$72000 Home Loan – Las Vegas Nevada, Credit Score Of 548
- Experian: 561 – This individual had a fair Experian score
- Transunion: 533 – Thanh had a fair credit score with Transunion.
- Equifax: Thanh’s Experian score was 548, which is a fair credit score with the Experian scale.
Paraphrased and Standardized Quote from Thanh for this home loan of $72000, provided by Primerit Bank, Federal Savings Bank
Hi, I am Thanh and I’m from Las Vegas in Nevada. Clark, county is where I grew up, and now I need a home loan in Nevada for $72000 to pay bills. It wasn’t easy, but Primerit Bank, Federal Savings Bank really came through for me with this loan for 5.0% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to Primerit Bank, Federal Savings Bank for giving me a chance and my fair credit. It look me 5 years to create my credit to 548, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $30,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Thanh required a debt consolidation loan to pay for their existing home loan and their credit card. Thanh was able to find a home loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.1%.
Signature Loan easily acquired in Las Vegas, Nevada for $72000 with fair credit by Thanh
A lot of borrowers have difficulty with obtaining signature loans in Las Vegas, Nevada, and Thanh is not an exception. Thanh went to 8 lending institutions or more before settling on Primerit Bank, Federal Savings Bank, who offered Thanh a signature loan for $72000. Most signature loans simply require a client, like Thanh’s signature to get them, up to $47,000 in some cases. Thanh was able to get $72000 as a home loan, which is very high for a home loan. Since signature loans do not require a cosigner, they generally need higher credit, as high as 732
- Full name (Changed if requested): Thanh Congdon
- Current Credit: loans.hit.utils.Fico@5f5a92bb
- Current City: Las Vegas
- State: Nevada
- Zip code: 89103
- Yearly income: $45,000
- Current Job: civil engineering technician
- Current County: Clark
- Goal Yearly Income: $81,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Previous requests on Thanh’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$41570.00||8||11.7%||$668.8||The First National Bank of Ely||May 31, 2011|
|$42280.00||4||9.6%||$1064.23||First Interstate Bank of Nevada, National Association||June 17, 2012|
|$41900.00||4||7.7%||$1017.01||Security Bank of Nevada||July 25, 2013|
|$42390.00||6||11.7%||$822.13||Security Pacific Bank Nevada, National Association||July 11, 2014|
|$42340.00||11||11.6%||$569.14||Bank of Nevada||February 8, 2015|
Contact Details for Primerit Bank, Federal Savings Bank, the provider of this home loan
- Primerit Bank, Federal Savings Bank
- City: Las Vegas
- State: Nevada
- Address: 3300 West Sahara
- County: Clark
- Zip code: 89102
Multiple previous requests for credit have been made by Thanh in the past, including one from Bankers’ Bank of the West in Las Vegas, Nevada before Thanh was approved for the $72000 by Primerit Bank, Federal Savings Bank
Thanh made 4 previous tries to obtain a home loan, 2 of which were with Bankers’ Bank of the West, a lending institution in Las Vegas, Nevada known to specialize in home loans specifically. Before finding Primerit Bank, Federal Savings Bank, Thanh was very concerned due to their inexperience and fair credit rating.
Thanh was rejected by Nevada First Thrift 5 times before being approved by Primerit Bank, Federal Savings Bank at 3300 West Sahara
On June 7, 2012, Thanh applied about borrowing $30,000 from Credit One Bank, National Association with Austin, their friend from just outside Las Vegas, and even with the co-signer, Thanh was rejected for this home loan. With fair credit, it can be challenging to procure funding, even with collateral and a co-signer.
Thanh’s Overall FICO score at the time of acceptance for a home loan, taking into account their civil engineering technician job and their future job as a dentist
Personal Loan for a civil engineering technician named Thanh in Las Vegas, Nevada to Pay Off HAS Advantage Visa Signature Card
Thanh had a lot of credit card debt on their Walmart Credit Card and their Lexus Pursuits Visa Credit Card, and they were starting to get in over their heads. Despite Thanh’s job as a civil engineering technician, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
6 Months in the Past, Thanh Attempted to Find a High Risk Loan for $41,000.00, and it was Hard
There is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Thanh. Thanh decided not to obtain a high risk loan this time. High Risk loans are given to very low credit clients. Borrowers with credit ratings as low as 594 can apply for a high risk loan and may be be approved.
Thanh’s Transunion score was altered by the home loan loan, changing to 533 from 548, which is typical in our experience.
Before applying for this home loan, Thanh had an Experian score of 561, which is fair, so Primerit Bank, Federal Savings Bank likely cannot provide Thanh a home loan
Thanh has a very low current total income, but has a high number of prospects
Thanh has always wanted to be a dentist, but would need attend Bloomsburg University of Pennsylvania again to become one. Thanh has other prospects as well, including painters, farm products purchasing agent, and transportation systems design engineer, which pay $53,000 through to $104,000 per year, on average. Because of this, we think that Thanh can afford this home loan of $72000.
Fast Loans for Thanh in Las Vegas, Nevada to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Las Vegas, Nevada aren’t actually that difficult to obtain, especially if you have some finesse like Thanh. Thanh was able to find a fast loan for $72000 from Sun State Bank and The First National Bank of Ely, but declined both offers in favor of their home loan from Primerit Bank, Federal Savings Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference if a borrower is on the go.
Installment loan for Thanh, a graduate of Bloomsburg University of Pennsylvania and a civil engineering technician working for over $65,000 per year
Thanh, an alumnus at Bloomsburg University of Pennsylvania and a civil engineering technician in Las Vegas, Nevada wants a home loan to purchase a house. Thanh has instead decided to get an installment loan for $13,000 and is at present seeking lenders like Wells Fargo Bank Southwest, National Association to provide it.
When Thanh was 20, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a chronology of Thanh’s prior attempts at finding a student loan:
- Attempt 1) Loan for $24,000.00 on January 25, 2012
- Attempt 2) Loan for $27,000.00 on September 29, 2011
- Attempt 3) Loan for $31,000.00 on April 27, 2009
- Attempt 4) Loan for $29,000.00 on August 19, 2011
- Attempt 5) Loan for $38,000.00 on November 10, 2010
- Attempt 6) Loan for $34,000.00 on March 9, 2012
- Attempt 7) Loan for $26,000.00 on October 15, 2012
Conclusion of Thanh’s home loan
In the end, Thanh was able to find a home loan for $72000 with an interest rate of 8.6% interest APR from Primerit Bank, Federal Savings Bank in Las Vegas, Nevada repayable over 4 years from today.