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Roxy Montag’s High Risk Loan For 64000 Dollars In Columbus Ohio

$64000 High Risk Loan – Columbus Ohio, Credit Rating Of 571

  • Experian: 587 – They had a fair Experian score
  • Transunion: 552 – Roxy had a fair credit score with Transunion.
  • Equifax: Roxy’s Experian score was 571, which is a fair credit rating using the Experian system.

Roxy’s Transunion score was changed by the high risk loan loan, changing to 552 from 571, which is typical in our experience.

Transunion Score: 552

Signature Loan acquired in Columbus, Ohio for $64000 with fair credit by Roxy

Most clients struggle with finding signature loans in Columbus, Ohio, and Roxy is the same. Roxy went to 7 lending institutions or more prior to finding Ohio Federal Savings and Loan Association, who offered Roxy a signature loan for $64000. Most signature loans simply need a client, like Roxy’s signature to obtain them, up to $45,000 in some cases. Roxy was able to get $64000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t require a cosigner, these loans tend to need improved credit, as high as 744

Contact Details for Ohio Federal Savings and Loan Association, the provider of this high risk loan

  • Ohio Federal Savings and Loan Association
  • City: Columbus
  • State: Ohio
  • Address: 90 North High St
  • County: Franklin
  • Zip code: 43215

6 Months in the Past, Roxy Tried Finding a High Risk Loan for $39,000.00, and it was Hard

It is an well known struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Roxy. Roxy chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Borrowers with credit ratings as low as 577 can inquire for a high risk loan and possibly can be accepted.

When Roxy was 23, they tried to obtain a student loan from 5 alternate lenders, which damaged their credit score. Below is a list of Roxy’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on November 10, 2008
  • Attempt 2) Loan for $36,000.00 on April 10, 2010
  • Attempt 3) Loan for $39,000.00 on October 25, 2011
  • Attempt 4) Loan for $22,000.00 on July 8, 2009
  • Attempt 5) Loan for $36,000.00 on December 27, 2010

Roxy has a very low current gross income, but has several of prospects

Roxy has always wanted to be an answering service operator, but would have to attend Pepperdine University again to achieve it. Roxy has other prospects as well, including computer programmer, industrial relations specialist, and veterinary assistant, which pay $55,000 through to $105,000 per year, on average. For this reason, we think that Roxy can afford this high risk loan of $64000.

Roxy was rejected by The Ohio Valley Bank Company 7 times prior to being granted funding by Ohio Federal Savings and Loan Association at 90 North High St

On September 17, 2012, Roxy applied about borrowing $46,000 from Minster Bank with Harriet, their in law from just outside Columbus, and even with the co-signer, Roxy was rejected for this high risk loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Roxy for this high risk loan of $64000, provided by Ohio Federal Savings and Loan Association

Hi, I am Roxy and my hometown is Columbus in Ohio. Franklin, county is where I grew up, and now I need a high risk loan in Ohio for $64000 to buy a big ticket item. It has been difficult, but Ohio Federal Savings and Loan Association really came through for me with this loan for 11.3% interest APR and a term of 20 years. I can probably repay the loan over the 20 year term, including interest. A big thanks to Ohio Federal Savings and Loan Association for trusting me and my fair credit. It look me 6 years to build my credit to 571, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $37,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Roxy needed a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Roxy was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.7%.

Client Profile: Roxy Montag of Columbus, Ohio
  • Full name (Changed if requested): Roxy Montag
  • Current Credit: loans.hit.utils.Fico@533ddba
  • Current City: Columbus
  • State: Ohio
  • Zip code: 43217
  • Yearly income: $64,000
  • Current Job: sales representatives
  • Current County: Franklin
  • Goal Yearly Income: $121,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Several previous requests for credit have been made by Roxy in the past, including one from Shenandoah National Bank in Columbus, Ohio before Roxy was accepted for the $64000 by Ohio Federal Savings and Loan Association

Roxy made 9 previous tries to obtain a high risk loan, 2 of which were with Shenandoah National Bank, a bank in Columbus, Ohio known to specialize in high risk loans specifically. Before finding Ohio Federal Savings and Loan Association, Roxy was concerned due to their inexperience and fair credit score.

Personal Loan for a sales representatives named Roxy in Columbus, Ohio to Pay Off First State Bank MasterCard Business Platinum Card

Roxy had a tonne of credit card debt on their PNC Bank Cash Rewards Visa Signature Business Card and their Merrill Lynch EMA Card, and they were starting to get in over their heads. Despite Roxy’s job as a sales representatives, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Fast Loans for Roxy in Columbus, Ohio to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Columbus, Ohio aren’t actually that difficult to obtain, especially if you have some finesse like Roxy. Roxy was able to find a fast loan for $64000 from AmeriTrust Company National Association and PNC Bank, Ohio, National Association, but turned down both offers in favor of their high risk loan from Ohio Federal Savings and Loan Association. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are in a pinch.

Roxy’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their sales representatives job and their future job as an answering service operator

Fico Score: 571

Installment loan for Roxy, a graduate of Pepperdine University and a sales representatives working for over $79,000 per year

Roxy, an alumnus at Pepperdine University and a sales representatives in Columbus, Ohio needs a high risk loan to purchase a new cell phone. Roxy has instead decided to get an installment loan for $29,000 and is at present seeking lenders like National City Bank, Northeast to provide it.

Previous requests on Roxy’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$37350.00 9 6.8% $463.33 The Vinton Banking Company August 26, 2011
$36900.00 11 9.2% $445.44 The Ohio Valley Bank Company March 28, 2014
$36810.00 4 8.1% $900.37 The Citizens Bank April 18, 2014
$37340.00 11 11.2% $493.2 The Peoples Bank August 30, 2014
$37450.00 8 8.3% $535.15 The Freeport State Bank February 13, 2015

Before applying for this high risk loan, Roxy had an Experian score of 587, which is fair, so Ohio Federal Savings and Loan Association likely cannot provide Roxy a high risk loan

Experian Score: 587

Conclusion of Roxy’s high risk loan

In the end, Roxy was able to find a high risk loan for $64000 with an interest rate of 7.7% interest APR from Ohio Federal Savings and Loan Association in Columbus, Ohio repayable over 20 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.