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$76000 Consolidation Loan With Excellent Credit In Bridgeport Connecticut

$76000 Consolidation Loan – Bridgeport Connecticut, Credit Score Of 781

  • Experian: 791 – This individual had an excellent Experian rating
  • Transunion: 769 – Yuriko had an excellent credit score with Transunion.
  • Equifax: Yuriko’s Experian score was 781, which is an excellent credit rating using the Experian system.

Yuriko was rejected by Shawmut Home Bank 6 times prior to being approved by Union Trust Company of Bridgeport at 180 Fairfield Avenue

On March 24, 2013, Yuriko applied about borrowing $28,000 from Shawmut Home Bank with Mariel, their in law from just outside Bridgeport, and even with the co-signer, Yuriko was rejected for this consolidation loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Previous requests on Yuriko’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$39740.00 11 8.5% $464.42 Colonial Bank of Waterbury February 18, 2010
$40300.00 6 5.6% $660.3 The Canaan National Bank September 14, 2011
$40100.00 9 6.6% $493.42 The Clinton National Bank June 30, 2013
$40490.00 7 11.3% $699.69 Deep River Bank and Trust Company October 27, 2013
$40370.00 6 7.4% $696.05 The National Bank of New England of East Haddam December 19, 2014

Yuriko’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their compensation administrator job and their future job as a database administrator

Fico Score: 781

Multiple other requests for credit have been made by Yuriko in the past, including one from Simmons First Bank of Dumas in Bridgeport, Connecticut before Yuriko was accepted for the $76000 by Union Trust Company of Bridgeport

Yuriko made 9 previous tries to obtain a consolidation loan, 2 of which were with Simmons First Bank of Dumas, a lender in Bridgeport, Connecticut known to specialize in consolidation loans specifically. Prior to finding Union Trust Company of Bridgeport, Yuriko was desperate due to their inexperience and excellent credit rating.

Contact Details for Union Trust Company of Bridgeport, the provider of this consolidation loan

  • Union Trust Company of Bridgeport
  • City: Bridgeport
  • State: Connecticut
  • Address: 180 Fairfield Avenue
  • County: Fairfield
  • Zip code: 6601
Client Profile: Yuriko Shantz of Bridgeport, Connecticut
  • Full name (Changed if requested): Yuriko Shantz
  • Current Credit: loans.hit.utils.Fico@763d9750
  • Current City: Bridgeport
  • State: Connecticut
  • Zip code: 6608
  • Yearly income: $35,000
  • Current Job: compensation administrator
  • Current County: Fairfield
  • Goal Yearly Income: $144,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

8 Months Ago, Yuriko Tried to Find a High Risk Loan for $30,000.00, and it was Easy

There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Yuriko. Yuriko chose not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Clients with credit scores as low as 550 can apply for a high risk loan and possibly can be accepted.

Paraphrased and Standardized Quote from Yuriko for this consolidation loan of $76000, provided by Union Trust Company of Bridgeport

Hi, I am Yuriko and I am from Bridgeport in Connecticut. Fairfield, county is where I grew up, and now I need a consolidation loan in Connecticut for $76000 to avoid bankruptcy. It wasn’t easy, but Union Trust Company of Bridgeport really came through for me with this loan for 8.4% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to Union Trust Company of Bridgeport for giving me a chance and my excellent credit. It look me 8 years to build my credit to 781, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

When Yuriko was 24, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit score. Below is a list of Yuriko’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on February 6, 2010
  • Attempt 2) Loan for $23,000.00 on November 16, 2011
  • Attempt 3) Loan for $26,000.00 on January 18, 2010
  • Attempt 4) Loan for $24,000.00 on November 8, 2008
  • Attempt 5) Loan for $20,000.00 on July 16, 2011
  • Attempt 6) Loan for $20,000.00 on December 12, 2012
  • Attempt 7) Loan for $30,000.00 on October 15, 2013

Fast Loans for Yuriko in Bridgeport, Connecticut to prevent bankruptcy or harm from debt collectors.

Fast loans in Bridgeport, Connecticut aren’t actually that difficult to obtain, particularly if you have some gumption like Yuriko. Yuriko was able to find a fast loan for $76000 from The Jewett City Trust Company and The First National Bank of Suffield, but turned down both offers in favor of their consolidation loan from Union Trust Company of Bridgeport. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that a client is in a pinch.

Yuriko has a very low current gross income, but has several of prospects

Yuriko has always wanted to be a database administrator, but would have to attend Indiana Wesleyan University again to become one. Yuriko has other prospects as well, including camp director, able seamen, and credit adjuster, which pay $58,000 through to $101,000 per year, on average. For this reason, we think that Yuriko can afford this consolidation loan of $76000.

Personal Loan for a compensation administrator named Yuriko in Bridgeport, Connecticut to Pay Off BankAmericard Cash Rewards Visa Signature Credit Card benefiting AOPA

Yuriko had a lot of credit card debt on their National Geographic Platinum MasterCard and their Walmart Credit Card, and they were starting to get in over their heads. Despite Yuriko’s job as a compensation administrator, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Installment loan for Yuriko, a graduate of Indiana Wesleyan University and a compensation administrator working for over $77,000 per year

Yuriko, an alumnus at Indiana Wesleyan University and a compensation administrator in Bridgeport, Connecticut needs a consolidation loan to purchase something frivolous. Yuriko has instead decided to obtain an installment loan for $22,000 and is currently seeking lenders like Citytrust to process their request.

Before applying for this consolidation loan, Yuriko had an Experian score of 791, which is excellent, so Union Trust Company of Bridgeport probably cannot provide Yuriko a consolidation loan

Experian Score: 791

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $36,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Yuriko needed a debt consolidation loan to pay for their existing consolidation loan and their loan shark loan. Yuriko was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.6%.

Yuriko’s Transunion score was changed by the consolidation loan loan, changing to 769 from 781, which is typical in our experience.

Transunion Score: 769

Signature Loan found in Bridgeport, Connecticut for $76000 with excellent credit by Yuriko

Most borrowers have difficulty with obtaining signature loans in Bridgeport, Connecticut, and Yuriko is the same. Yuriko went to 5 lending institutions or more before finding Union Trust Company of Bridgeport, who offered Yuriko a signature loan for $76000. Typical signature loans simply require a client, like Yuriko’s signature to obtain them, up to $21,000 in some cases. Yuriko was able to get $76000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans don’t need collateral, they generally need improved credit, as high as 721

Conclusion of Yuriko’s consolidation loan

In the end, Yuriko was able to find a consolidation loan for $76000 with an interest rate of 5.7% interest APR from Union Trust Company of Bridgeport in Bridgeport, Connecticut repayable over 13 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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