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Keitha Arntson’s Mortgage For 56000 Dollars In Dallas Texas

$56000 Mortgage – Dallas Texas, Credit Rating Of 786

  • Experian: 799 – This individual had an excellent Experian rating
  • Transunion: 771 – Keitha had an excellent credit rating with Transunion.
  • Equifax: Keitha’s Experian score was 786, which is an excellent credit score on the Experian rating scheme.

Fast Loans for Keitha in Dallas, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Dallas, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Keitha. Keitha was able to find a fast loan for $56000 from Commercial State Bank and Guaranty Bank & Trust Company, but declined both offers in favor of their mortgage from American Federal Bank FSB. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference if you are in a pinch.

Paraphrased and Standardized Quote from Keitha for this mortgage of $56000, provided by American Federal Bank FSB

Hello, I am Keitha and I am from Dallas in Texas. Dallas, county is where I grew up, and now I need a mortgage in Texas for $56000 to renovate my home. It has been difficult, but American Federal Bank FSB really came through for me with this loan for 7.6% interest APR and a term of 11 years. I will repay the loan over the 11 year term, including interest. A big thanks to American Federal Bank FSB for trusting me and my excellent credit. It look me 7 years to create my credit to 786, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.

Contact Details for American Federal Bank FSB, the provider of this mortgage

  • American Federal Bank FSB
  • City: Dallas
  • State: Texas
  • Address: 14001 Dallas Parkway, Suite 200
  • County: Dallas
  • Zip code: 75240

When Keitha was 18, they attempted to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a list of Keitha’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on November 2, 2010
  • Attempt 2) Loan for $36,000.00 on December 11, 2008
  • Attempt 3) Loan for $21,000.00 on November 20, 2010
  • Attempt 4) Loan for $34,000.00 on December 11, 2011

Keitha’s Transunion score was changed by the mortgage loan, changing to 771 from 786, which is typical in our experience.

Transunion Score: 771

Previous requests on Keitha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$139120.00 4 7.4% $3357.28 Comerica Bank March 9, 2013
$139280.00 6 9.7% $2559.26 First Star Bank, S.S.B. May 12, 2013
$139470.00 10 11.8% $1984.9 Brownfield State Bank & Trust Co. August 7, 2014
$139110.00 11 10.7% $1797.19 First Bank & Trust, Bryan, Texas May 17, 2015
$138720.00 3 6.6% $4257.95 First Bank & Trust of Clarendon August 9, 2015
Client Profile: Keitha Arntson of Dallas, Texas
  • Full name (Changed if requested): Keitha Arntson
  • Current Credit: loans.hit.utils.Fico@3fa77460
  • Current City: Dallas
  • State: Texas
  • Zip code: 75241
  • Yearly income: $51,000
  • Current Job: transit and railroad police
  • Current County: Dallas
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Before applying for this mortgage, Keitha had an Experian score of 799, which is excellent, so American Federal Bank FSB probably cannot provide Keitha a mortgage

Experian Score: 799

Installment loan for Keitha, a graduate of Coastal Pines Technical College and a transit and railroad police working for over $68,000 per year

Keitha, an alumnus at Coastal Pines Technical College and a transit and railroad police in Dallas, Texas needs a mortgage to purchase a house. Keitha has instead decided to obtain an installment loan for $27,000 and is at present seeking lenders like First Bank & Trust of Clarendon to provide it.

Several past requests for credit have been made by Keitha in the past, including one from Heritage National Bank in Dallas, Texas before Keitha was accepted for the $56000 by American Federal Bank FSB

Keitha made 7 previous attempts to obtain a mortgage, 2 of which were with Heritage National Bank, a lender in Dallas, Texas known to specialize in mortgages specifically. Before finding American Federal Bank FSB, Keitha was concerned due to their inexperience and excellent credit rating.

Keitha was declined by First State Bank of Matador 7 times prior to being accepted by American Federal Bank FSB at 14001 Dallas Parkway, Suite 200

On October 10, 2008, Keitha applied about borrowing $42,000 from Silsbee State Bank with Lakenya, their friend from just outside Dallas, and even with the co-signer, Keitha was rejected for this mortgage. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Signature Loan found in Dallas, Texas for $56000 with excellent credit by Keitha

Many prospective borrowers struggle with finding signature loans in Dallas, Texas, and Keitha is not an exception. Keitha went to 7 lending institutions or more before finding American Federal Bank FSB, who offered Keitha a signature loan for $56000. Most signature loans simply need a client, like Keitha’s signature to get them, up to $21,000 in some cases. Keitha was able to get $56000 as a mortgage, which is very high for a mortgage. Because signature loans don’t require collateral, they tend to need improved credit, as high as 765

Keitha’s Overall FICO score at the time of acceptance for a mortgage, taking into account their transit and railroad police job and their future job as an employment and placement specialist

Fico Score: 786

7 Months Ago, Keitha Attempted to Find a High Risk Loan for $28,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Keitha. Keitha decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit ratings as low as 332 can inquire for a high risk loan and possibly can be accepted.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $27,000.00 to $52,000.00. They are mainly used to pay off existing high interest loans like credit cards. Keitha needed a debt consolidation loan to pay for their existing mortgage and their loan shark loan. Keitha was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.2%.

Personal Loan for a transit and railroad police named Keitha in Dallas, Texas to Pay Off American Photo Visa Card

Keitha had a tonne of credit card debt on their PenFed Gold Visa Card and their Tompkins Trust Company Visa Business Card, and they were starting to get in over their heads. Despite Keitha’s job as a transit and railroad police, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Keitha has a very low current gross income, but has several of prospects

Keitha has always wanted to be an employment and placement specialist, but would have to attend Coastal Pines Technical College again to become one. Keitha has other possibilities as well, including internal auditor, surgical technician/technologist, and dietitian and nutritionist, which pay $50,000 through to $104,000 per year, at least. Because of this, we think that Keitha can pay for this mortgage of $56000.

Conclusion of Keitha’s mortgage

In the end, Keitha was able to find a mortgage for $56000 with an interest rate of 11.0% interest APR from American Federal Bank FSB in Dallas, Texas repayable over 11 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.