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$176000 Signature Loan With Good Credit In Milton Wisconsin

$176000 Signature Loan – Milton Wisconsin, Credit Rating Of 685

  • Experian: 702 – This client had a good Experian score
  • Transunion: 667 – Shonna had a good credit rating with Transunion.
  • Equifax: Shonna’s Experian score was 685, which is a good credit score with the Experian scale.

Shonna’s Transunion score was altered by the signature loan loan, changing to 667 from 685, which is normal in our experience.

Transunion Score: 667

Installment loan for Shonna, a graduate of Naugatuck Valley Community College and an anthropology and archeology professor working for over $63,000 per year

Shonna, an alumnus at Naugatuck Valley Community College and an anthropology and archeology professor in Milton, Wisconsin needs a signature loan to purchase something frivolous. Shonna has instead decided to obtain an installment loan for $7,000 and is currently seeking lenders like Clare Bank, National Association to provide it.

Personal Loan for an anthropology and archeology professor named Shonna in Milton, Wisconsin to Pay Off Jeff Bank Visa Signature Bonus Rewards PLUS Card

Shonna had a tonne of credit card debt on their Integra Bank Credit Cards and their , and they were starting to get in over their heads. Despite Shonna’s job as an anthropology and archeology professor, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Shonna’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$133870.00 8 9.1% $1968.17 M&I Bank of Burlington January 2, 2011
$133840.00 7 8.1% $2092.73 M&I Marshall and Ilsley Bank January 21, 2013
$133630.00 10 11.3% $1863.52 Continental Bank & Trust Co. September 30, 2013
$133780.00 9 7.2% $1686.67 Clare Bank, National Association October 12, 2013
$134170.00 8 7.7% $1876.32 Norwest Bank Wisconsin East Central March 26, 2014

Contact Details for Bank of Milton, the provider of this signature loan

  • Bank of Milton
  • City: Milton
  • State: Wisconsin
  • Address: 323 Parkview Drive
  • County: Rock
  • Zip code: 53563
Client Profile: Shonna Sultana of Milton, Wisconsin
  • Full name (Changed if requested): Shonna Sultana
  • Current Credit: loans.hit.utils.Fico@47089e5f
  • Current City: Milton
  • State: Wisconsin
  • Zip code: 53568
  • Yearly income: $45,000
  • Current Job: anthropology and archeology professor
  • Current County: Rock
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Signature Loan found in Milton, Wisconsin for $176000 with good credit by Shonna

Most clients have difficulty with obtaining signature loans in Milton, Wisconsin, and Shonna is no exception. Shonna went to 5 lending institutions or more before finding Bank of Milton, who offered Shonna a signature loan for $176000. Typical signature loans simply need a client, like Shonna’s signature to obtain them, up to $41,000 in some cases. Shonna was able to get $176000 as a signature loan, which is very high for a signature loan. Because signature loans don’t need a cosigner, these loans tend to require higher credit, as high as 797

When Shonna was 23, they attempted to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a list of Shonna’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on April 5, 2013
  • Attempt 2) Loan for $26,000.00 on October 21, 2008
  • Attempt 3) Loan for $34,000.00 on August 7, 2013
  • Attempt 4) Loan for $22,000.00 on January 9, 2011
  • Attempt 5) Loan for $37,000.00 on September 4, 2009
  • Attempt 6) Loan for $26,000.00 on August 26, 2010
  • Attempt 7) Loan for $22,000.00 on February 21, 2010

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $25,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Shonna needed a debt consolidation loan to pay for their existing signature loan and their credit card. Shonna was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.4%.

Fast Loans for Shonna in Milton, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Milton, Wisconsin aren’t actually that difficult to obtain, especially if you have some finesse like Shonna. Shonna was able to find a fast loan for $176000 from Burlington Marine Bank and First Bank Southeast, National Association, but declined both offers in favor of their signature loan from Bank of Milton. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a client is in a time sensitive situation.

Shonna’s Overall FICO score at the time of acceptance for a signature loan, taking into account their anthropology and archeology professor job and their future career as an employment and placement specialist

Fico Score: 685

Before applying for this signature loan, Shonna had an Experian score of 702, which is good, so Bank of Milton probably cannot provide Shonna a signature loan

Experian Score: 702

7 Months Ago, Shonna Attempted to Find a High Risk Loan for $22,000.00, and it was Easy

There is an ongoing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Shonna. Shonna decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Clients with credit ratings as low as 341 can apply for a high risk loan and may be be approved.

Paraphrased and Standardized Quote from Shonna for this signature loan of $176000, provided by Bank of Milton

Hi, I am Shonna and I’m from Milton in Wisconsin. Rock, county is where I grew up, and now I need a signature loan in Wisconsin for $176000 to pay bills. It wasn’t easy, but Bank of Milton really came through for me with this loan for 10.6% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to Bank of Milton for trusting me and my good credit. It look me 4 years to build my credit to 685, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Several previous requests for credit have been made by Shonna in the past, including one from The Peoples State Bank in Milton, Wisconsin before Shonna was approved for the $176000 by Bank of Milton

Shonna made 4 previous tries to obtain a signature loan, 2 of which were with The Peoples State Bank, a lender in Milton, Wisconsin known to specialize in signature loans specifically. Prior to finding Bank of Milton, Shonna was very concerned due to their inexperience and good credit rating.

Shonna has a very low current yearly income, but has a high number of prospects

Shonna has always wanted to be an employment and placement specialist, but would have to attend Naugatuck Valley Community College again to become one. Shonna has other prospects as well, including congressional aide, marking clerk, and insurance adjuster, which pay $52,000 through to $103,000 per year, on average. Because of this, we think that Shonna can pay for this signature loan of $176000.

Shonna was rejected by First Bank Southeast, National Association 4 times before being accepted by Bank of Milton at 323 Parkview Drive

On March 24, 2009, Shonna inquired about borrowing $4,000 from Bank of Jackson with Marcelene, their friend from just outside Milton, and even with the co-signer, Shonna was rejected for this signature loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.

Conclusion of Shonna’s signature loan

In the end, Shonna was able to find a signature loan for $176000 with an interest rate of 8.3% interest APR from Bank of Milton in Milton, Wisconsin repayable over 4 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.