$30000 High Risk Loan – Lankin North Dakota, Credit Rating Of 627
- Experian: 640 – This client had a good Experian score
- Transunion: 612 – Jennefer had a good credit rating with Transunion.
- Equifax: Jennefer’s Experian score was 627, which is a good credit score using the Experian scale.
Signature Loan acquired in Lankin, North Dakota for $30000 with good credit by Jennefer
Most borrowers have difficulty with finding signature loans in Lankin, North Dakota, and Jennefer is no different. Jennefer went to 7 lenders or more prior to settling on Citizens State Bank of Lankin, who offered Jennefer a signature loan for $30000. Most signature loans simply need a client, like Jennefer’s signature to get them, up to $33,000 in some cases. Jennefer was able to get $30000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t need collateral, these loans tend to need higher credit, as high as 790
Multiple previous requests for credit have been made by Jennefer in the past, including one from Rankin County Bank in Lankin, North Dakota before Jennefer was approved for the $30000 by Citizens State Bank of Lankin
Jennefer made 5 previous tries to obtain a high risk loan, 2 of which were with Rankin County Bank, a lending institution in Lankin, North Dakota known to specialize in high risk loans specifically. Prior to finding Citizens State Bank of Lankin, Jennefer was very concerned due to their inexperience and good credit rating.
Jennefer’s Transunion score was altered by the high risk loan loan, changing to 612 from 627, which is typical in our experience.
Jennefer was declined by First American Bank of Richardton 7 times before being accepted by Citizens State Bank of Lankin at 401 Main Street
On March 20, 2011, Jennefer inquired about borrowing $18,000 from First American Bank of Larimore with Alesia, their in law from just outside Lankin, and even with the co-signer, Jennefer was rejected for this high risk loan. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Installment loan for Jennefer, a graduate of Douglas Education Center and a railroad engineer working for over $72,000 per year
Jennefer, an alumnus at Douglas Education Center and a railroad engineer in Lankin, North Dakota needs a high risk loan to purchase a new cell phone. Jennefer has instead decided to obtain an installment loan for $1,000 and is currently seeking lenders like Kulm State Bank to provide it.
Paraphrased and Standardized Quote from Jennefer for this high risk loan of $30000, provided by Citizens State Bank of Lankin
Hi, I am Jennefer and I am from Lankin in North Dakota. Walsh, county is where I grew up, and now I need a high risk loan in North Dakota for $30000 to avoid bankruptcy. It has been difficult, but Citizens State Bank of Lankin really came through for me with this loan for 7.3% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to Citizens State Bank of Lankin for trusting me and my good credit. It look me 8 years to build my credit to 627, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $38,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Jennefer required a debt consolidation loan to pay for their existing high risk loan and their credit card. Jennefer was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.2%.
Jennefer’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their railroad engineer job and their future career as an industrial waste inspector
Personal Loan for a railroad engineer named Jennefer in Lankin, North Dakota to Pay Off Gap Credit Card
Jennefer had a lot of credit card debt on their LUKOIL Platinum MasterCard and their Texas A&M Alumni Credit Card, and they were starting to get in over their heads. Despite Jennefer’s job as a railroad engineer, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
When Jennefer was 19, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a chronology of Jennefer’s prior attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on August 12, 2011
- Attempt 2) Loan for $38,000.00 on May 25, 2013
- Attempt 3) Loan for $20,000.00 on March 15, 2013
- Attempt 4) Loan for $33,000.00 on April 21, 2010
- Attempt 5) Loan for $39,000.00 on March 4, 2009
- Attempt 6) Loan for $36,000.00 on December 7, 2008
- Attempt 7) Loan for $29,000.00 on February 15, 2012
Contact Details for Citizens State Bank of Lankin, the provider of this high risk loan
- Citizens State Bank of Lankin
- City: Lankin
- State: North Dakota
- Address: 401 Main Street
- County: Walsh
- Zip code: 58250
Fast Loans for Jennefer in Lankin, North Dakota to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Lankin, North Dakota aren’t actually that difficult to obtain, particularly if you have some finesse like Jennefer. Jennefer was able to find a fast loan for $30000 from First American Bank, National Association and State Bank & Trust of Kenmare, but declined both offers in favor of their high risk loan from Citizens State Bank of Lankin. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement if a client is in a time sensitive situation.
Jennefer has a low current total income, but has several of prospects
Jennefer has always wanted to be an industrial waste inspector, but would have to attend Douglas Education Center again to achieve it. Jennefer has other prospects as well, including vocational education instructors college, environmental science technician, and high school teacher, which pay $53,000 through to $100,000 per year, on average. Because of this, we believe that Jennefer can afford this high risk loan of $30000.
Before applying for this high risk loan, Jennefer had an Experian score of 640, which is good, so Citizens State Bank of Lankin likely cannot provide Jennefer a high risk loan
9 Months Ago, Jennefer Tried to Find a High Risk Loan for $29,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Jennefer. Jennefer decided not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit scores as low as 310 can apply for a high risk loan and have a chance to be approved.
- Full name (Changed if requested): Jennefer Nosis
- Current Credit: loans.hit.utils.Fico@5c29bfd
- Current City: Lankin
- State: North Dakota
- Zip code: 58259
- Yearly income: $65,000
- Current Job: railroad engineer
- Current County: Walsh
- Goal Yearly Income: $120,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Previous requests on Jennefer’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$146620.00||11||11.6%||$1970.88||American State Bank of New England||November 10, 2012|
|$147320.00||5||7.1%||$2924.07||First American Bank & Trust of Carrington||April 30, 2014|
|$147490.00||4||10.6%||$3783.37||Kulm State Bank||September 14, 2014|
|$146830.00||5||9.7%||$3098.07||Bremer Bank, National Association||June 30, 2015|
Conclusion of Jennefer’s high risk loan
In the end, Jennefer was able to find a high risk loan for $30000 with an interest rate of 8.7% interest APR from Citizens State Bank of Lankin in Lankin, North Dakota repayable over 11 years from now.