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Same Day Loan For $72000 Near 90012, California With A Credit Score Of 670

$72000 Same Day Loan – Los Angeles California, Credit Rating Of 670

  • Experian: 686 – They had a good Experian rating
  • Transunion: 654 – Cecila had a good credit rating with Transunion.
  • Equifax: Cecila’s Experian score was 670, which is a good credit score with the Experian scale.

Previous requests on Cecila’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$119740.00 8 6.7% $1614.68 Santa Monica Bank January 28, 2012
$120350.00 6 6.6% $2028.81 Farmers and Merchants Bank of Long Beach November 18, 2012
$120240.00 5 10.4% $2578.47 First Interstate Bank of California April 18, 2014
$119630.00 8 11.3% $1898.61 Union Bank March 17, 2015
$120420.00 7 10.2% $2011.58 Citizens Commercial Trust and Savings Bank of Pasadena April 20, 2015

When Cecila was 19, they attempted to obtain a student loan from 4 alternate lenders, which damaged their credit score. Below is a list of Cecila’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on April 29, 2011
  • Attempt 2) Loan for $21,000.00 on March 3, 2012
  • Attempt 3) Loan for $23,000.00 on December 31, 2011
  • Attempt 4) Loan for $27,000.00 on April 3, 2014

Before applying for this same day loan, Cecila had an Experian score of 686, which is good, so Eastern International Bank most likely cannot provide Cecila a same day loan

Experian Score: 686

Cecila was not approved by Farmers and Merchants Bank of Long Beach 4 times prior to being granted funding by Eastern International Bank at 688 New High Street

On June 12, 2012, Cecila inquired about borrowing $3,000 from The Merchants National Bank of Sacramento with Jess, their friend from just outside Los Angeles, and even with the co-signer, Cecila was rejected for this same day loan. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Contact Details for Eastern International Bank, the provider of this same day loan

  • Eastern International Bank
  • City: Los Angeles
  • State: California
  • Address: 688 New High Street
  • County: Los Angeles
  • Zip code: 90012

Cecila’s Overall FICO score at the time of acceptance for a same day loan, taking into account their purchasing agent job and their future career as an educational psychologist

Fico Score: 670

7 Months in the Past, Cecila Tried Finding a High Risk Loan for $49,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Cecila. Cecila decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Borrowers with credit scores as low as 461 can apply for a high risk loan and have a chance to be approved.

Signature Loan found in Los Angeles, California for $72000 with good credit by Cecila

Many prospective borrowers struggle with obtaining signature loans in Los Angeles, California, and Cecila is no exception. Cecila went to 6 lenders or more prior to settling on Eastern International Bank, who offered Cecila a signature loan for $72000. Typical signature loans simply require a client, like Cecila’s signature to obtain them, up to $45,000 in some cases. Cecila was able to get $72000 as a same day loan, which is very high for a same day loan. Because signature loans do not need a cosigner, these loans generally require better credit, as high as 706

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $27,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Cecila required a debt consolidation loan to pay for their existing same day loan and their credit card. Cecila was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.7%.

Personal Loan for a purchasing agent named Cecila in Los Angeles, California to Pay Off Military Star Rewards MasterCard

Cecila had a lot of credit card debt on their Comerica Bank Visa Signature Card and their Office Depot Business Credit Card, and they were starting to get in over their heads. Despite Cecila’s job as a purchasing agent, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Fast Loans for Cecila in Los Angeles, California to prevent bankruptcy or harm from debt collectors.

Fast loans in Los Angeles, California aren’t actually that difficult to obtain, particularly if you have some finesse like Cecila. Cecila was able to find a fast loan for $72000 from First Trust Bank and Mechanics Bank, but turned down both offers in favor of their same day loan from Eastern International Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better in the case that a borrower is in a pinch.

Installment loan for Cecila, a graduate of University of Southern California and a purchasing agent working for over $63,000 per year

Cecila, an alumnus at University of Southern California and a purchasing agent in Los Angeles, California wants a same day loan to purchase a car. Cecila has instead chosen to get an installment loan for $19,000 and is at present seeking lenders like The First National Bank of Holtville to provide it.

Client Profile: Cecila Ingle of Los Angeles, California
  • Full name (Changed if requested): Cecila Ingle
  • Current Credit: loans.hit.utils.Fico@58d25a40
  • Current City: Los Angeles
  • State: California
  • Zip code: 90019
  • Yearly income: $60,000
  • Current Job: purchasing agent
  • Current County: Los Angeles
  • Goal Yearly Income: $92,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Paraphrased and Standardized Quote from Cecila for this same day loan of $72000, provided by Eastern International Bank

Hello, I am Cecila and my hometown is Los Angeles in California. Los Angeles, county is where I grew up, and now I need a same day loan in California for $72000 to buy a big ticket item. It wasn’t easy, but Eastern International Bank really came through for me with this loan for 5.7% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to Eastern International Bank for trusting me and my good credit. It look me 5 years to create my credit to 670, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Cecila’s Transunion score was altered by the same day loan loan, changing to 654 from 670, which is typical in our experience.

Transunion Score: 654

Cecila has a low current gross income, but has a high number of prospects

Cecila has always wanted to be an educational psychologist, but would need attend University of Southern California again to achieve it. Cecila has other possibilities as well, including historic site administrator, marine drafter, and fire prevention engineer, which pay $59,000 through to $91,000 per year, on average. Because of this, we think that Cecila can afford this same day loan of $72000.

Many past requests for credit have been made by Cecila in the past, including one from Central Bank in Los Angeles, California before Cecila was accepted for the $72000 by Eastern International Bank

Cecila made 6 previous tries to obtain a same day loan, 2 of which were with Central Bank, a bank in Los Angeles, California known to specialize in same day loans specifically. Before finding Eastern International Bank, Cecila was very concerned due to their inexperience and good credit rating.

Conclusion of Cecila’s same day loan

In the end, Cecila was able to find a same day loan for $72000 with an interest rate of 6.6% interest APR from Eastern International Bank in Los Angeles, California repayable over 13 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.