$80000 Same Day Loan – West Dundee Illinois, Credit Rating Of 749
- Experian: 765 – They had an excellent Experian rating
- Transunion: 735 – Rhona had an excellent credit score with Transunion.
- Equifax: Rhona’s Experian score was 749, which is an excellent credit score on the Experian scale.
- Full name (Changed if requested): Rhona Helser
- Current Credit: loans.hit.utils.Fico@4aa8f0b4
- Current City: West Dundee
- State: Illinois
- Zip code: 60123
- Yearly income: $68,000
- Current Job: forest fire prevention supervisor
- Current County: Kane
- Goal Yearly Income: $124,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Installment loan for Rhona, a graduate of Academy of Healing Arts Massage and Facial Skin Care and a forest fire prevention supervisor working for over $62,000 per year
Rhona, an alumnus at Academy of Healing Arts Massage and Facial Skin Care and a forest fire prevention supervisor in West Dundee, Illinois needs a same day loan to purchase a car. Rhona has instead chosen to get an installment loan for $16,000 and is currently seeking lenders like Byron Bank to provide it.
Personal Loan for a forest fire prevention supervisor named Rhona in West Dundee, Illinois to Pay Off Riverview Community Bank Visa Business Card
Rhona had a tonne of credit card debt on their RBC Cash Back MasterCard and their BankAmericard Secured Visa Credit Card, and they were starting to get in over their heads. Despite Rhona’s job as a forest fire prevention supervisor, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $38,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Rhona required a debt consolidation loan to pay for their existing same day loan and their credit card. Rhona was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.5%.
Several previous requests for credit have been made by Rhona in the past, including one from People’s Savings Bank in West Dundee, Illinois before Rhona was approved for the $80000 by Cardunal Savings Bank, FSB
Rhona made 4 previous tries to obtain a same day loan, 2 of which were with People’s Savings Bank, a bank in West Dundee, Illinois known to specialize in same day loans specifically. Before finding Cardunal Savings Bank, FSB, Rhona was very concerned due to their inexperience and excellent credit score.
Rhona was rejected by The Northern Trust Company 7 times before being approved by Cardunal Savings Bank, FSB at 704 West Main Street
On April 11, 2012, Rhona applied about borrowing $13,000 from Peoples National Bank of Kewanee with Rory, their in law from just outside West Dundee, and even with the co-signer, Rhona was rejected for this same day loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.
When Rhona was 20, they attempted to obtain a student loan from 6 alternate banks, which damaged their credit rating. Below is a list of Rhona’s previous attempts at finding a student loan:
- Attempt 1) Loan for $24,000.00 on January 18, 2012
- Attempt 2) Loan for $27,000.00 on July 4, 2012
- Attempt 3) Loan for $35,000.00 on November 8, 2010
- Attempt 4) Loan for $38,000.00 on March 26, 2012
- Attempt 5) Loan for $31,000.00 on October 25, 2011
- Attempt 6) Loan for $37,000.00 on April 25, 2010
Previous requests on Rhona’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$126420.00||5||5.2%||$2397.3||The Gerber State Bank||August 13, 2013|
|$126400.00||6||11.4%||$2431.88||The Belvidere National Bank and Trust Company||August 16, 2014|
|$126370.00||5||5.6%||$2419.65||Commerce Bank||December 9, 2014|
|$126160.00||3||8.5%||$3982.56||Byron Bank||January 12, 2015|
|$126460.00||8||5.8%||$1649.58||Amalgamated Bank of Chicago||August 2, 2015|
Paraphrased and Standardized Quote from Rhona for this same day loan of $80000, provided by Cardunal Savings Bank, FSB
Hi, I am Rhona and my hometown is West Dundee in Illinois. Kane, county is where I grew up, and now I need a same day loan in Illinois for $80000 to buy a car. It has been difficult, but Cardunal Savings Bank, FSB really came through for me with this loan for 5.0% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to Cardunal Savings Bank, FSB for trusting me and my excellent credit. It look me 6 years to build my credit to 749, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.
6 Months Ago, Rhona Attempted to Find a High Risk Loan for $37,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Rhona. Rhona decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit clients. Borrowers with credit scores as low as 424 can inquire for a high risk loan and possibly can be approved.
Rhona has a sad current total income, but has several of prospects
Rhona has always wanted to be a biomedical equipment technician, but would need attend Academy of Healing Arts Massage and Facial Skin Care again to achieve it. Rhona has other prospects as well, including economics professor, hospital nurse, and psychiatrist, which pay $51,000 through to $102,000 per year, on average. For this reason, we believe that Rhona can pay for this same day loan of $80000.
Rhona’s Overall FICO score at the time of acceptance for a same day loan, taking into account their forest fire prevention supervisor job and their future career as a biomedical equipment technician
Fast Loans for Rhona in West Dundee, Illinois to prevent bankruptcy or broken legs from debt collectors.
Fast loans in West Dundee, Illinois aren’t actually that difficult to obtain, particularly if you have some gumption like Rhona. Rhona was able to find a fast loan for $80000 from Byron Bank and Drexel National Bank, but turned down both offers in favor of their same day loan from Cardunal Savings Bank, FSB. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that you are in a pinch.
Rhona’s Transunion score was changed by the same day loan loan, changing to 735 from 749, which is normal in our experience.
Signature Loan found in West Dundee, Illinois for $80000 with excellent credit by Rhona
Most prospective borrowers have difficulty with obtaining signature loans in West Dundee, Illinois, and Rhona is no different. Rhona went to 8 lenders or more before finding Cardunal Savings Bank, FSB, who offered Rhona a signature loan for $80000. Typical signature loans simply require a client, like Rhona’s signature to get them, up to $46,000 in some cases. Rhona was able to get $80000 as a same day loan, which is very high for a same day loan. Since signature loans don’t require a cosigner, these loans generally need improved credit, as high as 738
Contact Details for Cardunal Savings Bank, FSB, the provider of this same day loan
- Cardunal Savings Bank, FSB
- City: West Dundee
- State: Illinois
- Address: 704 West Main Street
- County: Kane
- Zip code: 60118
Before applying for this same day loan, Rhona had an Experian score of 765, which is excellent, so Cardunal Savings Bank, FSB likely cannot provide Rhona a same day loan
Conclusion of Rhona’s same day loan
In the end, Rhona was able to find a same day loan for $80000 with an interest rate of 9.2% interest APR from Cardunal Savings Bank, FSB in West Dundee, Illinois repayable over 2 years from today.