$108000 Unsecured Loan – Waupaca Wisconsin, Credit Rating Of 364
- Experian: 377 – The client had a terrible Experian rating
- Transunion: 350 – Karlyn had a terrible credit rating with Transunion.
- Equifax: Karlyn’s Experian score was 364, which is a terrible credit rating on the Experian system.
Karlyn’s Transunion score was changed by the unsecured loan loan, changing to 350 from 364, which is normal in our experience.
Before applying for this unsecured loan, Karlyn had an Experian score of 377, which is terrible, so First National Bank most likely cannot provide Karlyn an unsecured loan
Many previous requests for credit have been made by Karlyn in the past, including one from Decatur Bank and Trust Company, National Association in Waupaca, Wisconsin before Karlyn was approved for the $108000 by First National Bank
Karlyn made 7 previous tries to obtain an unsecured loan, 2 of which were with Decatur Bank and Trust Company, National Association, a lender in Waupaca, Wisconsin known to specialize in unsecured loans specifically. Before finding First National Bank, Karlyn was concerned due to their inexperience and terrible credit score.
When Karlyn was 18, they attempted to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a chronology of Karlyn’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on November 26, 2010
- Attempt 2) Loan for $29,000.00 on March 6, 2011
- Attempt 3) Loan for $36,000.00 on March 8, 2010
- Attempt 4) Loan for $36,000.00 on December 9, 2013
- Attempt 5) Loan for $34,000.00 on November 9, 2010
- Attempt 6) Loan for $21,000.00 on February 27, 2010
- Attempt 7) Loan for $24,000.00 on August 22, 2009
Signature Loan found in Waupaca, Wisconsin for $108000 with terrible credit by Karlyn
A lot of prospective borrowers struggle with finding signature loans in Waupaca, Wisconsin, and Karlyn is not an exception. Karlyn went to 4 lending institutions or more before finding First National Bank, who offered Karlyn a signature loan for $108000. Typical signature loans simply require a client, like Karlyn’s signature to get them, up to $28,000 in some cases. Karlyn was able to get $108000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans don’t need collateral, they generally require improved credit, as high as 747
Paraphrased and Standardized Quote from Karlyn for this unsecured loan of $108000, provided by First National Bank
Hi, I am Karlyn and my hometown is Waupaca in Wisconsin. Waupaca, county is where I grew up, and now I need a unsecured loan in Wisconsin for $108000 to buy a car. It wasn’t easy, but First National Bank really came through for me with this loan for 10.7% interest APR and a term of 13 years. I will repay the loan over the 13 year term, including interest. A big thanks to First National Bank for trusting me and my terrible credit. It look me 4 years to create my credit to 364, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.
Installment loan for Karlyn, a graduate of National Louis University and an appeals referee working for over $78,000 per year
Karlyn, an alumnus at National Louis University and an appeals referee in Waupaca, Wisconsin wants an unsecured loan to purchase a new cell phone. Karlyn has instead chosen to obtain an installment loan for $29,000 and is at present seeking lenders like M&I Bay View State Bank to process their request.
9 Months in the Past, Karlyn Attempted to Find a High Risk Loan for $21,000.00, and it was Easy
There is an ongoing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Karlyn. Karlyn decided not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Borrowers with credit ratings as low as 463 can apply for a high risk loan and have a chance to be accepted.
Previous requests on Karlyn’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$52240.00||4||10.2%||$1329.96||M&I Bank of Burlington||March 22, 2013|
|$51780.00||4||7.4%||$1249.57||M&I Marshall and Ilsley Bank||July 26, 2013|
|$51690.00||10||11.7%||$732.66||Continental Bank & Trust Co.||November 17, 2014|
|$51800.00||9||9.6%||$718.1||Clare Bank, National Association||March 17, 2015|
|$52210.00||5||10.2%||$1114.45||Norwest Bank Wisconsin East Central||May 22, 2015|
Contact Details for First National Bank, the provider of this unsecured loan
- First National Bank
- City: Waupaca
- State: Wisconsin
- Address: 111 Jefferson Street
- County: Waupaca
- Zip code: 54981
Personal Loan for an appeals referee named Karlyn in Waupaca, Wisconsin to Pay Off Doctors Foster & Smith Visa
Karlyn had a tonne of credit card debt on their BankAtlantic World MasterCard with Rewards and their Berkshire Municipal Bank Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Karlyn’s job as an appeals referee, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $26,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Karlyn required a debt consolidation loan to pay for their existing unsecured loan and their credit card. Karlyn was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.7%.
Fast Loans for Karlyn in Waupaca, Wisconsin to prevent bankruptcy or harm from debt collectors.
Fast loans in Waupaca, Wisconsin aren’t actually that difficult to obtain, particularly if you have some gumption like Karlyn. Karlyn was able to find a fast loan for $108000 from United Bank and Trust of Madison and Kilbourn State Bank, but turned down both offers in favor of their unsecured loan from First National Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement in the case that you are in a pinch.
Karlyn was not approved by M&I Marshall and Ilsley Bank 7 times prior to being accepted by First National Bank at 111 Jefferson Street
On September 30, 2011, Karlyn inquired about borrowing $29,000 from Norwest Bank Wisconsin East Central with Randee, their in law from just outside Waupaca, and even with the co-signer, Karlyn was rejected for this unsecured loan. With terrible credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Karlyn has a disappointing current gross income, but has several of prospects
Karlyn has always wanted to be a religious institution education coordinator, but would have to attend National Louis University again to become one. Karlyn has other prospects as well, including petroleum geologist, overhead door installer, and water pollution control inspector, which pay $52,000 through to $92,000 per year, at least. Because of this, we believe that Karlyn can pay for this unsecured loan of $108000.
- Full name (Changed if requested): Karlyn Wexell
- Current Credit: loans.hit.utils.Fico@504bae78
- Current City: Waupaca
- State: Wisconsin
- Zip code: 54982
- Yearly income: $49,000
- Current Job: appeals referee
- Current County: Waupaca
- Goal Yearly Income: $109,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Karlyn’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their appeals referee job and their future job as a religious institution education coordinator
Conclusion of Karlyn’s unsecured loan
In the end, Karlyn was able to find an unsecured loan for $108000 with an interest rate of 8.3% interest APR from First National Bank in Waupaca, Wisconsin repayable over 13 years from today.