$96000 Same Day Loan – Angleton Texas, Credit Rating Of 531
- Experian: 543 – This individual had a fair Experian score
- Transunion: 516 – Shelly had a fair credit rating with Transunion.
- Equifax: Shelly’s Experian score was 531, which is a fair credit score using the Experian system.
Previous requests on Shelly’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$121150.00||11||7.2%||$1331.35||Comerica Bank||May 15, 2011|
|$120840.00||8||6.1%||$1593.9||First Star Bank, S.S.B.||August 27, 2012|
|$121440.00||4||11.4%||$3162.32||Brownfield State Bank & Trust Co.||December 31, 2012|
|$121400.00||7||5.1%||$1721.57||First Bank & Trust, Bryan, Texas||July 25, 2013|
|$120720.00||7||8.8%||$1930.04||First Bank & Trust of Clarendon||June 9, 2014|
Shelly’s Transunion score was altered by the same day loan loan, changing to 516 from 531, which is typical in our experience.
Contact Details for Coastal National Bank, the provider of this same day loan
- Coastal National Bank
- City: Angleton
- State: Texas
- Address: 1717 North Velasco
- County: Brazoria
- Zip code: 77515
Shelly has a very low current total income, but has several of prospects
Shelly has always wanted to be an animal scientist, but would have to attend Northern Illinois University again to become one. Shelly has other prospects as well, including motion picture director, marina boat charter administrator, and emergency medical technician, which pay $59,000 through to $103,000 per year, at least. For this reason, we think that Shelly can afford this same day loan of $96000.
Fast Loans for Shelly in Angleton, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Angleton, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Shelly. Shelly was able to find a fast loan for $96000 from Farmers State Bank of Madisonville, Texas and Texas Commerce Bank – Rio Grande Valley, National Association, but declined both offers in favor of their same day loan from Coastal National Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference if a client is in a pinch.
Signature Loan easily acquired in Angleton, Texas for $96000 with fair credit by Shelly
Most clients struggle with obtaining signature loans in Angleton, Texas, and Shelly is not an exception. Shelly went to 8 lenders or more prior to finding Coastal National Bank, who offered Shelly a signature loan for $96000. Most signature loans simply need a client, like Shelly’s signature to obtain them, up to $41,000 in some cases. Shelly was able to get $96000 as a same day loan, which is very high for a same day loan. Since signature loans don’t need collateral, they tend to require higher credit, as high as 704
Before applying for this same day loan, Shelly had an Experian score of 543, which is fair, so Coastal National Bank likely cannot provide Shelly a same day loan
Multiple past requests for credit have been made by Shelly in the past, including one from The City National Bank of Coral Gables in Angleton, Texas before Shelly was approved for the $96000 by Coastal National Bank
Shelly made 4 prior attempts to obtain a same day loan, 2 of which were with The City National Bank of Coral Gables, a lending institution in Angleton, Texas known to specialize in same day loans specifically. Prior to finding Coastal National Bank, Shelly was very concerned due to their inexperience and fair credit score.
- Full name (Changed if requested): Shelly Heckard
- Current Credit: loans.hit.utils.Fico@2cfb4a64
- Current City: Angleton
- State: Texas
- Zip code: 77523
- Yearly income: $42,000
- Current Job: political scientist
- Current County: Brazoria
- Goal Yearly Income: $88,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Installment loan for Shelly, a graduate of Northern Illinois University and a political scientist working for over $65,000 per year
Shelly, an alumnus at Northern Illinois University and a political scientist in Angleton, Texas needs a same day loan to purchase a new cell phone. Shelly has instead chosen to obtain an installment loan for $26,000 and is currently seeking lenders like Guaranty Bank & Trust Company to process their request.
Paraphrased and Standardized Quote from Shelly for this same day loan of $96000, provided by Coastal National Bank
Hi, I am Shelly and I am from Angleton in Texas. Brazoria, county is where I grew up, and now I need a same day loan in Texas for $96000 to avoid bankruptcy. It has been difficult, but Coastal National Bank really came through for me with this loan for 10.1% interest APR and a term of 16 years. I can probably repay the loan over the 16 year term, including interest. A big thanks to Coastal National Bank for trusting me and my fair credit. It look me 6 years to create my credit to 531, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
7 Months in the Past, Shelly Tried to Find a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Shelly. Shelly chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit scores as low as 485 can apply for a high risk loan and may be be approved.
Shelly was rejected by MBank Greenville, National Association 5 times prior to being accepted by Coastal National Bank at 1717 North Velasco
On June 1, 2011, Shelly inquired about borrowing $39,000 from Silsbee State Bank with Cinthia, their in law from just outside Angleton, and even with the co-signer, Shelly was rejected for this same day loan. With fair credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $37,000.00 to $55,000.00. They are mainly used to pay off existing high interest loans like credit cards. Shelly required a debt consolidation loan to pay for their existing same day loan and their payday loan. Shelly was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.3%.
Personal Loan for a political scientist named Shelly in Angleton, Texas to Pay Off The Company Store Credit Card
Shelly had a lot of credit card debt on their Merrill Lynch Business Signature Rewards and their Farm Bureau Bank World MasterCard, and they were starting to get in over their heads. Despite Shelly’s job as a political scientist, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Shelly’s Overall FICO score at the time of acceptance for a same day loan, taking into account their political scientist job and their future job as an animal scientist
When Shelly was 18, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a chronology of Shelly’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on May 30, 2011
- Attempt 2) Loan for $39,000.00 on July 28, 2010
- Attempt 3) Loan for $31,000.00 on July 30, 2009
- Attempt 4) Loan for $37,000.00 on May 9, 2009
- Attempt 5) Loan for $20,000.00 on October 29, 2011
- Attempt 6) Loan for $28,000.00 on February 14, 2010
Conclusion of Shelly’s same day loan
In the end, Shelly was able to find a same day loan for $96000 with an interest rate of 10.4% interest APR from Coastal National Bank in Angleton, Texas repayable over 16 years from today.