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Quick Loan Of $30000 For Excellent Credit West Virginia Resident

$30000 Quick Loan – Mannington West Virginia, Credit Score Of 773

  • Experian: 786 – This individual had an excellent Experian score
  • Transunion: 760 – Lina had an excellent credit rating with Transunion.
  • Equifax: Lina’s Experian score was 773, which is an excellent credit score with the Experian rating scheme.

Lina has a low current total income, but has a large amount of prospects

Lina has always wanted to be a teacher of the blind, but would have to attend Concorde Career College – Aurora again to achieve it. Lina has other prospects as well, including radio & tv program director, school plant consultant, and industrial health engineer, which pay $58,000 through to $99,000 per year, on average. Because of this, we think that Lina can pay for this quick loan of $30000.

Several previous requests for credit have been made by Lina in the past, including one from Lemont Savings Association in Mannington, West Virginia before Lina was accepted for the $30000 by First Exchange Bank

Lina made 6 previous attempts to obtain a quick loan, 2 of which were with Lemont Savings Association, a bank in Mannington, West Virginia known to specialize in quick loans specifically. Before finding First Exchange Bank, Lina was very concerned due to their inexperience and excellent credit score.

Paraphrased and Standardized Quote from Lina for this quick loan of $30000, provided by First Exchange Bank

Hello, I am Lina and I’m from Mannington in West Virginia. Marion, county is where I grew up, and now I need a quick loan in West Virginia for $30000 to renovate my home. It wasn’t easy, but First Exchange Bank really came through for me with this loan for 5.0% interest APR and a term of 6 years. I will repay the loan over the 6 year term, including interest. A big thanks to First Exchange Bank for trusting me and my excellent credit. It look me 4 years to build my credit to 773, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.

Personal Loan for a casino slot machine mechanic named Lina in Mannington, West Virginia to Pay Off Vision Platinum Visa Prepaid Card

Lina had a tonne of credit card debt on their Animal Friends Visa Card and their Arvest Premier Corporate Visa, and they were starting to get in over their heads. Despite Lina’s job as a casino slot machine mechanic, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $24,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lina needed a debt consolidation loan to pay for their existing quick loan and their credit card. Lina was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.4%.

Before applying for this quick loan, Lina had an Experian score of 786, which is excellent, so First Exchange Bank probably cannot provide Lina a quick loan

Experian Score: 786

Client Profile: Lina Laframboise of Mannington, West Virginia
  • Full name (Changed if requested): Lina Laframboise
  • Current Credit: loans.hit.utils.Fico@5cb0d902
  • Current City: Mannington
  • State: West Virginia
  • Zip code: 26589
  • Yearly income: $63,000
  • Current Job: casino slot machine mechanic
  • Current County: Marion
  • Goal Yearly Income: $117,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Lina was not approved by Pioneer Community Bank, Inc. 4 times prior to being accepted by First Exchange Bank at 11 West Main Street

On November 12, 2008, Lina inquired about borrowing $44,000 from Pendleton Community Bank, Inc. with Gretta, their in law from just outside Mannington, and even with the co-signer, Lina was rejected for this quick loan. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Fast Loans for Lina in Mannington, West Virginia to prevent bankruptcy or harm from debt collectors.

Fast loans in Mannington, West Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Lina. Lina was able to find a fast loan for $30000 from Bank of Raleigh and Traders Bank, but declined both offers in favor of their quick loan from First Exchange Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that you are in a pinch.

Lina’s Transunion score was changed by the quick loan loan, changing to 760 from 773, which is normal in our experience.

Transunion Score: 760

Contact Details for First Exchange Bank, the provider of this quick loan

  • First Exchange Bank
  • City: Mannington
  • State: West Virginia
  • Address: 11 West Main Street
  • County: Marion
  • Zip code: 26582

Previous requests on Lina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$77840.00 5 7.8% $1570.87 Wesbanco Bank Sistersville January 14, 2013
$78310.00 11 8.8% $928.02 Wesbanco Bank, Inc. January 6, 2015
$77850.00 6 6.5% $1308.65 Peoples State Bank, National Association April 26, 2015
$77630.00 10 8.6% $966.66 Kanawha Banking & Trust Company National Association September 3, 2015

Signature Loan acquired in Mannington, West Virginia for $30000 with excellent credit by Lina

Most clients struggle with finding signature loans in Mannington, West Virginia, and Lina is no different. Lina went to 7 lending institutions or more prior to finding First Exchange Bank, who offered Lina a signature loan for $30000. Most signature loans simply require a client, like Lina’s signature to obtain them, up to $32,000 in some cases. Lina was able to get $30000 as a quick loan, which is very high for a quick loan. Because signature loans don’t need a cosigner, these loans generally need higher credit, as high as 710

6 Months Ago, Lina Attempted to Find a High Risk Loan for $21,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Lina. Lina chose not to get a high risk loan this time. High Risk loans are given to bad credit individuals. Borrowers with credit ratings as low as 374 can apply for a high risk loan and have a chance to be approved.

Installment loan for Lina, a graduate of Concorde Career College – Aurora and a casino slot machine mechanic working for over $79,000 per year

Lina, an alumnus at Concorde Career College – Aurora and a casino slot machine mechanic in Mannington, West Virginia wants a quick loan to purchase a car. Lina has instead decided to get an installment loan for $8,000 and is at present seeking lenders like Peoples State Bank, National Association to provide it.

When Lina was 23, they tried to obtain a student loan from 4 different banks, which damaged their credit rating. Below is a chronology of Lina’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on December 6, 2012
  • Attempt 2) Loan for $21,000.00 on January 1, 2009
  • Attempt 3) Loan for $31,000.00 on October 17, 2009
  • Attempt 4) Loan for $23,000.00 on March 25, 2011

Lina’s Overall FICO score at the time of acceptance for a quick loan, taking into account their casino slot machine mechanic job and their future job as a teacher of the blind

Fico Score: 773

Conclusion of Lina’s quick loan

In the end, Lina was able to find a quick loan for $30000 with an interest rate of 6.2% interest APR from First Exchange Bank in Mannington, West Virginia repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.