Do you have over $10,000 in Debt? Get Help now.

$56000 High Risk Loan With Terrible Credit In Manteno Illinois

$56000 High Risk Loan – Manteno Illinois, Credit Rating Of 373

  • Experian: 384 – The client had a terrible Experian score
  • Transunion: 361 – Courtney had a terrible credit rating with Transunion.
  • Equifax: Courtney’s Experian score was 373, which is a terrible credit rating on the Experian scale.

Personal Loan for a dental assistant named Courtney in Manteno, Illinois to Pay Off Gymboree Visa Platinum Card

Courtney had a tonne of credit card debt on their Navy FCU cashRewards Credit Card and their Lanpass Visa Secured Card, and they were starting to get in over their heads. Despite Courtney’s job as a dental assistant, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for HomeStar Bank and Financial Services, the provider of this high risk loan

  • HomeStar Bank and Financial Services
  • City: Manteno
  • State: Illinois
  • Address: 3 Diversatech Drive
  • County: Kankakee
  • Zip code: 60950

Before applying for this high risk loan, Courtney had an Experian score of 384, which is terrible, so HomeStar Bank and Financial Services most likely cannot provide Courtney a high risk loan

Experian Score: 384

Signature Loan acquired in Manteno, Illinois for $56000 with terrible credit by Courtney

A lot of prospective borrowers have difficulty with finding signature loans in Manteno, Illinois, and Courtney is the same. Courtney went to 6 lending institutions or more before settling on HomeStar Bank and Financial Services, who offered Courtney a signature loan for $56000. Typical signature loans simply require a client, like Courtney’s signature to obtain them, up to $29,000 in some cases. Courtney was able to get $56000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not need collateral, these loans generally require better credit, as high as 751

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $27,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Courtney needed a debt consolidation loan to pay for their existing high risk loan and their credit card. Courtney was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.1%.

Client Profile: Courtney Jannsen of Manteno, Illinois
  • Full name (Changed if requested): Courtney Jannsen
  • Current Credit: loans.hit.utils.Fico@2b05039f
  • Current City: Manteno
  • State: Illinois
  • Zip code: 60959
  • Yearly income: $30,000
  • Current Job: dental assistant
  • Current County: Kankakee
  • Goal Yearly Income: $130,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Paraphrased and Standardized Quote from Courtney for this high risk loan of $56000, provided by HomeStar Bank and Financial Services

Hello, I am Courtney and I’m from Manteno in Illinois. Kankakee, county is where I grew up, and now I need a high risk loan in Illinois for $56000 to avoid bankruptcy. It wasn’t easy, but HomeStar Bank and Financial Services really came through for me with this loan for 11.6% interest APR and a term of 20 years. I can repay the loan over the 20 year term, including interest. A big thanks to HomeStar Bank and Financial Services for trusting me and my terrible credit. It look me 6 years to create my credit to 373, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

When Courtney was 20, they tried to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Courtney’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on May 29, 2012
  • Attempt 2) Loan for $22,000.00 on October 6, 2011
  • Attempt 3) Loan for $29,000.00 on May 17, 2010
  • Attempt 4) Loan for $37,000.00 on April 10, 2009

Courtney’s Transunion score was changed by the high risk loan loan, changing to 361 from 373, which is normal in our experience.

Transunion Score: 361

Several past requests for credit have been made by Courtney in the past, including one from Bank of Adairsville in Manteno, Illinois before Courtney was accepted for the $56000 by HomeStar Bank and Financial Services

Courtney made 5 previous attempts to obtain a high risk loan, 2 of which were with Bank of Adairsville, a lending institution in Manteno, Illinois known to specialize in high risk loans specifically. Before finding HomeStar Bank and Financial Services, Courtney was desperate due to their inexperience and terrible credit rating.

Courtney’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their dental assistant job and their future career as a dental hygienist

Fico Score: 373

9 Months Ago, Courtney Tried Finding a High Risk Loan for $45,000.00, and it was Hard

It is an well known struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Courtney. Courtney chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Individuals with credit scores as low as 483 can inquire for a high risk loan and may be be accepted.

Courtney has a low current total income, but has a high number of prospects

Courtney has always wanted to be a dental hygienist, but would need attend National Beauty College again to become one. Courtney has other prospects as well, including respiratory therapist, physician’s office nurse, and public health service officer, which pay $54,000 through to $109,000 per year, at least. For this reason, we think that Courtney can pay for this high risk loan of $56000.

Installment loan for Courtney, a graduate of National Beauty College and a dental assistant working for over $62,000 per year

Courtney, an alumnus at National Beauty College and a dental assistant in Manteno, Illinois needs a high risk loan to purchase something frivolous. Courtney has instead decided to obtain an installment loan for $27,000 and is currently seeking lenders like LaSalle Bank NI to provide it.

Courtney was not approved by Bank One, Illinois, National Association 6 times before being approved by HomeStar Bank and Financial Services at 3 Diversatech Drive

On April 8, 2009, Courtney applied about borrowing $38,000 from Citizens State Bank of Milford with Modesto, their friend from just outside Manteno, and even with the co-signer, Courtney was rejected for this high risk loan. With terrible credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Previous requests on Courtney’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$23330.00 8 11.2% $369.0 The Gerber State Bank March 17, 2013
$22660.00 5 11.4% $497.22 The Belvidere National Bank and Trust Company May 24, 2013
$23290.00 5 10.7% $502.9 Commerce Bank August 7, 2014
$22870.00 8 5.3% $292.81 Byron Bank February 11, 2015

Fast Loans for Courtney in Manteno, Illinois to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Manteno, Illinois aren’t actually that difficult to obtain, particularly if you have some gumption like Courtney. Courtney was able to find a fast loan for $56000 from The Northern Trust Company and Mercantile National Bank of Chicago, but declined both offers in favor of their high risk loan from HomeStar Bank and Financial Services. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a borrower is in a pinch.

Conclusion of Courtney’s high risk loan

In the end, Courtney was able to find a high risk loan for $56000 with an interest rate of 8.0% interest APR from HomeStar Bank and Financial Services in Manteno, Illinois repayable over 20 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.