$30000 Quick Loan – Macon Georgia, Credit Rating Of 567
- Experian: 578 – This individual had a fair Experian rating
- Transunion: 555 – Loura had a fair credit rating with Transunion.
- Equifax: Loura’s Experian score was 567, which is a fair credit score using the Experian rating scheme.
- Full name (Changed if requested): Loura Jacob
- Current Credit: loans.hit.utils.Fico@73a8dfcc
- Current City: Macon
- State: Georgia
- Zip code: 31210
- Yearly income: $42,000
- Current Job: sales representatives
- Current County: Bibb
- Goal Yearly Income: $107,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $28,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Loura needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Loura was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.3%.
Personal Loan for a sales representatives named Loura in Macon, Georgia to Pay Off Restoration Hardware Credit Card
Loura had a lot of credit card debt on their BankFIRST Secured Visa Card and their State Farm Platinum Rewards Visa, and they were starting to get in over their heads. Despite Loura’s job as a sales representatives, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
8 Months Ago, Loura Attempted Finding a High Risk Loan for $46,000.00, and it was Hard
It is an ongoing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Loura. Loura decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Clients with credit scores as low as 529 can apply for a high risk loan and have a chance to be approved.
Signature Loan found in Macon, Georgia for $30000 with fair credit by Loura
Most prospective borrowers have difficulty with obtaining signature loans in Macon, Georgia, and Loura is not an exception. Loura went to 6 lending institutions or more before finding American Federal Savings and Loan Association, who offered Loura a signature loan for $30000. Typical signature loans simply need a client, like Loura’s signature to obtain them, up to $42,000 in some cases. Loura was able to get $30000 as a quick loan, which is very high for a quick loan. Since signature loans do not need a cosigner, these loans generally need higher credit, as high as 741
Loura has a very low current gross income, but has several of prospects
Loura has always wanted to be an aircraft body and bonded structure repairer, but would need attend Knox County Career Center again to achieve it. Loura has other prospects as well, including animal trainer, sales representative, and facilities planner, which pay $51,000 through to $100,000 per year, on average. For this reason, we believe that Loura can pay for this quick loan of $30000.
When Loura was 23, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit score. Below is a chronology of Loura’s prior attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on January 1, 2012
- Attempt 2) Loan for $29,000.00 on April 28, 2011
- Attempt 3) Loan for $32,000.00 on December 1, 2012
- Attempt 4) Loan for $20,000.00 on July 16, 2011
- Attempt 5) Loan for $27,000.00 on June 25, 2010
- Attempt 6) Loan for $38,000.00 on June 9, 2013
- Attempt 7) Loan for $33,000.00 on December 14, 2010
Previous requests on Loura’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$142720.00||11||8.2%||$1644.62||NationsBank of Florida, National Association||April 16, 2013|
|$142580.00||5||7.6%||$2863.79||Century Bank and Trust||December 10, 2013|
|$143460.00||6||5.1%||$2317.07||Bank of Madison||January 18, 2015|
|$143400.00||11||9.5%||$1755.02||Bank of Hazlehurst||May 20, 2015|
Paraphrased and Standardized Quote from Loura for this quick loan of $30000, provided by American Federal Savings and Loan Association
Hello, I am Loura and my hometown is Macon in Georgia. Bibb, county is where I grew up, and now I need a quick loan in Georgia for $30000 to avoid bankruptcy. It wasn’t easy, but American Federal Savings and Loan Association really came through for me with this loan for 11.2% interest APR and a term of 19 years. I can repay the loan over the 19 year term, including interest. A big thanks to American Federal Savings and Loan Association for trusting me and my fair credit. It look me 8 years to build my credit to 567, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.
Contact Details for American Federal Savings and Loan Association, the provider of this quick loan
- American Federal Savings and Loan Association
- City: Macon
- State: Georgia
- Address: 544 Mulberry Street
- County: Bibb
- Zip code: 31201
Loura’s Overall FICO score at the time of acceptance for a quick loan, taking into account their sales representatives job and their future career as an aircraft body and bonded structure repairer
Loura’s Transunion score was altered by the quick loan loan, changing to 555 from 567, which is normal in our experience.
Multiple previous requests for credit have been made by Loura in the past, including one from Citizens Bank and Trust Company in Macon, Georgia before Loura was approved for the $30000 by American Federal Savings and Loan Association
Loura made 5 prior attempts to obtain a quick loan, 2 of which were with Citizens Bank and Trust Company, a lending institution in Macon, Georgia known to specialize in quick loans specifically. Before finding American Federal Savings and Loan Association, Loura was very concerned due to their inexperience and fair credit score.
Fast Loans for Loura in Macon, Georgia to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Macon, Georgia aren’t actually that difficult to obtain, particularly if you have some finesse like Loura. Loura was able to find a fast loan for $30000 from Bank of Milan and The Peoples Bank of Talbotton, but turned down both offers in favor of their quick loan from American Federal Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a client is in a pinch.
Installment loan for Loura, a graduate of Knox County Career Center and a sales representatives working for over $64,000 per year
Loura, an alumnus at Knox County Career Center and a sales representatives in Macon, Georgia needs a quick loan to purchase a car. Loura has instead chosen to obtain an installment loan for $9,000 and is currently seeking lenders like First South Bank, National Association to process their request.
Before applying for this quick loan, Loura had an Experian score of 578, which is fair, so American Federal Savings and Loan Association likely cannot provide Loura a quick loan
Loura was declined by The Citizens and Southern Bank of Dublin 4 times prior to being approved by American Federal Savings and Loan Association at 544 Mulberry Street
On September 15, 2009, Loura inquired about borrowing $44,000 from The Peoples Bank with Barb, their friend from just outside Macon, and even with the co-signer, Loura was rejected for this quick loan. With fair credit, it can be very hard to procure funding, even with collateral and a co-signer.
Conclusion of Loura’s quick loan
In the end, Loura was able to find a quick loan for $30000 with an interest rate of 8.7% interest APR from American Federal Savings and Loan Association in Macon, Georgia repayable over 19 years from today.