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$62000 High Risk Loan With Terrible Credit In Jacksonville Florida

$62000 High Risk Loan – Jacksonville Florida, Credit Score Of 316

  • Experian: 331 – This individual had a terrible Experian rating
  • Transunion: 300 – Leeanne had a terrible credit score with Transunion.
  • Equifax: Leeanne’s Experian score was 316, which is a terrible credit score with the Experian system.

Fast Loans for Leeanne in Jacksonville, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Jacksonville, Florida aren’t actually that difficult to obtain, particularly if you have some finesse like Leeanne. Leeanne was able to find a fast loan for $62000 from Atlantic Bank of Jacksonville and Sun Bank and Trust Company, but turned down both offers in favor of their high risk loan from Duval Federal Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if you are in a time sensitive situation.

Leeanne’s Transunion score was altered by the high risk loan loan, changing to 300 from 316, which is typical in our experience.

Transunion Score: 300

Leeanne has a very low current yearly income, but has a high number of prospects

Leeanne has always wanted to be an industrial relations analyst, but would need attend Lawrence Technological University again to become one. Leeanne has other possibilities as well, including customer service representative, child life specialist, and sales representative, which pay $59,000 through to $103,000 per year, at least. For this reason, we believe that Leeanne can pay for this high risk loan of $62000.

Client Profile: Leeanne Fuhrer of Jacksonville, Florida
  • Full name (Changed if requested): Leeanne Fuhrer
  • Current Credit: loans.hit.utils.Fico@1761e840
  • Current City: Jacksonville
  • State: Florida
  • Zip code: 32205
  • Yearly income: $47,000
  • Current Job: vocational rehabilitation counselor
  • Current County: Duval
  • Goal Yearly Income: $140,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Previous requests on Leeanne’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$75360.00 5 11.5% $1657.36 NCNB National Bank of Florida November 21, 2009
$74770.00 3 6.7% $2298.44 Southeast Bank of Madison County, National Association July 24, 2011
$74510.00 4 6.8% $1777.33 Southeast Bank of Wildwood February 26, 2013
$74730.00 3 6.4% $2287.0 Atlantic Bank of Jacksonville June 27, 2014

Before applying for this high risk loan, Leeanne had an Experian score of 331, which is terrible, so Duval Federal Savings and Loan Association probably cannot provide Leeanne a high risk loan

Experian Score: 331

When Leeanne was 20, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a list of Leeanne’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on September 4, 2009
  • Attempt 2) Loan for $30,000.00 on July 5, 2011
  • Attempt 3) Loan for $28,000.00 on May 22, 2011
  • Attempt 4) Loan for $39,000.00 on August 23, 2011
  • Attempt 5) Loan for $22,000.00 on November 8, 2012
  • Attempt 6) Loan for $36,000.00 on October 18, 2009

Personal Loan for a vocational rehabilitation counselor named Leeanne in Jacksonville, Florida to Pay Off Gordmans Credit Card

Leeanne had a tonne of credit card debt on their Citi / AAdvantage Gold MasterCard and their Kings Bay YM-YWHA Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Leeanne’s job as a vocational rehabilitation counselor, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Leeanne was rejected by The Florida National Bank at Orlando 5 times before being accepted by Duval Federal Savings and Loan Association at 1 North Hogan Street

On February 10, 2011, Leeanne inquired about borrowing $34,000 from The Florida National Bank at Orlando with Bobbi, their in law from just outside Jacksonville, and even with the co-signer, Leeanne was rejected for this high risk loan. With terrible credit, it can be very hard to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Leeanne for this high risk loan of $62000, provided by Duval Federal Savings and Loan Association

Hi, I am Leeanne and my hometown is Jacksonville in Florida. Duval, county is where I grew up, and now I need a high risk loan in Florida for $62000 to buy a big ticket item. It wasn’t easy, but Duval Federal Savings and Loan Association really came through for me with this loan for 5.5% interest APR and a term of 16 years. I will repay the loan over the 16 year term, including interest. A big thanks to Duval Federal Savings and Loan Association for giving me a chance and my terrible credit. It look me 9 years to create my credit to 316, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Contact Details for Duval Federal Savings and Loan Association, the provider of this high risk loan

  • Duval Federal Savings and Loan Association
  • City: Jacksonville
  • State: Florida
  • Address: 1 North Hogan Street
  • County: Duval
  • Zip code: 32202

Leeanne’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their vocational rehabilitation counselor job and their future job as an industrial relations analyst

Fico Score: 316

Signature Loan easily acquired in Jacksonville, Florida for $62000 with terrible credit by Leeanne

Most prospective borrowers have difficulty with finding signature loans in Jacksonville, Florida, and Leeanne is the same. Leeanne went to 7 lenders or more before finding Duval Federal Savings and Loan Association, who offered Leeanne a signature loan for $62000. Most signature loans simply require a client, like Leeanne’s signature to obtain them, up to $28,000 in some cases. Leeanne was able to get $62000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t need collateral, these loans tend to require better credit, as high as 711

7 Months Ago, Leeanne Tried to Find a High Risk Loan for $38,000.00, and it was Hard

It is an ongoing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Leeanne. Leeanne chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Individuals with credit scores as low as 499 can inquire for a high risk loan and have a chance to be accepted.

Multiple other requests for credit have been made by Leeanne in the past, including one from Santa Monica Bank in Jacksonville, Florida before Leeanne was accepted for the $62000 by Duval Federal Savings and Loan Association

Leeanne made 9 prior attempts to obtain a high risk loan, 2 of which were with Santa Monica Bank, a lender in Jacksonville, Florida known to specialize in high risk loans specifically. Before finding Duval Federal Savings and Loan Association, Leeanne was desperate due to their inexperience and terrible credit rating.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $21,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Leeanne needed a debt consolidation loan to pay for their existing high risk loan and their payday loan. Leeanne was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.2%.

Installment loan for Leeanne, a graduate of Lawrence Technological University and a vocational rehabilitation counselor working for over $65,000 per year

Leeanne, an alumnus at Lawrence Technological University and a vocational rehabilitation counselor in Jacksonville, Florida needs a high risk loan to purchase a new cell phone. Leeanne has instead chosen to get an installment loan for $10,000 and is at present seeking lenders like Barnett Bank of West Florida to provide it.

Conclusion of Leeanne’s high risk loan

In the end, Leeanne was able to find a high risk loan for $62000 with an interest rate of 11.5% interest APR from Duval Federal Savings and Loan Association in Jacksonville, Florida repayable over 16 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.