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High Risk Loan With Reasonable APR In Hardin County, Iowa

$63000 High Risk Loan – Eldora Iowa, Credit Score Of 749

  • Experian: 763 – They had an excellent Experian score
  • Transunion: 730 – Angelique had an excellent credit rating with Transunion.
  • Equifax: Angelique’s Experian score was 749, which is an excellent credit rating with the Experian rating scheme.

Signature Loan easily acquired in Eldora, Iowa for $63000 with excellent credit by Angelique

A lot of borrowers struggle with finding signature loans in Eldora, Iowa, and Angelique is not an exception. Angelique went to 8 lending institutions or more before settling on Hawkeye Bank & Trust, Eldora, Iowa, who offered Angelique a signature loan for $63000. Typical signature loans simply need a client, like Angelique’s signature to get them, up to $33,000 in some cases. Angelique was able to get $63000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t require a cosigner, they generally require improved credit, as high as 748

Contact Details for Hawkeye Bank & Trust, Eldora, Iowa, the provider of this high risk loan

  • Hawkeye Bank & Trust, Eldora, Iowa
  • City: Eldora
  • State: Iowa
  • Address: Washington Street And 14th Avenue
  • County: Hardin
  • Zip code: 50627

Paraphrased and Standardized Quote from Angelique for this high risk loan of $63000, provided by Hawkeye Bank & Trust, Eldora, Iowa

Hello, I am Angelique and my hometown is Eldora in Iowa. Hardin, county is where I grew up, and now I need a high risk loan in Iowa for $63000 to buy a car. It wasn’t easy, but Hawkeye Bank & Trust, Eldora, Iowa really came through for me with this loan for 11.0% interest APR and a term of 13 years. I can probably repay the loan over the 13 year term, including interest. A big thanks to Hawkeye Bank & Trust, Eldora, Iowa for trusting me and my excellent credit. It look me 6 years to build my credit to 749, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Client Profile: Angelique Werra of Eldora, Iowa
  • Full name (Changed if requested): Angelique Werra
  • Current Credit: loans.hit.utils.Fico@277050dc
  • Current City: Eldora
  • State: Iowa
  • Zip code: 50628
  • Yearly income: $62,000
  • Current Job: chemistry professor
  • Current County: Hardin
  • Goal Yearly Income: $128,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Installment loan for Angelique, a graduate of University of Hawaii at Hilo and a chemistry professor working for over $70,000 per year

Angelique, an alumnus at University of Hawaii at Hilo and a chemistry professor in Eldora, Iowa needs a high risk loan to purchase a new cell phone. Angelique has instead chosen to obtain an installment loan for $18,000 and is at present seeking lenders like Commercial Savings Bank to provide it.

Angelique’s Transunion score was altered by the high risk loan loan, changing to 730 from 749, which is normal in our experience.

Transunion Score: 730

When Angelique was 21, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a chronology of Angelique’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on March 12, 2012
  • Attempt 2) Loan for $21,000.00 on June 18, 2009
  • Attempt 3) Loan for $22,000.00 on June 17, 2010
  • Attempt 4) Loan for $35,000.00 on July 16, 2010
  • Attempt 5) Loan for $23,000.00 on July 20, 2011
  • Attempt 6) Loan for $21,000.00 on May 12, 2009
  • Attempt 7) Loan for $36,000.00 on January 12, 2012

7 Months Ago, Angelique Attempted Finding a High Risk Loan for $33,000.00, and it was Easy

It is an well known struggle for clients to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Angelique. Angelique chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit scores as low as 377 can apply for a high risk loan and may be be accepted.

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $30,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Angelique needed a debt consolidation loan to pay for their existing high risk loan and their payday loan. Angelique was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.7%.

Before applying for this high risk loan, Angelique had an Experian score of 763, which is excellent, so Hawkeye Bank & Trust, Eldora, Iowa probably cannot provide Angelique a high risk loan

Experian Score: 763

Angelique has a very low current gross income, but has a large amount of prospects

Angelique has always wanted to be a set illustrator, but would need attend University of Hawaii at Hilo again to achieve it. Angelique has other possibilities as well, including windows – draperies treatment specialist, brokerage clerk, and military-enlisted personnel, which pay $57,000 through to $107,000 per year, on average. For this reason, we believe that Angelique can pay for this high risk loan of $63000.

Angelique was rejected by Security State Bank 5 times prior to being approved by Hawkeye Bank & Trust, Eldora, Iowa at Washington Street And 14th Avenue

On January 18, 2010, Angelique inquired about borrowing $44,000 from Commercial Savings Bank with Clarine, their in law from just outside Eldora, and even with the co-signer, Angelique was rejected for this high risk loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.

Personal Loan for a chemistry professor named Angelique in Eldora, Iowa to Pay Off RBC U.S. Dollar Visa Gold

Angelique had a tonne of credit card debt on their Staples Commercial Billing Credit Card and their Slate with Blueprint, and they were starting to get in over their heads. Despite Angelique’s job as a chemistry professor, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Angelique’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$87330.00 7 9.4% $1422.85 Mills County Bank National Association September 30, 2013
$87330.00 11 5.7% $892.05 Postville State Bank January 22, 2014
$87130.00 9 6.5% $1067.74 Washington State Bank December 10, 2014
$87150.00 6 6.7% $1473.3 Rippey Savings Bank May 30, 2015

Fast Loans for Angelique in Eldora, Iowa to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Eldora, Iowa aren’t actually that difficult to obtain, especially if you have some finesse like Angelique. Angelique was able to find a fast loan for $63000 from Community Bank and Guthrie County State Bank, but declined both offers in favor of their high risk loan from Hawkeye Bank & Trust, Eldora, Iowa. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better if a client is in a pinch.

Angelique’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their chemistry professor job and their future career as a set illustrator

Fico Score: 749

Multiple other requests for credit have been made by Angelique in the past, including one from United Community Bank Rabun County in Eldora, Iowa before Angelique was accepted for the $63000 by Hawkeye Bank & Trust, Eldora, Iowa

Angelique made 4 previous attempts to obtain a high risk loan, 2 of which were with United Community Bank Rabun County, a bank in Eldora, Iowa known to specialize in high risk loans specifically. Prior to finding Hawkeye Bank & Trust, Eldora, Iowa, Angelique was very concerned due to their inexperience and excellent credit rating.

Conclusion of Angelique’s high risk loan

In the end, Angelique was able to find a high risk loan for $63000 with an interest rate of 7.5% interest APR from Hawkeye Bank & Trust, Eldora, Iowa in Eldora, Iowa repayable over 13 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.