Do you have over $10,000 in Debt? Get Help now.

No Collateral Loan With Reasonable APR In Kenosha County, Wisconsin

$92000 No Collateral Loan – Silver Lake Wisconsin, Credit Score Of 422

  • Experian: 434 – This individual had a bad Experian rating
  • Transunion: 407 – Maryrose had a bad credit score with Transunion.
  • Equifax: Maryrose’s Experian score was 422, which is a bad credit score with the Experian scale.

Before applying for this no collateral loan, Maryrose had an Experian score of 434, which is bad, so First Bank Southeast of Silver Lake most likely cannot provide Maryrose a no collateral loan

Experian Score: 434

When Maryrose was 20, they tried to obtain a student loan from 5 alternate banks, which harmed their credit rating. Below is a list of Maryrose’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on May 2, 2010
  • Attempt 2) Loan for $23,000.00 on May 1, 2009
  • Attempt 3) Loan for $21,000.00 on August 28, 2009
  • Attempt 4) Loan for $26,000.00 on June 23, 2012
  • Attempt 5) Loan for $25,000.00 on June 19, 2013

Installment loan for Maryrose, a graduate of Everest University – North Orlando and a deaf students teacher working for over $65,000 per year

Maryrose, an alumnus at Everest University – North Orlando and a deaf students teacher in Silver Lake, Wisconsin wants a no collateral loan to purchase a car. Maryrose has instead chosen to obtain an installment loan for $23,000 and is at present seeking lenders like The Bank of Brodhead to provide it.

Maryrose has a disappointing current total income, but has several of prospects

Maryrose has always wanted to be an aircraft launch and recovery specialist, but would have to attend Everest University – North Orlando again to achieve it. Maryrose has other prospects as well, including farm products purchasing agent, fire protection engineering technician, and clergy member, which pay $56,000 through to $95,000 per year, on average. Because of this, we think that Maryrose can pay for this no collateral loan of $92000.

Signature Loan found in Silver Lake, Wisconsin for $92000 with bad credit by Maryrose

Most borrowers struggle with finding signature loans in Silver Lake, Wisconsin, and Maryrose is the same. Maryrose went to 5 lenders or more before finding First Bank Southeast of Silver Lake, who offered Maryrose a signature loan for $92000. Most signature loans simply require a client, like Maryrose’s signature to get them, up to $40,000 in some cases. Maryrose was able to get $92000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans do not need collateral, they generally need improved credit, as high as 768

Client Profile: Maryrose Lukowski of Silver Lake, Wisconsin
  • Full name (Changed if requested): Maryrose Lukowski
  • Current Credit: loans.hit.utils.Fico@12edcd21
  • Current City: Silver Lake
  • State: Wisconsin
  • Zip code: 53171
  • Yearly income: $39,000
  • Current Job: deaf students teacher
  • Current County: Kenosha
  • Goal Yearly Income: $112,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Multiple past requests for credit have been made by Maryrose in the past, including one from Valley First National Bank of Beaver Dam in Silver Lake, Wisconsin before Maryrose was accepted for the $92000 by First Bank Southeast of Silver Lake

Maryrose made 5 prior attempts to obtain a no collateral loan, 2 of which were with Valley First National Bank of Beaver Dam, a bank in Silver Lake, Wisconsin known to specialize in no collateral loans specifically. Before finding First Bank Southeast of Silver Lake, Maryrose was desperate due to their inexperience and bad credit rating.

9 Months Ago, Maryrose Attempted to Find a High Risk Loan for $48,000.00, and it was Hard

It is an well known struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Maryrose. Maryrose decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Individuals with credit ratings as low as 553 can inquire for a high risk loan and possibly can be approved.

Maryrose was declined by United Bank and Trust of Madison 5 times prior to being accepted by First Bank Southeast of Silver Lake at 740 Cogswell Drive

On January 31, 2012, Maryrose inquired about borrowing $48,000 from Bank of Jackson with Staci, their friend from just outside Silver Lake, and even with the co-signer, Maryrose was rejected for this no collateral loan. With bad credit, it can be very hard to procure funding, even with collateral and a co-signer.

Maryrose’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their deaf students teacher job and their future job as an aircraft launch and recovery specialist

Fico Score: 422

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $29,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Maryrose required a debt consolidation loan to pay for their existing no collateral loan and their payday loan. Maryrose was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.3%.

Fast Loans for Maryrose in Silver Lake, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Silver Lake, Wisconsin aren’t actually that difficult to obtain, especially if you have some finesse like Maryrose. Maryrose was able to find a fast loan for $92000 from Cudahy Marine Bank and Marine Tobacco Exchange Bank, but declined both offers in favor of their no collateral loan from First Bank Southeast of Silver Lake. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that you are in a time sensitive situation.

Contact Details for First Bank Southeast of Silver Lake, the provider of this no collateral loan

  • First Bank Southeast of Silver Lake
  • City: Silver Lake
  • State: Wisconsin
  • Address: 740 Cogswell Drive
  • County: Kenosha
  • Zip code: 53170

Maryrose’s Transunion score was changed by the no collateral loan loan, changing to 407 from 422, which is normal in our experience.

Transunion Score: 407

Paraphrased and Standardized Quote from Maryrose for this no collateral loan of $92000, provided by First Bank Southeast of Silver Lake

Hi, I am Maryrose and I am from Silver Lake in Wisconsin. Kenosha, county is where I grew up, and now I need a no collateral loan in Wisconsin for $92000 to buy a big ticket item. It wasn’t easy, but First Bank Southeast of Silver Lake really came through for me with this loan for 10.0% interest APR and a term of 22 years. I can repay the loan over the 22 year term, including interest. A big thanks to First Bank Southeast of Silver Lake for trusting me and my bad credit. It look me 8 years to build my credit to 422, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Previous requests on Maryrose’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$94220.00 11 10.8% $1222.67 M&I Bank of Burlington April 8, 2010
$94140.00 3 5.7% $2851.14 M&I Marshall and Ilsley Bank January 24, 2012
$94190.00 3 10.6% $3065.85 Continental Bank & Trust Co. September 20, 2013
$94160.00 4 6.4% $2228.66 Clare Bank, National Association September 17, 2014

Personal Loan for a deaf students teacher named Maryrose in Silver Lake, Wisconsin to Pay Off ESL Visa Secured Credit Card

Maryrose had a lot of credit card debt on their HOOTERS MasterCard and their RBC Visa Platinum Avion, and they were starting to get in over their heads. Despite Maryrose’s job as a deaf students teacher, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Conclusion of Maryrose’s no collateral loan

In the end, Maryrose was able to find a no collateral loan for $92000 with an interest rate of 11.2% interest APR from First Bank Southeast of Silver Lake in Silver Lake, Wisconsin repayable over 22 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.