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$136000 No Collateral Loan In Schuylkill Haven Pennsylvania With Credit Score 798 For Rossana

$136000 No Collateral Loan – Schuylkill Haven Pennsylvania, Credit Rating Of 798

  • Experian: 815 – They had an excellent Experian rating
  • Transunion: 780 – Rossana had an excellent credit rating with Transunion.
  • Equifax: Rossana’s Experian score was 798, which is an excellent credit score with the Experian rating scheme.

Rossana’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their public transportation inspector job and their future job as a museum curator

Fico Score: 798

Contact Details for Schuylkill Savings and Loan Associat, the provider of this no collateral loan

  • Schuylkill Savings and Loan Associat
  • City: Schuylkill Haven
  • State: Pennsylvania
  • Address: 333 Center Avenue
  • County: Schuylkill
  • Zip code: 17972

When Rossana was 19, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a chronology of Rossana’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on July 28, 2010
  • Attempt 2) Loan for $39,000.00 on January 15, 2012
  • Attempt 3) Loan for $30,000.00 on April 27, 2010
  • Attempt 4) Loan for $38,000.00 on April 5, 2011

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $37,000.00 to $45,000.00. They are typically used to pay off existing high interest loans like credit cards. Rossana needed a debt consolidation loan to pay for their existing no collateral loan and their payday loan. Rossana was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.6%.

Many other requests for credit have been made by Rossana in the past, including one from M.Y. SAFRA BANK, FSB in Schuylkill Haven, Pennsylvania before Rossana was approved for the $136000 by Schuylkill Savings and Loan Associat

Rossana made 9 prior attempts to obtain a no collateral loan, 2 of which were with M.Y. SAFRA BANK, FSB, a lending institution in Schuylkill Haven, Pennsylvania known to specialize in no collateral loans specifically. Prior to finding Schuylkill Savings and Loan Associat, Rossana was desperate due to their inexperience and excellent credit score.

Previous requests on Rossana’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$13220.00 10 6.3% $148.77 The People’s Bank of Oxford April 13, 2010
$12770.00 6 6.1% $212.24 First Lehigh Bank September 13, 2012
$12580.00 9 11.3% $186.09 SunBank January 4, 2013
$12750.00 6 9.5% $233.0 Merchants Bank (North) October 1, 2013
$12900.00 8 9.8% $194.38 Green Ridge Bank April 12, 2014

Rossana was declined by The People’s Bank of Oxford 6 times before being approved by Schuylkill Savings and Loan Associat at 333 Center Avenue

On December 25, 2013, Rossana inquired about borrowing $23,000 from The People’s Bank of Oxford with Denyse, their in law from just outside Schuylkill Haven, and even with the co-signer, Rossana was rejected for this no collateral loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Rossana has a low current total income, but has a high number of prospects

Rossana has always wanted to be a museum curator, but would need attend Missouri Baptist University again to achieve it. Rossana has other prospects as well, including community organization worker, casino manager, and radio & tv news commentator, which pay $53,000 through to $108,000 per year, on average. Because of this, we believe that Rossana can afford this no collateral loan of $136000.

Personal Loan for a public transportation inspector named Rossana in Schuylkill Haven, Pennsylvania to Pay Off Fashion Bug Credit Card

Rossana had a tonne of credit card debt on their Merrill Lynch Merrill+ Visa and their State Farm Bank Business Visa Card, and they were starting to get in over their heads. Despite Rossana’s job as a public transportation inspector, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Fast Loans for Rossana in Schuylkill Haven, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Schuylkill Haven, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Rossana. Rossana was able to find a fast loan for $136000 from First Columbia Bank & Trust Co. and Mellon Bank (Central) National Association, but turned down both offers in favor of their no collateral loan from Schuylkill Savings and Loan Associat. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that a client is in a pinch.

7 Months Ago, Rossana Attempted Finding a High Risk Loan for $20,000.00, and it was Easy

It is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Rossana. Rossana chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Individuals with credit scores as low as 442 can apply for a high risk loan and may be be approved.

Before applying for this no collateral loan, Rossana had an Experian score of 815, which is excellent, so Schuylkill Savings and Loan Associat probably cannot provide Rossana a no collateral loan

Experian Score: 815

Paraphrased and Standardized Quote from Rossana for this no collateral loan of $136000, provided by Schuylkill Savings and Loan Associat

Hello, I am Rossana and I’m from Schuylkill Haven in Pennsylvania. Schuylkill, county is where I grew up, and now I need a no collateral loan in Pennsylvania for $136000 to buy a car. It wasn’t easy, but Schuylkill Savings and Loan Associat really came through for me with this loan for 7.6% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to Schuylkill Savings and Loan Associat for giving me a chance and my excellent credit. It look me 6 years to build my credit to 798, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Installment loan for Rossana, a graduate of Missouri Baptist University and a public transportation inspector working for over $61,000 per year

Rossana, an alumnus at Missouri Baptist University and a public transportation inspector in Schuylkill Haven, Pennsylvania wants a no collateral loan to purchase a house. Rossana has instead decided to obtain an installment loan for $8,000 and is currently seeking lenders like The Union Banking & Trust Company of Du Bois, Pennsylvania to process their request.

Signature Loan found in Schuylkill Haven, Pennsylvania for $136000 with excellent credit by Rossana

Many prospective borrowers have difficulty with obtaining signature loans in Schuylkill Haven, Pennsylvania, and Rossana is not an exception. Rossana went to 7 lenders or more prior to settling on Schuylkill Savings and Loan Associat, who offered Rossana a signature loan for $136000. Most signature loans simply need a client, like Rossana’s signature to get them, up to $23,000 in some cases. Rossana was able to get $136000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans do not need a cosigner, they tend to require better credit, as high as 789

Rossana’s Transunion score was altered by the no collateral loan loan, changing to 780 from 798, which is normal in our experience.

Transunion Score: 780

Client Profile: Rossana Butay of Schuylkill Haven, Pennsylvania
  • Full name (Changed if requested): Rossana Butay
  • Current Credit: loans.hit.utils.Fico@52cc8049
  • Current City: Schuylkill Haven
  • State: Pennsylvania
  • Zip code: 17973
  • Yearly income: $58,000
  • Current Job: public transportation inspector
  • Current County: Schuylkill
  • Goal Yearly Income: $88,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Conclusion of Rossana’s no collateral loan

In the end, Rossana was able to find a no collateral loan for $136000 with an interest rate of 11.4% interest APR from Schuylkill Savings and Loan Associat in Schuylkill Haven, Pennsylvania repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.