$69000 Unsecured Loan – Alpharetta Georgia, Credit Score Of 358
- Experian: 375 – This client had a terrible Experian score
- Transunion: 341 – Ali had a terrible credit score with Transunion.
- Equifax: Ali’s Experian score was 358, which is a terrible credit score on the Experian rating scheme.
Many previous requests for credit have been made by Ali in the past, including one from Bank of Galesville in Alpharetta, Georgia before Ali was accepted for the $69000 by Bank of North Georgia
Ali made 7 previous attempts to obtain an unsecured loan, 2 of which were with Bank of Galesville, a bank in Alpharetta, Georgia known to specialize in unsecured loans specifically. Before finding Bank of North Georgia, Ali was concerned due to their inexperience and terrible credit rating.
Before applying for this unsecured loan, Ali had an Experian score of 375, which is terrible, so Bank of North Georgia most likely can provide Ali an unsecured loan
Ali’s Transunion score was changed by the unsecured loan loan, changing to 341 from 358, which is typical in our experience.
Signature Loan acquired in Alpharetta, Georgia for $69000 with terrible credit by Ali
Many clients struggle with obtaining signature loans in Alpharetta, Georgia, and Ali is no different. Ali went to 5 lending institutions or more before settling on Bank of North Georgia, who offered Ali a signature loan for $69000. Typical signature loans simply require a client, like Ali’s signature to get them, up to $28,000 in some cases. Ali was able to get $69000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not require collateral, these loans tend to need better credit, as high as 759
Personal Loan for a newspaper editor named Ali in Alpharetta, Georgia to Pay Off World Wildlife Fund Visa Card
Ali had a tonne of credit card debt on their KeyBank Business MasterCard Credit Card and their Gymboree Visa Platinum Credit Card, and they were starting to get in over their heads. Despite Ali’s job as a newspaper editor, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
6 Months in the Past, Ali Tried to Find a High Risk Loan for $37,000.00, and it was Easy
It is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Ali. Ali chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Borrowers with credit ratings as low as 521 can inquire for a high risk loan and possibly can be approved.
Installment loan for Ali, a graduate of Reformed Theological Seminary and a newspaper editor working for over $74,000 per year
Ali, an alumnus at Reformed Theological Seminary and a newspaper editor in Alpharetta, Georgia wants an unsecured loan to purchase a new cell phone. Ali has instead decided to get an installment loan for $9,000 and is at present seeking lenders like Monroe County Bank to process their request.
When Ali was 19, they tried to obtain a student loan from 5 alternate banks, which damaged their credit score. Below is a list of Ali’s previous attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on September 22, 2013
- Attempt 2) Loan for $26,000.00 on April 10, 2009
- Attempt 3) Loan for $37,000.00 on April 3, 2012
- Attempt 4) Loan for $20,000.00 on April 17, 2013
- Attempt 5) Loan for $28,000.00 on October 12, 2012
Ali was rejected by The Citizens Bank 7 times prior to being accepted by Bank of North Georgia at 8025 Westside Parkway
On April 13, 2010, Ali inquired about borrowing $49,000 from Coffee County Bank with Fannie, their in law from just outside Alpharetta, and even with the co-signer, Ali was rejected for this unsecured loan. With terrible credit, it can be challenging to procure funding, even with collateral and a co-signer.
Previous requests on Ali’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $11810.00 | 4 | 7.7% | $286.66 | NationsBank of Florida, National Association | January 8, 2010 |
| $12230.00 | 11 | 8.8% | $144.93 | Century Bank and Trust | May 20, 2014 |
| $12170.00 | 9 | 11.5% | $181.38 | Bank of Madison | November 19, 2014 |
| $12410.00 | 8 | 6.2% | $164.3 | Bank of Hazlehurst | February 15, 2015 |
Contact Details for Bank of North Georgia, the provider of this unsecured loan
- Bank of North Georgia
- City: Alpharetta
- State: Georgia
- Address: 8025 Westside Parkway
- County: Fulton
- Zip code: 30004
Ali has a sad current total income, but has a high number of prospects
Ali has always wanted to be an industrial engineer, but would have to attend Reformed Theological Seminary again to achieve it. Ali has other prospects as well, including sawing machine operator, billing specialist, and traffic administrator, which pay $52,000 through to $97,000 per year, on average. Because of this, we believe that Ali can afford this unsecured loan of $69000.
Paraphrased and Standardized Quote from Ali for this unsecured loan of $69000, provided by Bank of North Georgia
Hello, I am Ali and my hometown is Alpharetta in Georgia. Fulton, county is where I grew up, and now I need a unsecured loan in Georgia for $69000 to avoid bankruptcy. It wasn’t easy, but Bank of North Georgia really came through for me with this loan for 8.8% interest APR and a term of 8 years. I can probably repay the loan over the 8 year term, including interest. A big thanks to Bank of North Georgia for trusting me and my terrible credit. It look me 4 years to build my credit to 358, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $31,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Ali needed a debt consolidation loan to pay for their existing unsecured loan and their loan shark loan. Ali was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.2%.
- Full name (Changed if requested): Ali Mirbaha
- Current Credit: loans.hit.utils.Fico@73a28541
- Current City: Alpharetta
- State: Georgia
- Zip code: 30010
- Yearly income: $41,000
- Current Job: newspaper editor
- Current County: Fulton
- Goal Yearly Income: $106,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Fast Loans for Ali in Alpharetta, Georgia to prevent bankruptcy or harm from debt collectors.
Fast loans in Alpharetta, Georgia aren’t actually that difficult to obtain, particularly if you have some gumption like Ali. Ali was able to find a fast loan for $69000 from 1st Community Bank and Century Bank and Trust, but declined both offers in favor of their unsecured loan from Bank of North Georgia. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if a borrower is in a time sensitive situation.
Ali’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their newspaper editor job and their future job as an industrial engineer
Conclusion of Ali’s unsecured loan
In the end, Ali was able to find an unsecured loan for $69000 with an interest rate of 6.4% interest APR from Bank of North Georgia in Alpharetta, Georgia repayable over 8 years from now.
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