$32000 Signature Loan – Jacksonville Florida, Credit Rating Of 614
- Experian: 625 – This client had a good Experian score
- Transunion: 599 – Scottie had a good credit score with Transunion.
- Equifax: Scottie’s Experian score was 614, which is a good credit rating with the Experian scale.
Scottie was declined by SunTrust Bank, Tampa Bay 6 times before being accepted by Atlantic Bank of Lake Forest at 1336 West Edgewood Avenue
On October 12, 2008, Scottie applied about borrowing $23,000 from Seacoast National Bank with Maribel, their in law from just outside Jacksonville, and even with the co-signer, Scottie was rejected for this signature loan. With good credit, it can be challenging to procure financing, even with collateral and a co-signer.
Scottie has a very low current yearly income, but has several of prospects
Scottie has always wanted to be a computer hardware technician, but would need attend Wesley College again to become one. Scottie has other possibilities as well, including security guard, hearing officer, and commercial fisherman, which pay $50,000 through to $103,000 per year, on average. For this reason, we believe that Scottie can pay for this signature loan of $32000.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $32,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Scottie needed a debt consolidation loan to pay for their existing signature loan and their payday loan. Scottie was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.
Installment loan for Scottie, a graduate of Wesley College and a medical administrative assistant working for over $71,000 per year
Scottie, an alumnus at Wesley College and a medical administrative assistant in Jacksonville, Florida needs a signature loan to purchase a house. Scottie has instead chosen to get an installment loan for $25,000 and is currently seeking lenders like Seacoast National Bank to process their request.
Fast Loans for Scottie in Jacksonville, Florida to prevent bankruptcy or harm from debt collectors.
Fast loans in Jacksonville, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Scottie. Scottie was able to find a fast loan for $32000 from First Bank of Crestview and Sun Bank of Osceola County, but turned down both offers in favor of their signature loan from Atlantic Bank of Lake Forest. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is on the go.
Before applying for this signature loan, Scottie had an Experian score of 625, which is good, so Atlantic Bank of Lake Forest likely cannot provide Scottie a signature loan
Signature Loan found in Jacksonville, Florida for $32000 with good credit by Scottie
Most borrowers have difficulty with obtaining signature loans in Jacksonville, Florida, and Scottie is no different. Scottie went to 4 lenders or more before settling on Atlantic Bank of Lake Forest, who offered Scottie a signature loan for $32000. Most signature loans simply need a client, like Scottie’s signature to get them, up to $31,000 in some cases. Scottie was able to get $32000 as a signature loan, which is very high for a signature loan. Because signature loans do not require a cosigner, they tend to require higher credit, as high as 750
Personal Loan for a medical administrative assistant named Scottie in Jacksonville, Florida to Pay Off Amalgamated Bank MasterCard Gold Secured
Scottie had a tonne of credit card debt on their Brooks Brothers Platinum MasterCard and their MetaBank AccountNow Prepaid MasterCard, and they were starting to get in over their heads. Despite Scottie’s job as a medical administrative assistant, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Scottie Chand
- Current Credit: loans.hit.utils.Fico@12edcd21
- Current City: Jacksonville
- State: Florida
- Zip code: 32211
- Yearly income: $59,000
- Current Job: medical administrative assistant
- Current County: Duval
- Goal Yearly Income: $133,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
When Scottie was 21, they tried to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Scottie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on April 18, 2011
- Attempt 2) Loan for $33,000.00 on December 25, 2012
- Attempt 3) Loan for $38,000.00 on February 22, 2012
- Attempt 4) Loan for $27,000.00 on January 31, 2009
- Attempt 5) Loan for $34,000.00 on January 3, 2014
- Attempt 6) Loan for $29,000.00 on January 17, 2012
Previous requests on Scottie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$89190.00||3||6.6%||$2737.65||NCNB National Bank of Florida||July 6, 2010|
|$88730.00||8||7.2%||$1218.57||Southeast Bank of Madison County, National Association||July 24, 2013|
|$89440.00||10||6.8%||$1029.28||Southeast Bank of Wildwood||August 28, 2014|
|$88640.00||8||7.5%||$1230.67||Atlantic Bank of Jacksonville||February 27, 2015|
|$88860.00||6||11.4%||$1709.63||Century National Bank of Broward||June 30, 2015|
Scottie’s Transunion score was altered by the signature loan loan, changing to 599 from 614, which is normal in our experience.
Scottie’s Overall FICO score at the time of acceptance for a signature loan, taking into account their medical administrative assistant job and their future career as a computer hardware technician
Paraphrased and Standardized Quote from Scottie for this signature loan of $32000, provided by Atlantic Bank of Lake Forest
Hello, I am Scottie and I’m from Jacksonville in Florida. Duval, county is where I grew up, and now I need a signature loan in Florida for $32000 to buy a big ticket item. It wasn’t easy, but Atlantic Bank of Lake Forest really came through for me with this loan for 10.6% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to Atlantic Bank of Lake Forest for trusting me and my good credit. It look me 7 years to create my credit to 614, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
9 Months Ago, Scottie Attempted Finding a High Risk Loan for $41,000.00, and it was Hard
There is an well known struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Scottie. Scottie chose not to obtain a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit ratings as low as 486 can inquire for a high risk loan and may be be accepted.
Many previous requests for credit have been made by Scottie in the past, including one from First Federal Savings Bank of North Texas in Jacksonville, Florida before Scottie was approved for the $32000 by Atlantic Bank of Lake Forest
Scottie made 6 prior attempts to obtain a signature loan, 2 of which were with First Federal Savings Bank of North Texas, a lending institution in Jacksonville, Florida known to specialize in signature loans specifically. Prior to finding Atlantic Bank of Lake Forest, Scottie was desperate due to their inexperience and good credit score.
Contact Details for Atlantic Bank of Lake Forest, the provider of this signature loan
- Atlantic Bank of Lake Forest
- City: Jacksonville
- State: Florida
- Address: 1336 West Edgewood Avenue
- County: Duval
- Zip code: 32208
Conclusion of Scottie’s signature loan
In the end, Scottie was able to find a signature loan for $32000 with an interest rate of 8.6% interest APR from Atlantic Bank of Lake Forest in Jacksonville, Florida repayable over 1 years from now.