$62000 Fast Loan – Irvington Kentucky, Credit Rating Of 418
- Experian: 437 – The client had a bad Experian rating
- Transunion: 399 – Ivey had a bad credit score with Transunion.
- Equifax: Ivey’s Experian score was 418, which is a bad credit score using the Experian system.
Before applying for this fast loan, Ivey had an Experian score of 437, which is bad, so First State Bank probably cannot provide Ivey a fast loan
Paraphrased and Standardized Quote from Ivey for this fast loan of $62000, provided by First State Bank
Hi, I am Ivey and I am from Irvington in Kentucky. Breckinridge, county is where I grew up, and now I need a fast loan in Kentucky for $62000 to buy a big ticket item. It has been difficult, but First State Bank really came through for me with this loan for 8.2% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to First State Bank for trusting me and my bad credit. It look me 7 years to build my credit to 418, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.
When Ivey was 19, they attempted to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a list of Ivey’s previous attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on November 3, 2008
- Attempt 2) Loan for $34,000.00 on May 18, 2013
- Attempt 3) Loan for $23,000.00 on March 25, 2010
- Attempt 4) Loan for $23,000.00 on October 20, 2010
- Attempt 5) Loan for $32,000.00 on May 20, 2009
- Attempt 6) Loan for $26,000.00 on August 12, 2010
6 Months Ago, Ivey Attempted to Find a High Risk Loan for $48,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Ivey. Ivey chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit scores as low as 373 can inquire for a high risk loan and may be be accepted.
Ivey’s Transunion score was changed by the fast loan loan, changing to 399 from 418, which is normal in our experience.
Previous requests on Ivey’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$125560.00||7||5.3%||$1792.41||Stock Yards Bank & Trust Company||February 25, 2010|
|$126280.00||10||7.2%||$1479.27||Farmers Deposit Bank of Brandenburg||October 6, 2012|
|$126220.00||6||10.2%||$2351.08||Citizens Bank||June 8, 2013|
|$126470.00||3||10.4%||$4104.62||Citizens Bank & Trust Company, Burgin, Kentucky||September 24, 2014|
Ivey was rejected by Citizens Bank & Trust Company, Burgin, Kentucky 4 times before being accepted by First State Bank at 240 North First Street
On May 2, 2009, Ivey inquired about borrowing $6,000 from Community Financial Services Bank with Alline, their friend from just outside Irvington, and even with the co-signer, Ivey was rejected for this fast loan. With bad credit, it can be challenging to procure funding, even with collateral and a co-signer.
Ivey has a disappointing current total income, but has several of prospects
Ivey has always wanted to be a fraud investigator, but would have to attend Auburn University Main Campus again to become one. Ivey has other prospects as well, including packers and packagers, finance manager, and mining engineer, which pay $51,000 through to $90,000 per year, on average. Because of this, we think that Ivey can afford this fast loan of $62000.
Signature Loan acquired in Irvington, Kentucky for $62000 with bad credit by Ivey
Many clients struggle with finding signature loans in Irvington, Kentucky, and Ivey is no different. Ivey went to 8 lending institutions or more before settling on First State Bank, who offered Ivey a signature loan for $62000. Most signature loans simply require a client, like Ivey’s signature to get them, up to $45,000 in some cases. Ivey was able to get $62000 as a fast loan, which is very high for a fast loan. Since signature loans do not require a cosigner, they generally need better credit, as high as 704
Fast Loans for Ivey in Irvington, Kentucky to prevent bankruptcy or harm from debt collectors.
Fast loans in Irvington, Kentucky aren’t actually that difficult to obtain, particularly if you have some finesse like Ivey. Ivey was able to find a fast loan for $62000 from Farmers & Traders Bank of Campton and United Community Bank, but turned down both offers in favor of their fast loan from First State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference in the case that you are in a pinch.
Ivey’s Overall FICO score at the time of acceptance for a fast loan, taking into account their internal auditor job and their future job as a fraud investigator
Personal Loan for an internal auditor named Ivey in Irvington, Kentucky to Pay Off Citi Secured MasterCard
Ivey had a lot of credit card debt on their Milwaukee Brewers BankAmericard Cash Rewards MasterCard and their Merrill Lynch Access, and they were starting to get in over their heads. Despite Ivey’s job as an internal auditor, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Many previous requests for credit have been made by Ivey in the past, including one from Colorado National Bank – Tech Center in Irvington, Kentucky before Ivey was approved for the $62000 by First State Bank
Ivey made 6 previous attempts to obtain a fast loan, 2 of which were with Colorado National Bank – Tech Center, a lending institution in Irvington, Kentucky known to specialize in fast loans specifically. Prior to finding First State Bank, Ivey was concerned due to their inexperience and bad credit rating.
- Full name (Changed if requested): Ivey Ignoria
- Current Credit: loans.hit.utils.Fico@45fe3ee3
- Current City: Irvington
- State: Kentucky
- Zip code: 40155
- Yearly income: $61,000
- Current Job: internal auditor
- Current County: Breckinridge
- Goal Yearly Income: $90,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $35,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Ivey required a debt consolidation loan to pay for their existing fast loan and their payday loan. Ivey was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.8%.
Installment loan for Ivey, a graduate of Auburn University Main Campus and an internal auditor working for over $73,000 per year
Ivey, an alumnus at Auburn University Main Campus and an internal auditor in Irvington, Kentucky wants a fast loan to purchase a house. Ivey has instead decided to obtain an installment loan for $21,000 and is currently seeking lenders like Commercial Bank to process their request.
Contact Details for First State Bank, the provider of this fast loan
- First State Bank
- City: Irvington
- State: Kentucky
- Address: 240 North First Street
- County: Breckinridge
- Zip code: 40146
Conclusion of Ivey’s fast loan
In the end, Ivey was able to find a fast loan for $62000 with an interest rate of 11.0% interest APR from First State Bank in Irvington, Kentucky repayable over 21 years from now.