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Quick Loan Of $18000 For Excellent Credit Arkansas Resident

$18000 Quick Loan – Eudora Arkansas, Credit Score Of 757

  • Experian: 775 – They had an excellent Experian rating
  • Transunion: 745 – Cynthia had an excellent credit score with Transunion.
  • Equifax: Cynthia’s Experian score was 757, which is an excellent credit rating with the Experian scale.

Previous requests on Cynthia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$90290.00 8 5.8% $1177.77 Bank of Weiner August 9, 2009
$90320.00 10 10.2% $1203.61 Horizon Bank December 29, 2011
$89840.00 4 7.2% $2159.68 Warren Bank and Trust Company February 26, 2012
$89590.00 6 7.8% $1562.07 Boatmen’s Bank of Northeast Arkansas November 21, 2012

Cynthia’s Transunion score was altered by the quick loan loan, changing to 745 from 757, which is typical in our experience.

Transunion Score: 745

Personal Loan for a merchandise displayer named Cynthia in Eudora, Arkansas to Pay Off Ace Hardware Rewards Visa Card

Cynthia had a tonne of credit card debt on their Apple Bank for Savings and their Bangor Savings Bank Credit Cards, and they were starting to get in over their heads. Despite Cynthia’s job as a merchandise displayer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Cynthia for this quick loan of $18000, provided by The Eudora Bank

Hello, I am Cynthia and my hometown is Eudora in Arkansas. Chicot, county is where I grew up, and now I need a quick loan in Arkansas for $18000 to renovate my home. It wasn’t easy, but The Eudora Bank really came through for me with this loan for 10.3% interest APR and a term of 24 years. I can repay the loan over the 24 year term, including interest. A big thanks to The Eudora Bank for giving me a chance and my excellent credit. It look me 7 years to build my credit to 757, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

Installment loan for Cynthia, a graduate of “Brescook, LLC Dale Carnegie Training” and a merchandise displayer working for over $64,000 per year

Cynthia, an alumnus at “Brescook, LLC Dale Carnegie Training” and a merchandise displayer in Eudora, Arkansas wants a quick loan to purchase a car. Cynthia has instead decided to obtain an installment loan for $17,000 and is at present seeking lenders like Bank of Weiner to provide it.

9 Months Ago, Cynthia Tried to Find a High Risk Loan for $38,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Cynthia. Cynthia chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Borrowers with credit ratings as low as 447 can apply for a high risk loan and possibly can be approved.

Signature Loan easily acquired in Eudora, Arkansas for $18000 with excellent credit by Cynthia

Most borrowers struggle with finding signature loans in Eudora, Arkansas, and Cynthia is no exception. Cynthia went to 7 lenders or more prior to settling on The Eudora Bank, who offered Cynthia a signature loan for $18000. Typical signature loans simply require a client, like Cynthia’s signature to obtain them, up to $38,000 in some cases. Cynthia was able to get $18000 as a quick loan, which is very high for a quick loan. Since signature loans don’t need collateral, these loans tend to need improved credit, as high as 754

Client Profile: Cynthia Dufresne of Eudora, Arkansas
  • Full name (Changed if requested): Cynthia Dufresne
  • Current Credit: loans.hit.utils.Fico@b1bc7ed
  • Current City: Eudora
  • State: Arkansas
  • Zip code: 71645
  • Yearly income: $32,000
  • Current Job: merchandise displayer
  • Current County: Chicot
  • Goal Yearly Income: $111,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Fast Loans for Cynthia in Eudora, Arkansas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Eudora, Arkansas aren’t actually that difficult to obtain, particularly if you have some finesse like Cynthia. Cynthia was able to find a fast loan for $18000 from First State Bank of Warren and First Bank, but declined both offers in favor of their quick loan from The Eudora Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a borrower is in a time sensitive situation.

Cynthia’s Overall FICO score at the time of acceptance for a quick loan, taking into account their merchandise displayer job and their future career as a door to door salesmen

Fico Score: 757

Before applying for this quick loan, Cynthia had an Experian score of 775, which is excellent, so The Eudora Bank probably cannot provide Cynthia a quick loan

Experian Score: 775

Contact Details for The Eudora Bank, the provider of this quick loan

  • The Eudora Bank
  • City: Eudora
  • State: Arkansas
  • Address: 111 North Main Street
  • County: Chicot
  • Zip code: 71640

Many other requests for credit have been made by Cynthia in the past, including one from The Boatmen’s National Bank of Springfield in Eudora, Arkansas before Cynthia was accepted for the $18000 by The Eudora Bank

Cynthia made 7 previous attempts to obtain a quick loan, 2 of which were with The Boatmen’s National Bank of Springfield, a lending institution in Eudora, Arkansas known to specialize in quick loans specifically. Prior to finding The Eudora Bank, Cynthia was desperate due to their inexperience and excellent credit score.

Cynthia was rejected by Commercial Bank at Alma 5 times before being accepted by The Eudora Bank at 111 North Main Street

On August 20, 2009, Cynthia applied about borrowing $4,000 from Allied Bank with Terri, their friend from just outside Eudora, and even with the co-signer, Cynthia was rejected for this quick loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $32,000.00 to $46,000.00. They are normally used to pay off existing high interest loans like credit cards. Cynthia needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Cynthia was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.1%.

Cynthia has a low current gross income, but has several of prospects

Cynthia has always wanted to be a door to door salesmen, but would need attend “Brescook, LLC Dale Carnegie Training” again to become one. Cynthia has other possibilities as well, including occupational safety & health inspector, publications editor, and elevator mechanic, which pay $52,000 through to $101,000 per year, at least. Because of this, we think that Cynthia can afford this quick loan of $18000.

When Cynthia was 19, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit score. Below is a chronology of Cynthia’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on October 17, 2009
  • Attempt 2) Loan for $27,000.00 on January 4, 2014
  • Attempt 3) Loan for $38,000.00 on December 13, 2008
  • Attempt 4) Loan for $27,000.00 on July 28, 2011
  • Attempt 5) Loan for $37,000.00 on July 26, 2011
  • Attempt 6) Loan for $38,000.00 on June 30, 2009
  • Attempt 7) Loan for $33,000.00 on January 6, 2013

Conclusion of Cynthia’s quick loan

In the end, Cynthia was able to find a quick loan for $18000 with an interest rate of 8.5% interest APR from The Eudora Bank in Eudora, Arkansas repayable over 24 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.