$66000 Emergency Loan – Opelousas Louisiana, Credit Rating Of 701
- Experian: 717 – They had a good Experian rating
- Transunion: 683 – Adaline had a good credit score with Transunion.
- Equifax: Adaline’s Experian score was 701, which is a good credit score using the Experian system.
Contact Details for Southland Federal Savings Bank, the provider of this emergency loan
- Southland Federal Savings Bank
- City: Opelousas
- State: Louisiana
- Address: 1807 South Union Street
- County: St. Landry
- Zip code: 70570
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $22,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Adaline required a debt consolidation loan to pay for their existing emergency loan and their credit card. Adaline was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.1%.
Personal Loan for a library science professor named Adaline in Opelousas, Louisiana to Pay Off BankAmericard Cash Rewards for Students
Adaline had a tonne of credit card debt on their Marriott Rewards Business Credit Card and their Members 1st FCU Visa Platinum Points Rewards Credit Card, and they were starting to get in over their heads. Despite Adaline’s job as a library science professor, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Adaline was rejected by St. Bernard Bank & Trust Co. 6 times before being approved by Southland Federal Savings Bank at 1807 South Union Street
On October 10, 2008, Adaline applied about borrowing $17,000 from The First National Bank in St. Mary Parish with Eddie, their in law from just outside Opelousas, and even with the co-signer, Adaline was rejected for this emergency loan. With good credit, it can be difficult to procure funding, even with collateral and a co-signer.
Adaline has a disappointing current yearly income, but has a large amount of prospects
Adaline has always wanted to be a commercial fisherman, but would have to attend Indiana Wesleyan University again to achieve it. Adaline has other prospects as well, including armored assault vehicle crew member, physical therapist, and radio & tv station administrator, which pay $58,000 through to $103,000 per year, at least. For this reason, we think that Adaline can afford this emergency loan of $66000.
8 Months Ago, Adaline Tried to Find a High Risk Loan for $36,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Adaline. Adaline chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit ratings as low as 511 can inquire for a high risk loan and have a chance to be accepted.
Signature Loan easily acquired in Opelousas, Louisiana for $66000 with good credit by Adaline
A lot of clients struggle with finding signature loans in Opelousas, Louisiana, and Adaline is the same. Adaline went to 7 lending institutions or more before settling on Southland Federal Savings Bank, who offered Adaline a signature loan for $66000. Most signature loans simply need a client, like Adaline’s signature to get them, up to $35,000 in some cases. Adaline was able to get $66000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not need a cosigner, these loans generally need higher credit, as high as 796
Previous requests on Adaline’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$11590.00||9||11.2%||$170.8||Bank of Zachary||December 14, 2010|
|$11720.00||11||8.7%||$138.25||Landmark Bank||December 4, 2011|
|$11810.00||7||8.4%||$186.44||Bank of Gonzales||December 15, 2013|
|$11580.00||8||5.8%||$151.05||The Highlands Bank||February 6, 2014|
Paraphrased and Standardized Quote from Adaline for this emergency loan of $66000, provided by Southland Federal Savings Bank
Hi, I am Adaline and I am from Opelousas in Louisiana. St. Landry, county is where I grew up, and now I need a emergency loan in Louisiana for $66000 to renovate my home. It wasn’t easy, but Southland Federal Savings Bank really came through for me with this loan for 8.7% interest APR and a term of 15 years. I will repay the loan over the 15 year term, including interest. A big thanks to Southland Federal Savings Bank for giving me a chance and my good credit. It look me 7 years to create my credit to 701, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Adaline’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their library science professor job and their future job as a commercial fisherman
Before applying for this emergency loan, Adaline had an Experian score of 717, which is good, so Southland Federal Savings Bank most likely cannot provide Adaline an emergency loan
Fast Loans for Adaline in Opelousas, Louisiana to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Opelousas, Louisiana aren’t actually that difficult to obtain, particularly if you have some gumption like Adaline. Adaline was able to find a fast loan for $66000 from Bank of Zachary and First National Bank of Jefferson Parish, but declined both offers in favor of their emergency loan from Southland Federal Savings Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement if a client is in a time sensitive situation.
Adaline’s Transunion score was altered by the emergency loan loan, changing to 683 from 701, which is normal in our experience.
Installment loan for Adaline, a graduate of Indiana Wesleyan University and a library science professor working for over $76,000 per year
Adaline, an alumnus at Indiana Wesleyan University and a library science professor in Opelousas, Louisiana needs an emergency loan to purchase a car. Adaline has instead chosen to obtain an installment loan for $25,000 and is at present seeking lenders like American Gateway Bank to provide it.
Several past requests for credit have been made by Adaline in the past, including one from First Mercantile Bank, National Association in Opelousas, Louisiana before Adaline was accepted for the $66000 by Southland Federal Savings Bank
Adaline made 9 previous tries to obtain an emergency loan, 2 of which were with First Mercantile Bank, National Association, a bank in Opelousas, Louisiana known to specialize in emergency loans specifically. Prior to finding Southland Federal Savings Bank, Adaline was concerned due to their inexperience and good credit score.
When Adaline was 20, they tried to obtain a student loan from 4 alternate lenders, which damaged their credit rating. Below is a list of Adaline’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on May 24, 2009
- Attempt 2) Loan for $28,000.00 on January 24, 2013
- Attempt 3) Loan for $28,000.00 on May 14, 2013
- Attempt 4) Loan for $23,000.00 on December 25, 2009
- Full name (Changed if requested): Adaline Schaf
- Current Credit: loans.hit.utils.Fico@27ddd392
- Current City: Opelousas
- State: Louisiana
- Zip code: 70571
- Yearly income: $51,000
- Current Job: library science professor
- Current County: St. Landry
- Goal Yearly Income: $92,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Conclusion of Adaline’s emergency loan
In the end, Adaline was able to find an emergency loan for $66000 with an interest rate of 5.2% interest APR from Southland Federal Savings Bank in Opelousas, Louisiana repayable over 15 years from now.