$78000 Signature Loan – Ste. Genevieve Missouri, Credit Score Of 330
- Experian: 341 – This client had a terrible Experian score
- Transunion: 312 – Haley had a terrible credit rating with Transunion.
- Equifax: Haley’s Experian score was 330, which is a terrible credit score on the Experian system.
Before applying for this signature loan, Haley had an Experian score of 341, which is terrible, so Ste Genevieve Savings and Loan Association probably cannot provide Haley a signature loan
Contact Details for Ste Genevieve Savings and Loan Association, the provider of this signature loan
- Ste Genevieve Savings and Loan Association
- City: Ste. Genevieve
- State: Missouri
- Address: 123 Merchant St
- County: Ste. Genevieve
- Zip code: 63670
Haley’s Transunion score was altered by the signature loan loan, changing to 312 from 330, which is normal in our experience.
9 Months Ago, Haley Attempted Finding a High Risk Loan for $26,000.00, and it was Hard
There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Haley. Haley decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit scores as low as 468 can apply for a high risk loan and may be be approved.
Haley’s Overall FICO score at the time of acceptance for a signature loan, taking into account their marine cargo surveyor job and their future career as an outdoor education teacher
Fast Loans for Haley in Ste. Genevieve, Missouri to prevent bankruptcy or harm from debt collectors.
Fast loans in Ste. Genevieve, Missouri aren’t actually that difficult to obtain, especially if you have some gumption like Haley. Haley was able to find a fast loan for $78000 from Boatmen’s Bank of Southwest Missouri and Commerce Bank of Tower Grove, but declined both offers in favor of their signature loan from Ste Genevieve Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if a client is on the go.
Installment loan for Haley, a graduate of Capital Area Technical College and a marine cargo surveyor working for over $78,000 per year
Haley, an alumnus at Capital Area Technical College and a marine cargo surveyor in Ste. Genevieve, Missouri wants a signature loan to purchase a new cell phone. Haley has instead decided to obtain an installment loan for $23,000 and is at present seeking lenders like Glasgow Savings Bank to process their request.
When Haley was 21, they tried to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a chronology of Haley’s previous attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on April 17, 2013
- Attempt 2) Loan for $29,000.00 on July 26, 2013
- Attempt 3) Loan for $20,000.00 on October 30, 2008
- Attempt 4) Loan for $24,000.00 on June 18, 2009
- Attempt 5) Loan for $37,000.00 on October 7, 2010
Many other requests for credit have been made by Haley in the past, including one from Vinings Bank in Ste. Genevieve, Missouri before Haley was approved for the $78000 by Ste Genevieve Savings and Loan Association
Haley made 9 previous attempts to obtain a signature loan, 2 of which were with Vinings Bank, a bank in Ste. Genevieve, Missouri known to specialize in signature loans specifically. Prior to finding Ste Genevieve Savings and Loan Association, Haley was desperate due to their inexperience and terrible credit rating.
Haley has a low current total income, but has a large amount of prospects
Haley has always wanted to be an outdoor education teacher, but would need attend Capital Area Technical College again to become one. Haley has other possibilities as well, including fire inspector, motion picture projectionist, and advertising agency coordinator, which pay $51,000 through to $93,000 per year, on average. For this reason, we believe that Haley can pay for this signature loan of $78000.
Previous requests on Haley’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $13350.00 | 8 | 11.1% | $210.43 | Camden County Bank | September 21, 2010 |
| $13130.00 | 8 | 7.1% | $179.66 | Glasgow Savings Bank | December 1, 2013 |
| $13450.00 | 11 | 6.8% | $144.98 | Central Bank | March 23, 2015 |
| $12650.00 | 5 | 11.6% | $278.84 | Midwest BankCentre | April 3, 2015 |
- Full name (Changed if requested): Haley Liebowitz
- Current Credit: loans.hit.utils.Fico@5679c6c6
- Current City: Ste. Genevieve
- State: Missouri
- Zip code: 63672
- Yearly income: $52,000
- Current Job: marine cargo surveyor
- Current County: Ste. Genevieve
- Goal Yearly Income: $99,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Paraphrased and Standardized Quote from Haley for this signature loan of $78000, provided by Ste Genevieve Savings and Loan Association
Hello, I am Haley and I’m from Ste. Genevieve in Missouri. Ste. Genevieve, county is where I grew up, and now I need a signature loan in Missouri for $78000 to avoid bankruptcy. It wasn’t easy, but Ste Genevieve Savings and Loan Association really came through for me with this loan for 11.4% interest APR and a term of 22 years. I can repay the loan over the 22 year term, including interest. A big thanks to Ste Genevieve Savings and Loan Association for trusting me and my terrible credit. It look me 7 years to build my credit to 330, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.
Haley was declined by Southern Commercial Bank 5 times before being accepted by Ste Genevieve Savings and Loan Association at 123 Merchant St
On September 1, 2010, Haley inquired about borrowing $17,000 from Midwest BankCentre with Russell, their friend from just outside Ste. Genevieve, and even with the co-signer, Haley was rejected for this signature loan. With terrible credit, it can be very hard to procure funding, even with collateral and a co-signer.
Personal Loan for a marine cargo surveyor named Haley in Ste. Genevieve, Missouri to Pay Off EmigrantDirect World MasterCard
Haley had a tonne of credit card debt on their Gulf Platinum MasterCard and their Gospelville Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Haley’s job as a marine cargo surveyor, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan found in Ste. Genevieve, Missouri for $78000 with terrible credit by Haley
Many borrowers struggle with finding signature loans in Ste. Genevieve, Missouri, and Haley is the same. Haley went to 6 lenders or more prior to settling on Ste Genevieve Savings and Loan Association, who offered Haley a signature loan for $78000. Typical signature loans simply require a client, like Haley’s signature to obtain them, up to $39,000 in some cases. Haley was able to get $78000 as a signature loan, which is very high for a signature loan. Since signature loans do not require a cosigner, these loans generally require improved credit, as high as 748
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $33,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Haley needed a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Haley was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.5%.
Conclusion of Haley’s signature loan
In the end, Haley was able to find a signature loan for $78000 with an interest rate of 7.8% interest APR from Ste Genevieve Savings and Loan Association in Ste. Genevieve, Missouri repayable over 22 years from now.
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