18,000 from Norwest Bank Monticello with Clarence, their friend from just outside Corydon, and even with the co-signer, Torie was rejected for this direct loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $38,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Torie needed a debt consolidation loan to pay for their existing direct loan and their payday loan. Torie was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.6%.
Contact Details for Peoples Trust Bank Company, the provider of this direct loan
- Peoples Trust Bank Company
- City: Corydon
- State: Indiana
- Address: 900 Highway 62 N.W.
- County: Harrison
- Zip code: 47112
Fast Loans for Torie in Corydon, Indiana to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Corydon, Indiana aren’t actually that difficult to obtain, especially if you have some gumption like Torie. Torie was able to find a fast loan for $64000 from Tri-County Bank & Trust Company and American State Bank, but turned down both offers in favor of their direct loan from Peoples Trust Bank Company. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement in the case that a borrower is on the go.
Torie’s Transunion score was altered by the direct loan loan, changing to 818 from 831, which is normal in our experience.
Signature Loan found in Corydon, Indiana for $64000 with excellent credit by Torie
Most prospective borrowers have difficulty with finding signature loans in Corydon, Indiana, and Torie is no different. Torie went to 6 lending institutions or more before finding Peoples Trust Bank Company, who offered Torie a signature loan for $64000. Typical signature loans simply require a client, like Torie’s signature to get them, up to $44,000 in some cases. Torie was able to get $64000 as a direct loan, which is very high for a direct loan. Because signature loans don’t need collateral, they tend to need improved credit, as high as 731
When Torie was 23, they tried to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a list of Torie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on June 24, 2010
- Attempt 2) Loan for $22,000.00 on October 24, 2012
- Attempt 3) Loan for $23,000.00 on June 5, 2010
- Attempt 4) Loan for $20,000.00 on October 10, 2011
- Attempt 5) Loan for $38,000.00 on May 25, 2013
Torie’s Overall FICO score at the time of acceptance for a direct loan, taking into account their landscape architect job and their future job as a heating
- Full name (Changed if requested): Torie Schlotter
- Current Credit: loans.hit.utils.Fico@6956de9
- Current City: Corydon
- State: Indiana
- Zip code: 47118
- Yearly income: $56,000
- Current Job: landscape architect
- Current County: Harrison
- Goal Yearly Income: $84,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Paraphrased and Standardized Quote from Torie for this direct loan of $64000, provided by Peoples Trust Bank Company
Hello, I am Torie and I’m from Corydon in Indiana. Harrison, county is where I grew up, and now I need a direct loan in Indiana for $64000 to pay bills. It wasn’t easy, but Peoples Trust Bank Company really came through for me with this loan for 10.8% interest APR and a term of 3 years. I can repay the loan over the 3 year term, including interest. A big thanks to Peoples Trust Bank Company for trusting me and my excellent credit. It look me 7 years to build my credit to 831, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
Conclusion of Torie’s direct loan
In the end, Torie was able to find a direct loan for $64000 with an interest rate of 8.1% interest APR from Peoples Trust Bank Company in Corydon, Indiana repayable over 3 years from today.