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Jovita Schoellkopf’s Mortgage For 84000 Dollars In Loysville Pennsylvania

$84000 Mortgage – Loysville Pennsylvania, Credit Rating Of 555

  • Experian: 573 – This individual had a fair Experian score
  • Transunion: 543 – Jovita had a fair credit score with Transunion.
  • Equifax: Jovita’s Experian score was 555, which is a fair credit score with the Experian scale.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $28,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Jovita required a debt consolidation loan to pay for their existing mortgage and their credit card. Jovita was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.7%.

Personal Loan for a retail store manager named Jovita in Loysville, Pennsylvania to Pay Off Zions Bank Visa Credit Card

Jovita had a lot of credit card debt on their Bethpage FCU MasterCard Platinum Rewards Credit Card and their Saint Leo University Credit Card, and they were starting to get in over their heads. Despite Jovita’s job as a retail store manager, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Jovita’s Overall FICO score at the time of acceptance for a mortgage, taking into account their retail store manager job and their future career as a travel counselor

Fico Score: 555

Several past requests for credit have been made by Jovita in the past, including one from State Bank of Bement in Loysville, Pennsylvania before Jovita was accepted for the $84000 by The First National Bank of Loysville

Jovita made 6 prior attempts to obtain a mortgage, 2 of which were with State Bank of Bement, a lender in Loysville, Pennsylvania known to specialize in mortgages specifically. Before finding The First National Bank of Loysville, Jovita was very concerned due to their inexperience and fair credit score.

Jovita has a sad current total income, but has a high number of prospects

Jovita has always wanted to be a travel counselor, but would need attend University of Maine at Augusta again to achieve it. Jovita has other prospects as well, including environmental disease analyst, soil conservationist, and history professor, which pay $52,000 through to $102,000 per year, at least. Because of this, we believe that Jovita can afford this mortgage of $84000.

Installment loan for Jovita, a graduate of University of Maine at Augusta and a retail store manager working for over $72,000 per year

Jovita, an alumnus at University of Maine at Augusta and a retail store manager in Loysville, Pennsylvania wants a mortgage to purchase a car. Jovita has instead decided to get an installment loan for $7,000 and is currently seeking lenders like Community Bank and Trust Company to process their request.

Paraphrased and Standardized Quote from Jovita for this mortgage of $84000, provided by The First National Bank of Loysville

Hello, I am Jovita and I’m from Loysville in Pennsylvania. Perry, county is where I grew up, and now I need a mortgage in Pennsylvania for $84000 to pay bills. It wasn’t easy, but The First National Bank of Loysville really came through for me with this loan for 9.2% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to The First National Bank of Loysville for trusting me and my fair credit. It look me 5 years to create my credit to 555, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.

Client Profile: Jovita Schoellkopf of Loysville, Pennsylvania
  • Full name (Changed if requested): Jovita Schoellkopf
  • Current Credit: loans.hit.utils.Fico@6477463f
  • Current City: Loysville
  • State: Pennsylvania
  • Zip code: 17049
  • Yearly income: $65,000
  • Current Job: retail store manager
  • Current County: Perry
  • Goal Yearly Income: $133,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

When Jovita was 18, they attempted to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a list of Jovita’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on April 16, 2011
  • Attempt 2) Loan for $29,000.00 on April 30, 2014
  • Attempt 3) Loan for $36,000.00 on July 31, 2012
  • Attempt 4) Loan for $39,000.00 on August 14, 2012

Jovita’s Transunion score was changed by the mortgage loan, changing to 543 from 555, which is typical in our experience.

Transunion Score: 543

Jovita was declined by Corestates Bank, National Association 6 times before being approved by The First National Bank of Loysville at Route 850

On October 15, 2010, Jovita inquired about borrowing $40,000 from Green Ridge Bank with Terina, their in law from just outside Loysville, and even with the co-signer, Jovita was rejected for this mortgage. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Previous requests on Jovita’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$44640.00 8 10.2% $682.11 The People’s Bank of Oxford September 26, 2012
$44790.00 8 7.2% $615.12 First Lehigh Bank June 29, 2013
$45250.00 6 10.3% $845.16 SunBank July 23, 2013
$45430.00 6 8.8% $814.4 Merchants Bank (North) November 16, 2013

Before applying for this mortgage, Jovita had an Experian score of 573, which is fair, so The First National Bank of Loysville likely cannot provide Jovita a mortgage

Experian Score: 573

Signature Loan easily acquired in Loysville, Pennsylvania for $84000 with fair credit by Jovita

A lot of clients struggle with finding signature loans in Loysville, Pennsylvania, and Jovita is no different. Jovita went to 4 lending institutions or more prior to settling on The First National Bank of Loysville, who offered Jovita a signature loan for $84000. Most signature loans simply require a client, like Jovita’s signature to get them, up to $45,000 in some cases. Jovita was able to get $84000 as a mortgage, which is very high for a mortgage. Because signature loans don’t need collateral, these loans generally require higher credit, as high as 727

Fast Loans for Jovita in Loysville, Pennsylvania to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Loysville, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Jovita. Jovita was able to find a fast loan for $84000 from The Fidelity Bank and Elizabethtown Trust Company, but declined both offers in favor of their mortgage from The First National Bank of Loysville. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if a borrower is on the go.

Contact Details for The First National Bank of Loysville, the provider of this mortgage

  • The First National Bank of Loysville
  • City: Loysville
  • State: Pennsylvania
  • Address: Route 850
  • County: Perry
  • Zip code: 17047

8 Months in the Past, Jovita Attempted to Find a High Risk Loan for $48,000.00, and it was Hard

It is an ongoing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Jovita. Jovita decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Individuals with credit ratings as low as 538 can apply for a high risk loan and have a chance to be accepted.

Conclusion of Jovita’s mortgage

In the end, Jovita was able to find a mortgage for $84000 with an interest rate of 7.5% interest APR from The First National Bank of Loysville in Loysville, Pennsylvania repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.