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Gregory Nola’s High Risk Loan For 30000 Dollars In Jacksonville Florida

$30000 High Risk Loan – Jacksonville Florida, Credit Rating Of 490

  • Experian: 509 – This client had a bad Experian score
  • Transunion: 472 – Gregory had a bad credit rating with Transunion.
  • Equifax: Gregory’s Experian score was 490, which is a bad credit rating using the Experian system.
Client Profile: Gregory Nola of Jacksonville, Florida
  • Full name (Changed if requested): Gregory Nola
  • Current Credit: loans.hit.utils.Fico@421faab1
  • Current City: Jacksonville
  • State: Florida
  • Zip code: 32210
  • Yearly income: $69,000
  • Current Job: cost estimator
  • Current County: Duval
  • Goal Yearly Income: $96,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Gregory was declined by Sun Bank and Trust Company 7 times prior to being granted funding by FloridaBank, A Federal Savings Bank at 5500 San Jose Boulevard

On September 2, 2013, Gregory inquired about borrowing $31,000 from Citizens Bank of Marianna with Branda, their friend from just outside Jacksonville, and even with the co-signer, Gregory was rejected for this high risk loan. With bad credit, it can be challenging to procure financing, even with collateral and a co-signer.

Installment loan for Gregory, a graduate of University of Missouri – Kansas City and a cost estimator working for over $72,000 per year

Gregory, an alumnus at University of Missouri – Kansas City and a cost estimator in Jacksonville, Florida wants a high risk loan to purchase something frivolous. Gregory has instead chosen to get an installment loan for $28,000 and is at present seeking lenders like Century Bank of Orange County to process their request.

Fast Loans for Gregory in Jacksonville, Florida to prevent bankruptcy or harm from debt collectors.

Fast loans in Jacksonville, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Gregory. Gregory was able to find a fast loan for $30000 from Barnett Bank of Putnam County and Seacoast National Bank, but declined both offers in favor of their high risk loan from FloridaBank, A Federal Savings Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that you are on the go.

Signature Loan acquired in Jacksonville, Florida for $30000 with bad credit by Gregory

Many borrowers struggle with obtaining signature loans in Jacksonville, Florida, and Gregory is the same. Gregory went to 4 lending institutions or more before finding FloridaBank, A Federal Savings Bank, who offered Gregory a signature loan for $30000. Typical signature loans simply require a client, like Gregory’s signature to get them, up to $35,000 in some cases. Gregory was able to get $30000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t require collateral, they tend to require improved credit, as high as 746

Gregory has a low current gross income, but has a high number of prospects

Gregory has always wanted to be a model makers, but would have to attend University of Missouri – Kansas City again to achieve it. Gregory has other possibilities as well, including athletes’ business manager, animal kennel supervisor, and community health nurse, which pay $50,000 through to $99,000 per year, at least. Because of this, we think that Gregory can afford this high risk loan of $30000.

When Gregory was 18, they tried to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a chronology of Gregory’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on September 1, 2012
  • Attempt 2) Loan for $36,000.00 on September 13, 2009
  • Attempt 3) Loan for $32,000.00 on November 4, 2009
  • Attempt 4) Loan for $20,000.00 on January 22, 2010

Previous requests on Gregory’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$32550.00 10 11.4% $455.78 NCNB National Bank of Florida September 15, 2013
$33240.00 11 5.4% $334.52 Southeast Bank of Madison County, National Association December 14, 2014
$33450.00 9 10.6% $481.87 Southeast Bank of Wildwood July 21, 2015
$33470.00 7 6.1% $490.55 Atlantic Bank of Jacksonville July 28, 2015
$32730.00 9 9.7% $455.5 Century National Bank of Broward September 18, 2015

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $36,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Gregory required a debt consolidation loan to pay for their existing high risk loan and their credit card. Gregory was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.2%.

Paraphrased and Standardized Quote from Gregory for this high risk loan of $30000, provided by FloridaBank, A Federal Savings Bank

Hello, I am Gregory and I am from Jacksonville in Florida. Duval, county is where I grew up, and now I need a high risk loan in Florida for $30000 to pay bills. It wasn’t easy, but FloridaBank, A Federal Savings Bank really came through for me with this loan for 8.1% interest APR and a term of 9 years. I can repay the loan over the 9 year term, including interest. A big thanks to FloridaBank, A Federal Savings Bank for trusting me and my bad credit. It look me 5 years to create my credit to 490, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Gregory’s Transunion score was altered by the high risk loan loan, changing to 472 from 490, which is normal in our experience.

Transunion Score: 472

Contact Details for FloridaBank, A Federal Savings Bank, the provider of this high risk loan

  • FloridaBank, A Federal Savings Bank
  • City: Jacksonville
  • State: Florida
  • Address: 5500 San Jose Boulevard
  • County: Duval
  • Zip code: 32207

Personal Loan for a cost estimator named Gregory in Jacksonville, Florida to Pay Off BancorpSouth MasterCard BusinessCard

Gregory had a lot of credit card debt on their PayPal Extras Mastercard and their US Bank Cash+ Visa Signature Card, and they were starting to get in over their heads. Despite Gregory’s job as a cost estimator, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this high risk loan, Gregory had an Experian score of 509, which is bad, so FloridaBank, A Federal Savings Bank probably cannot provide Gregory a high risk loan

Experian Score: 509

Several past requests for credit have been made by Gregory in the past, including one from Cross County Bank in Jacksonville, Florida before Gregory was approved for the $30000 by FloridaBank, A Federal Savings Bank

Gregory made 9 previous tries to obtain a high risk loan, 2 of which were with Cross County Bank, a bank in Jacksonville, Florida known to specialize in high risk loans specifically. Before finding FloridaBank, A Federal Savings Bank, Gregory was desperate due to their inexperience and bad credit rating.

Gregory’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their cost estimator job and their future career as a model makers

Fico Score: 490

8 Months in the Past, Gregory Attempted to Find a High Risk Loan for $24,000.00, and it was Hard

It is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Gregory. Gregory chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Individuals with credit scores as low as 308 can apply for a high risk loan and have a chance to be approved.

Conclusion of Gregory’s high risk loan

In the end, Gregory was able to find a high risk loan for $30000 with an interest rate of 11.4% interest APR from FloridaBank, A Federal Savings Bank in Jacksonville, Florida repayable over 9 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.