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2 Month Home Loan For Fran In Alexandria Louisiana

$72000 Home Loan – Alexandria Louisiana, Credit Score Of 697

  • Experian: 708 – They had a good Experian score
  • Transunion: 680 – Fran had a good credit score with Transunion.
  • Equifax: Fran’s Experian score was 697, which is a good credit score with the Experian scale.

Before applying for this home loan, Fran had an Experian score of 708, which is good, so Security First National Bank likely cannot provide Fran a home loan

Experian Score: 708

Installment loan for Fran, a graduate of Grossmont College and a computer aided design technician working for over $62,000 per year

Fran, an alumnus at Grossmont College and a computer aided design technician in Alexandria, Louisiana wants a home loan to purchase a new cell phone. Fran has instead chosen to obtain an installment loan for $26,000 and is currently seeking lenders like Bank of Greensburg to process their request.

Personal Loan for a computer aided design technician named Fran in Alexandria, Louisiana to Pay Off Tesoro Fleet Credit Card

Fran had a tonne of credit card debt on their PAYjr Visa Buxx Prepaid Card and their Great Southern Bank Visa Platinum, and they were starting to get in over their heads. Despite Fran’s job as a computer aided design technician, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

9 Months in the Past, Fran Attempted Finding a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Fran. Fran chose not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Clients with credit scores as low as 320 can inquire for a high risk loan and have a chance to be accepted.

Fran’s Transunion score was altered by the home loan loan, changing to 680 from 697, which is normal in our experience.

Transunion Score: 680

Multiple other requests for credit have been made by Fran in the past, including one from Heritage Bank in Alexandria, Louisiana before Fran was approved for the $72000 by Security First National Bank

Fran made 5 previous attempts to obtain a home loan, 2 of which were with Heritage Bank, a lending institution in Alexandria, Louisiana known to specialize in home loans specifically. Prior to finding Security First National Bank, Fran was very concerned due to their inexperience and good credit score.

Paraphrased and Standardized Quote from Fran for this home loan of $72000, provided by Security First National Bank

Hello, I am Fran and I am from Alexandria in Louisiana. Rapides, county is where I grew up, and now I need a home loan in Louisiana for $72000 to buy a big ticket item. It wasn’t easy, but Security First National Bank really came through for me with this loan for 11.6% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to Security First National Bank for giving me a chance and my good credit. It look me 9 years to build my credit to 697, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Signature Loan easily acquired in Alexandria, Louisiana for $72000 with good credit by Fran

Most clients struggle with obtaining signature loans in Alexandria, Louisiana, and Fran is the same. Fran went to 7 lenders or more before settling on Security First National Bank, who offered Fran a signature loan for $72000. Most signature loans simply need a client, like Fran’s signature to obtain them, up to $21,000 in some cases. Fran was able to get $72000 as a home loan, which is very high for a home loan. Since signature loans don’t require a cosigner, these loans tend to require better credit, as high as 772

When Fran was 22, they tried to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a chronology of Fran’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on November 16, 2011
  • Attempt 2) Loan for $36,000.00 on June 17, 2009
  • Attempt 3) Loan for $30,000.00 on August 15, 2011
  • Attempt 4) Loan for $29,000.00 on December 9, 2009
  • Attempt 5) Loan for $35,000.00 on December 16, 2011

Fran has a sad current total income, but has a high number of prospects

Fran has always wanted to be a special education administrator, but would need attend Grossmont College again to achieve it. Fran has other possibilities as well, including fund raiser, eeg technician/technologist, and postal service mail sorter, which pay $55,000 through to $95,000 per year, on average. Because of this, we believe that Fran can pay for this home loan of $72000.

Client Profile: Fran Botero of Alexandria, Louisiana
  • Full name (Changed if requested): Fran Botero
  • Current Credit: loans.hit.utils.Fico@20ad9418
  • Current City: Alexandria
  • State: Louisiana
  • Zip code: 71302
  • Yearly income: $59,000
  • Current Job: computer aided design technician
  • Current County: Rapides
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Fran was rejected by The First National Bank of Lake Charles 5 times prior to being approved by Security First National Bank at 625 Murray Street

On March 15, 2013, Fran inquired about borrowing $43,000 from Landmark Bank with Taneka, their friend from just outside Alexandria, and even with the co-signer, Fran was rejected for this home loan. With good credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Fran’s Overall FICO score at the time of acceptance for a home loan, taking into account their computer aided design technician job and their future career as a special education administrator

Fico Score: 697

Contact Details for Security First National Bank, the provider of this home loan

  • Security First National Bank
  • City: Alexandria
  • State: Louisiana
  • Address: 625 Murray Street
  • County: Rapides
  • Zip code: 71301

Previous requests on Fran’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$34700.00 3 9.8% $1116.42 Bank of Zachary August 31, 2009
$35150.00 10 6.7% $402.71 Landmark Bank March 20, 2012
$34840.00 10 5.6% $379.83 Bank of Gonzales November 14, 2013
$35430.00 7 5.7% $512.5 The Highlands Bank April 5, 2014

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $25,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Fran required a debt consolidation loan to pay for their existing home loan and their payday loan. Fran was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.1%.

Fast Loans for Fran in Alexandria, Louisiana to prevent bankruptcy or harm from debt collectors.

Fast loans in Alexandria, Louisiana aren’t actually that difficult to obtain, particularly if you have some gumption like Fran. Fran was able to find a fast loan for $72000 from First Bank and St. Bernard Bank & Trust Co., but turned down both offers in favor of their home loan from Security First National Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference if you are in a pinch.

Conclusion of Fran’s home loan

In the end, Fran was able to find a home loan for $72000 with an interest rate of 7.1% interest APR from Security First National Bank in Alexandria, Louisiana repayable over 17 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.