$40000 Home Loan – Napoleonville Louisiana, Credit Score Of 765
- Experian: 776 – This client had an excellent Experian rating
- Transunion: 748 – Leone had an excellent credit score with Transunion.
- Equifax: Leone’s Experian score was 765, which is an excellent credit rating with the Experian system.
Leone’s Overall FICO score at the time of acceptance for a home loan, taking into account their biomedical equipment technician job and their future job as a professional sports scout
Leone has a sad current gross income, but has several of prospects
Leone has always wanted to be a professional sports scout, but would have to attend Cisco Junior College again to achieve it. Leone has other possibilities as well, including animal breeder, mapping technician, and sales representative, which pay $50,000 through to $91,000 per year, on average. For this reason, we think that Leone can afford this home loan of $40000.
Contact Details for Assumption Bank and Trust Company, the provider of this home loan
- Assumption Bank and Trust Company
- City: Napoleonville
- State: Louisiana
- Address: 110 Franklin Street
- County: Assumption
- Zip code: 70390
8 Months in the Past, Leone Attempted Finding a High Risk Loan for $36,000.00, and it was Hard
There is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Leone. Leone decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Clients with credit scores as low as 582 can inquire for a high risk loan and may be be accepted.
Paraphrased and Standardized Quote from Leone for this home loan of $40000, provided by Assumption Bank and Trust Company
Hello, I am Leone and I am from Napoleonville in Louisiana. Assumption, county is where I grew up, and now I need a home loan in Louisiana for $40000 to pay bills. It wasn’t easy, but Assumption Bank and Trust Company really came through for me with this loan for 6.0% interest APR and a term of 13 years. I can probably repay the loan over the 13 year term, including interest. A big thanks to Assumption Bank and Trust Company for giving me a chance and my excellent credit. It look me 8 years to build my credit to 765, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
Fast Loans for Leone in Napoleonville, Louisiana to prevent bankruptcy or harm from debt collectors.
Fast loans in Napoleonville, Louisiana aren’t actually that difficult to obtain, especially if you have some finesse like Leone. Leone was able to find a fast loan for $40000 from The First National Bank of Jeanerette and City National Bank of Baton Rouge, but declined both offers in favor of their home loan from Assumption Bank and Trust Company. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that you are on the go.
Leone was declined by Bank of Montgomery 7 times before being accepted by Assumption Bank and Trust Company at 110 Franklin Street
On December 16, 2008, Leone applied about borrowing $32,000 from The Premier Bank of South Louisiana with Shana, their in law from just outside Napoleonville, and even with the co-signer, Leone was rejected for this home loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Personal Loan for a biomedical equipment technician named Leone in Napoleonville, Louisiana to Pay Off Value City Furniture Credit Card
Leone had a lot of credit card debt on their Merrill Lynch EMA Signature Rewards and their First Tennessee Platinum Premier Visa, and they were starting to get in over their heads. Despite Leone’s job as a biomedical equipment technician, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Leone Olp
- Current Credit: loans.hit.utils.Fico@4f4a7090
- Current City: Napoleonville
- State: Louisiana
- Zip code: 70394
- Yearly income: $30,000
- Current Job: biomedical equipment technician
- Current County: Assumption
- Goal Yearly Income: $92,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Signature Loan acquired in Napoleonville, Louisiana for $40000 with excellent credit by Leone
Many borrowers struggle with obtaining signature loans in Napoleonville, Louisiana, and Leone is the same. Leone went to 6 lending institutions or more prior to finding Assumption Bank and Trust Company, who offered Leone a signature loan for $40000. Typical signature loans simply require a client, like Leone’s signature to obtain them, up to $34,000 in some cases. Leone was able to get $40000 as a home loan, which is very high for a home loan. Because signature loans don’t need a cosigner, these loans tend to need improved credit, as high as 740
When Leone was 20, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a chronology of Leone’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on December 19, 2008
- Attempt 2) Loan for $28,000.00 on January 6, 2011
- Attempt 3) Loan for $21,000.00 on January 12, 2009
- Attempt 4) Loan for $31,000.00 on January 31, 2010
- Attempt 5) Loan for $23,000.00 on June 20, 2009
- Attempt 6) Loan for $27,000.00 on February 22, 2010
- Attempt 7) Loan for $23,000.00 on December 13, 2013
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $34,000.00 to $46,000.00. They are mainly used to pay off existing high interest loans like credit cards. Leone needed a debt consolidation loan to pay for their existing home loan and their credit card. Leone was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.1%.
Installment loan for Leone, a graduate of Cisco Junior College and a biomedical equipment technician working for over $77,000 per year
Leone, an alumnus at Cisco Junior College and a biomedical equipment technician in Napoleonville, Louisiana wants a home loan to purchase a car. Leone has instead decided to obtain an installment loan for $13,000 and is currently seeking lenders like First National Bank of Jefferson Parish to process their request.
Multiple past requests for credit have been made by Leone in the past, including one from The First National Bank of Le Center in Napoleonville, Louisiana before Leone was accepted for the $40000 by Assumption Bank and Trust Company
Leone made 5 previous attempts to obtain a home loan, 2 of which were with The First National Bank of Le Center, a lender in Napoleonville, Louisiana known to specialize in home loans specifically. Before finding Assumption Bank and Trust Company, Leone was desperate due to their inexperience and excellent credit score.
Before applying for this home loan, Leone had an Experian score of 776, which is excellent, so Assumption Bank and Trust Company likely cannot provide Leone a home loan
Previous requests on Leone’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$44380.00||6||6.4%||$743.91||Bank of Zachary||November 27, 2009|
|$43670.00||3||7.1%||$1350.4||Landmark Bank||July 25, 2013|
|$44440.00||7||5.7%||$642.83||Bank of Gonzales||August 1, 2013|
|$43770.00||10||6.8%||$503.71||The Highlands Bank||February 16, 2015|
|$44200.00||10||6.6%||$504.13||Bank of Grand Cane||June 27, 2015|
Leone’s Transunion score was changed by the home loan loan, changing to 748 from 765, which is typical in our experience.
Conclusion of Leone’s home loan
In the end, Leone was able to find a home loan for $40000 with an interest rate of 7.1% interest APR from Assumption Bank and Trust Company in Napoleonville, Louisiana repayable over 13 years from now.