$120000 Private Loan – Slidell Louisiana, Credit Rating Of 420
- Experian: 434 – This individual had a bad Experian rating
- Transunion: 401 – Brock had a bad credit score with Transunion.
- Equifax: Brock’s Experian score was 420, which is a bad credit rating using the Experian scale.
Many other requests for credit have been made by Brock in the past, including one from Sandia Federal Savings Association in Slidell, Louisiana before Brock was approved for the $120000 by State Bank of Commerce
Brock made 8 prior attempts to obtain a private loan, 2 of which were with Sandia Federal Savings Association, a lending institution in Slidell, Louisiana known to specialize in private loans specifically. Before finding State Bank of Commerce, Brock was concerned due to their inexperience and bad credit rating.
- Full name (Changed if requested): Brock Numan
- Current Credit: loans.hit.utils.Fico@3d71d552
- Current City: Slidell
- State: Louisiana
- Zip code: 70464
- Yearly income: $57,000
- Current Job: aquaculturist
- Current County: St. Tammany
- Goal Yearly Income: $109,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $26,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Brock required a debt consolidation loan to pay for their existing private loan and their loan shark loan. Brock was able to find a private loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.8%.
Brock’s Overall FICO score at the time of acceptance for a private loan, taking into account their aquaculturist job and their future job as a business professor
6 Months in the Past, Brock Attempted to Find a High Risk Loan for $42,000.00, and it was Easy
There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Brock. Brock decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Clients with credit ratings as low as 370 can inquire for a high risk loan and may be be accepted.
Brock has a sad current total income, but has a large amount of prospects
Brock has always wanted to be a business professor, but would need attend Anthem College – Bryman School again to achieve it. Brock has other prospects as well, including home health technician, animal control worker, and casino floor person, which pay $58,000 through to $102,000 per year, at least. Because of this, we believe that Brock can afford this private loan of $120000.
Personal Loan for an aquaculturist named Brock in Slidell, Louisiana to Pay Off Bethpage FCU MasterCard Platinum Rewards Credit Card
Brock had a tonne of credit card debt on their Amalgamated Bank MasterCard Union Plus and their PartnersFirst Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Brock’s job as an aquaculturist, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Brock was rejected by The First National Bank of Jeanerette 4 times prior to being approved by State Bank of Commerce at Gause Road East And Choctaw Drive
On November 23, 2010, Brock applied about borrowing $35,000 from The Mer Rouge State Bank with Torri, their in law from just outside Slidell, and even with the co-signer, Brock was rejected for this private loan. With bad credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Before applying for this private loan, Brock had an Experian score of 434, which is bad, so State Bank of Commerce likely cannot provide Brock a private loan
Previous requests on Brock’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$92370.00||6||6.1%||$1535.2||Bank of Zachary||December 1, 2008|
|$92390.00||7||7.6%||$1421.67||Landmark Bank||September 6, 2011|
|$92490.00||4||8.5%||$2279.72||Bank of Gonzales||August 14, 2012|
|$91860.00||8||8.4%||$1317.35||The Highlands Bank||December 28, 2013|
Fast Loans for Brock in Slidell, Louisiana to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Slidell, Louisiana aren’t actually that difficult to obtain, particularly if you have some gumption like Brock. Brock was able to find a fast loan for $120000 from St. Bernard Bank & Trust Co. and Bank of Greensburg, but turned down both offers in favor of their private loan from State Bank of Commerce. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if a client is in a pinch.
Signature Loan acquired in Slidell, Louisiana for $120000 with bad credit by Brock
A lot of prospective borrowers struggle with obtaining signature loans in Slidell, Louisiana, and Brock is not an exception. Brock went to 4 lending institutions or more before finding State Bank of Commerce, who offered Brock a signature loan for $120000. Most signature loans simply require a client, like Brock’s signature to get them, up to $46,000 in some cases. Brock was able to get $120000 as a private loan, which is very high for a private loan. Since signature loans do not require collateral, these loans generally need higher credit, as high as 739
Brock’s Transunion score was changed by the private loan loan, changing to 401 from 420, which is typical in our experience.
Installment loan for Brock, a graduate of Anthem College – Bryman School and an aquaculturist working for over $74,000 per year
Brock, an alumnus at Anthem College – Bryman School and an aquaculturist in Slidell, Louisiana wants a private loan to purchase a new cell phone. Brock has instead chosen to get an installment loan for $22,000 and is currently seeking lenders like The Highlands Bank to provide it.
Paraphrased and Standardized Quote from Brock for this private loan of $120000, provided by State Bank of Commerce
Hello, I am Brock and I am from Slidell in Louisiana. St. Tammany, county is where I grew up, and now I need a private loan in Louisiana for $120000 to avoid bankruptcy. It has been difficult, but State Bank of Commerce really came through for me with this loan for 5.0% interest APR and a term of 2 years. I can probably repay the loan over the 2 year term, including interest. A big thanks to State Bank of Commerce for giving me a chance and my bad credit. It look me 7 years to create my credit to 420, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.
Contact Details for State Bank of Commerce, the provider of this private loan
- State Bank of Commerce
- City: Slidell
- State: Louisiana
- Address: Gause Road East And Choctaw Drive
- County: St. Tammany
- Zip code: 70458
When Brock was 18, they tried to obtain a student loan from 6 different banks, which harmed their credit score. Below is a chronology of Brock’s prior attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on July 15, 2009
- Attempt 2) Loan for $38,000.00 on February 26, 2014
- Attempt 3) Loan for $34,000.00 on December 24, 2011
- Attempt 4) Loan for $37,000.00 on August 3, 2009
- Attempt 5) Loan for $24,000.00 on April 2, 2013
- Attempt 6) Loan for $33,000.00 on November 1, 2011
Conclusion of Brock’s private loan
In the end, Brock was able to find a private loan for $120000 with an interest rate of 6.8% interest APR from State Bank of Commerce in Slidell, Louisiana repayable over 2 years from now.