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1 Month, Fixed Interest High Risk Loan For Clementina In Texas

$4000 High Risk Loan – Naples Texas, Credit Score Of 817

  • Experian: 834 – This client had an excellent Experian score
  • Transunion: 805 – Clementina had an excellent credit rating with Transunion.
  • Equifax: Clementina’s Experian score was 817, which is an excellent credit rating using the Experian scale.

Before applying for this high risk loan, Clementina had an Experian score of 834, which is excellent, so The Morris County National Bank of Naples probably cannot provide Clementina a high risk loan

Experian Score: 834

6 Months in the Past, Clementina Attempted to Find a High Risk Loan for $29,000.00, and it was Easy

There is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Clementina. Clementina chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Individuals with credit ratings as low as 333 can inquire for a high risk loan and have a chance to be approved.

Fast Loans for Clementina in Naples, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Naples, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Clementina. Clementina was able to find a fast loan for $4000 from MBank Greenville, National Association and Comerica Bank, but turned down both offers in favor of their high risk loan from The Morris County National Bank of Naples. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if you are in a time sensitive situation.

Clementina’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their industrial engineering technician job and their future job as a treasurer

Fico Score: 817

Clementina was declined by Silsbee State Bank 5 times prior to being accepted by The Morris County National Bank of Naples at 101 W.L. Doc Dodson East

On June 7, 2011, Clementina applied about borrowing $13,000 from MBank Greenville, National Association with Toshiko, their friend from just outside Naples, and even with the co-signer, Clementina was rejected for this high risk loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Clementina has a disappointing current yearly income, but has a large amount of prospects

Clementina has always wanted to be a treasurer, but would have to attend VA Maine Healthcare System again to achieve it. Clementina has other possibilities as well, including college/university professor, administrative assistant, and aerospace engineering technician, which pay $54,000 through to $98,000 per year, on average. For this reason, we believe that Clementina can pay for this high risk loan of $4000.

Personal Loan for an industrial engineering technician named Clementina in Naples, Texas to Pay Off Baylor University Alumni Association Visa

Clementina had a tonne of credit card debt on their WWF Visa Signature Card with WorldPoints Rewards and their Pottery Barn Credit Card, and they were starting to get in over their heads. Despite Clementina’s job as an industrial engineering technician, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Clementina Roacho of Naples, Texas
  • Full name (Changed if requested): Clementina Roacho
  • Current Credit: loans.hit.utils.Fico@73c6c3b2
  • Current City: Naples
  • State: Texas
  • Zip code: 75577
  • Yearly income: $60,000
  • Current Job: industrial engineering technician
  • Current County: Morris
  • Goal Yearly Income: $137,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Clementina’s Transunion score was changed by the high risk loan loan, changing to 805 from 817, which is normal in our experience.

Transunion Score: 805

Multiple other requests for credit have been made by Clementina in the past, including one from The Clark County State Bank in Naples, Texas before Clementina was accepted for the $4000 by The Morris County National Bank of Naples

Clementina made 5 previous attempts to obtain a high risk loan, 2 of which were with The Clark County State Bank, a bank in Naples, Texas known to specialize in high risk loans specifically. Prior to finding The Morris County National Bank of Naples, Clementina was desperate due to their inexperience and excellent credit rating.

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $39,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Clementina required a debt consolidation loan to pay for their existing high risk loan and their payday loan. Clementina was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.4%.

Previous requests on Clementina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$32450.00 3 7.4% $1007.91 Comerica Bank February 13, 2010
$32410.00 5 7.8% $654.06 First Star Bank, S.S.B. December 16, 2010
$31780.00 3 9.8% $1022.47 Brownfield State Bank & Trust Co. July 14, 2011
$31690.00 8 10.8% $494.39 First Bank & Trust, Bryan, Texas May 24, 2012

Installment loan for Clementina, a graduate of VA Maine Healthcare System and an industrial engineering technician working for over $76,000 per year

Clementina, an alumnus at VA Maine Healthcare System and an industrial engineering technician in Naples, Texas wants a high risk loan to purchase a new cell phone. Clementina has instead chosen to get an installment loan for $6,000 and is at present seeking lenders like First Bank & Trust, Bryan, Texas to process their request.

Contact Details for The Morris County National Bank of Naples, the provider of this high risk loan

  • The Morris County National Bank of Naples
  • City: Naples
  • State: Texas
  • Address: 101 W.L. Doc Dodson East
  • County: Morris
  • Zip code: 75568

When Clementina was 19, they tried to obtain a student loan from 4 different lenders, which damaged their credit score. Below is a chronology of Clementina’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on October 11, 2008
  • Attempt 2) Loan for $20,000.00 on August 15, 2011
  • Attempt 3) Loan for $25,000.00 on March 11, 2012
  • Attempt 4) Loan for $32,000.00 on October 22, 2011

Signature Loan found in Naples, Texas for $4000 with excellent credit by Clementina

A lot of clients have difficulty with obtaining signature loans in Naples, Texas, and Clementina is no different. Clementina went to 5 lending institutions or more before finding The Morris County National Bank of Naples, who offered Clementina a signature loan for $4000. Typical signature loans simply require a client, like Clementina’s signature to get them, up to $40,000 in some cases. Clementina was able to get $4000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t need a cosigner, these loans tend to require improved credit, as high as 764

Paraphrased and Standardized Quote from Clementina for this high risk loan of $4000, provided by The Morris County National Bank of Naples

Hi, I am Clementina and my hometown is Naples in Texas. Morris, county is where I grew up, and now I need a high risk loan in Texas for $4000 to buy a car. It has been difficult, but The Morris County National Bank of Naples really came through for me with this loan for 11.5% interest APR and a term of 1 years. I will repay the loan over the 1 year term, including interest. A big thanks to The Morris County National Bank of Naples for giving me a chance and my excellent credit. It look me 7 years to build my credit to 817, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Conclusion of Clementina’s high risk loan

In the end, Clementina was able to find a high risk loan for $4000 with an interest rate of 10.8% interest APR from The Morris County National Bank of Naples in Naples, Texas repayable over 1 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.