$86000 Quick Loan – Hortonville Wisconsin, Credit Rating Of 561
- Experian: 578 – The client had a fair Experian score
- Transunion: 549 – Carry had a fair credit score with Transunion.
- Equifax: Carry’s Experian score was 561, which is a fair credit rating on the Experian scale.
Carry was not approved by S & C Bank, Chippewa 5 times before being accepted by Wolf River Community Bank at 309 East Main Street
On November 18, 2011, Carry inquired about borrowing $21,000 from Associated Bank Madison with Barton, their friend from just outside Hortonville, and even with the co-signer, Carry was rejected for this quick loan. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.
When Carry was 22, they tried to obtain a student loan from 6 different banks, which damaged their credit score. Below is a list of Carry’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on March 1, 2013
- Attempt 2) Loan for $27,000.00 on October 23, 2008
- Attempt 3) Loan for $35,000.00 on August 3, 2011
- Attempt 4) Loan for $35,000.00 on November 5, 2013
- Attempt 5) Loan for $20,000.00 on September 12, 2010
- Attempt 6) Loan for $21,000.00 on October 9, 2010
Paraphrased and Standardized Quote from Carry for this quick loan of $86000, provided by Wolf River Community Bank
Hi, I am Carry and I am from Hortonville in Wisconsin. Outagamie, county is where I grew up, and now I need a quick loan in Wisconsin for $86000 to renovate my home. It has been difficult, but Wolf River Community Bank really came through for me with this loan for 8.1% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to Wolf River Community Bank for giving me a chance and my fair credit. It look me 9 years to create my credit to 561, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
Carry has a very low current yearly income, but has a high number of prospects
Carry has always wanted to be an industrial hygienist, but would have to attend Indiana Wesleyan University again to achieve it. Carry has other prospects as well, including stress analyst engineer, electrical drafter, and plastic surgeon, which pay $50,000 through to $107,000 per year, on average. For this reason, we believe that Carry can afford this quick loan of $86000.
Carry’s Transunion score was changed by the quick loan loan, changing to 549 from 561, which is typical in our experience.
Previous requests on Carry’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$86400.00||3||11.6%||$2853.24||M&I Bank of Burlington||March 18, 2012|
|$86270.00||10||9.4%||$1111.59||M&I Marshall and Ilsley Bank||August 15, 2012|
|$85560.00||6||10.4%||$1602.38||Continental Bank & Trust Co.||January 11, 2014|
|$86430.00||11||9.7%||$1067.47||Clare Bank, National Association||May 26, 2014|
|$86280.00||5||10.6%||$1858.77||Norwest Bank Wisconsin East Central||July 6, 2014|
- Full name (Changed if requested): Carry Sticht
- Current Credit: loans.hit.utils.Fico@5d099f62
- Current City: Hortonville
- State: Wisconsin
- Zip code: 54951
- Yearly income: $35,000
- Current Job: substance abuse counselor
- Current County: Outagamie
- Goal Yearly Income: $129,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Installment loan for Carry, a graduate of Indiana Wesleyan University and a substance abuse counselor working for over $75,000 per year
Carry, an alumnus at Indiana Wesleyan University and a substance abuse counselor in Hortonville, Wisconsin needs a quick loan to purchase a new cell phone. Carry has instead decided to obtain an installment loan for $14,000 and is at present seeking lenders like Norwest Bank Wisconsin Appleton to provide it.
Before applying for this quick loan, Carry had an Experian score of 578, which is fair, so Wolf River Community Bank likely cannot provide Carry a quick loan
9 Months Ago, Carry Tried Finding a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Carry. Carry chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit clients. Individuals with credit scores as low as 415 can apply for a high risk loan and have a chance to be accepted.
Several previous requests for credit have been made by Carry in the past, including one from Sky Bank-Mid AM Region in Hortonville, Wisconsin before Carry was accepted for the $86000 by Wolf River Community Bank
Carry made 7 previous tries to obtain a quick loan, 2 of which were with Sky Bank-Mid AM Region, a lender in Hortonville, Wisconsin known to specialize in quick loans specifically. Prior to finding Wolf River Community Bank, Carry was desperate due to their inexperience and fair credit score.
Signature Loan found in Hortonville, Wisconsin for $86000 with fair credit by Carry
Many borrowers struggle with obtaining signature loans in Hortonville, Wisconsin, and Carry is no exception. Carry went to 4 lenders or more prior to settling on Wolf River Community Bank, who offered Carry a signature loan for $86000. Typical signature loans simply require a client, like Carry’s signature to get them, up to $20,000 in some cases. Carry was able to get $86000 as a quick loan, which is very high for a quick loan. Because signature loans do not need a cosigner, they tend to require improved credit, as high as 768
Contact Details for Wolf River Community Bank, the provider of this quick loan
- Wolf River Community Bank
- City: Hortonville
- State: Wisconsin
- Address: 309 East Main Street
- County: Outagamie
- Zip code: 54944
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $29,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Carry required a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Carry was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.
Carry’s Overall FICO score at the time of acceptance for a quick loan, taking into account their substance abuse counselor job and their future career as an industrial hygienist
Fast Loans for Carry in Hortonville, Wisconsin to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Hortonville, Wisconsin aren’t actually that difficult to obtain, particularly if you have some gumption like Carry. Carry was able to find a fast loan for $86000 from Valley Bank of Fredonia and Marine Tobacco Exchange Bank, but declined both offers in favor of their quick loan from Wolf River Community Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better if a client is on the go.
Personal Loan for a substance abuse counselor named Carry in Hortonville, Wisconsin to Pay Off Amalgamated Bank MasterCard Gold Secured
Carry had a lot of credit card debt on their Abercrombie & Fitch Credit Card and their Frontier Airlines World MasterCard with No Annual Fee, and they were starting to get in over their heads. Despite Carry’s job as a substance abuse counselor, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Carry’s quick loan
In the end, Carry was able to find a quick loan for $86000 with an interest rate of 6.5% interest APR from Wolf River Community Bank in Hortonville, Wisconsin repayable over 10 years from now.