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Jaye Wanted A High Risk Loan For $72000, Primghar, Iowa

$72000 High Risk Loan – Primghar Iowa, Credit Rating Of 766

  • Experian: 779 – The client had an excellent Experian score
  • Transunion: 748 – Jaye had an excellent credit rating with Transunion.
  • Equifax: Jaye’s Experian score was 766, which is an excellent credit rating using the Experian scale.

Signature Loan acquired in Primghar, Iowa for $72000 with excellent credit by Jaye

Most prospective borrowers struggle with finding signature loans in Primghar, Iowa, and Jaye is no different. Jaye went to 7 lenders or more before settling on The First National Bank of Primghar, who offered Jaye a signature loan for $72000. Typical signature loans simply require a client, like Jaye’s signature to obtain them, up to $21,000 in some cases. Jaye was able to get $72000 as a high risk loan, which is very high for a high risk loan. Since signature loans do not require collateral, these loans tend to require higher credit, as high as 724

Client Profile: Jaye Stout of Primghar, Iowa
  • Full name (Changed if requested): Jaye Stout
  • Current Credit: loans.hit.utils.Fico@254989ff
  • Current City: Primghar
  • State: Iowa
  • Zip code: 51248
  • Yearly income: $67,000
  • Current Job: casino manager
  • Current County: O’brien
  • Goal Yearly Income: $111,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Installment loan for Jaye, a graduate of The Baptist College of Florida and a casino manager working for over $61,000 per year

Jaye, an alumnus at The Baptist College of Florida and a casino manager in Primghar, Iowa wants a high risk loan to purchase a car. Jaye has instead chosen to obtain an installment loan for $8,000 and is currently seeking lenders like The First Trust & Savings Bank to provide it.

Contact Details for The First National Bank of Primghar, the provider of this high risk loan

  • The First National Bank of Primghar
  • City: Primghar
  • State: Iowa
  • Address: 108 South Hayes Avenue
  • County: O’brien
  • Zip code: 51245

When Jaye was 23, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a list of Jaye’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on May 7, 2011
  • Attempt 2) Loan for $32,000.00 on January 27, 2012
  • Attempt 3) Loan for $29,000.00 on July 15, 2010
  • Attempt 4) Loan for $36,000.00 on June 13, 2010
  • Attempt 5) Loan for $25,000.00 on September 11, 2013
  • Attempt 6) Loan for $20,000.00 on April 16, 2010

Fast Loans for Jaye in Primghar, Iowa to prevent bankruptcy or harm from debt collectors.

Fast loans in Primghar, Iowa aren’t actually that difficult to obtain, especially if you have some finesse like Jaye. Jaye was able to find a fast loan for $72000 from Ankeny State Bank and Iowa State Bank, but turned down both offers in favor of their high risk loan from The First National Bank of Primghar. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if you are on the go.

Jaye’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their casino manager job and their future job as a numerical tool programmer

Fico Score: 766

Previous requests on Jaye’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$135540.00 5 7.3% $2703.08 Mills County Bank National Association May 3, 2009
$136450.00 11 5.8% $1400.71 Postville State Bank September 3, 2009
$135720.00 8 5.1% $1724.67 Washington State Bank January 15, 2014
$136370.00 8 9.7% $2047.72 Rippey Savings Bank April 4, 2015

Personal Loan for a casino manager named Jaye in Primghar, Iowa to Pay Off BankAmericard Visa Card

Jaye had a tonne of credit card debt on their First Niagara Standard Mastercard and their Delaware National Bank Credit Cards, and they were starting to get in over their heads. Despite Jaye’s job as a casino manager, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $35,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jaye needed a debt consolidation loan to pay for their existing high risk loan and their payday loan. Jaye was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.8%.

Jaye’s Transunion score was altered by the high risk loan loan, changing to 748 from 766, which is normal in our experience.

Transunion Score: 748

Jaye was not approved by Oakland Savings Bank 4 times before being granted funding by The First National Bank of Primghar at 108 South Hayes Avenue

On May 11, 2014, Jaye applied about borrowing $5,000 from Community State Bank with Johnie, their friend from just outside Primghar, and even with the co-signer, Jaye was rejected for this high risk loan. With excellent credit, it can be challenging to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Jaye for this high risk loan of $72000, provided by The First National Bank of Primghar

Hi, I am Jaye and my hometown is Primghar in Iowa. O’brien, county is where I grew up, and now I need a high risk loan in Iowa for $72000 to pay bills. It wasn’t easy, but The First National Bank of Primghar really came through for me with this loan for 10.2% interest APR and a term of 20 years. I will repay the loan over the 20 year term, including interest. A big thanks to The First National Bank of Primghar for giving me a chance and my excellent credit. It look me 7 years to create my credit to 766, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Multiple past requests for credit have been made by Jaye in the past, including one from Bank of Pontotoc in Primghar, Iowa before Jaye was accepted for the $72000 by The First National Bank of Primghar

Jaye made 5 previous tries to obtain a high risk loan, 2 of which were with Bank of Pontotoc, a bank in Primghar, Iowa known to specialize in high risk loans specifically. Before finding The First National Bank of Primghar, Jaye was very concerned due to their inexperience and excellent credit rating.

Before applying for this high risk loan, Jaye had an Experian score of 779, which is excellent, so The First National Bank of Primghar most likely cannot provide Jaye a high risk loan

Experian Score: 779

8 Months Ago, Jaye Tried Finding a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Jaye. Jaye decided not to obtain a high risk loan this time. High Risk loans are given to bad credit individuals. Individuals with credit ratings as low as 499 can apply for a high risk loan and may be be accepted.

Jaye has a disappointing current gross income, but has a high number of prospects

Jaye has always wanted to be a numerical tool programmer, but would need attend The Baptist College of Florida again to become one. Jaye has other possibilities as well, including economics professor, utility meter reader, and personnel assistant, which pay $53,000 through to $97,000 per year, on average. For this reason, we think that Jaye can pay for this high risk loan of $72000.

Conclusion of Jaye’s high risk loan

In the end, Jaye was able to find a high risk loan for $72000 with an interest rate of 9.6% interest APR from The First National Bank of Primghar in Primghar, Iowa repayable over 20 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.