$108000 Personal Loan – Greensboro North Carolina, Credit Rating Of 630
- Experian: 641 – They had a good Experian score
- Transunion: 618 – Cheree had a good credit rating with Transunion.
- Equifax: Cheree’s Experian score was 630, which is a good credit rating using the Experian system.
Contact Details for First American Savings Bank, F.S.B., the provider of this personal loan
- First American Savings Bank, F.S.B.
- City: Greensboro
- State: North Carolina
- Address: 2506 Randleman Road
- County: Guilford
- Zip code: 27406
Cheree was not approved by Stokesdale Commercial Bank 7 times prior to being granted funding by First American Savings Bank, F.S.B. at 2506 Randleman Road
On August 12, 2010, Cheree applied about borrowing $4,000 from Farmers Bank of Sunbury with Mayme, their friend from just outside Greensboro, and even with the co-signer, Cheree was rejected for this personal loan. With good credit, it can be challenging to procure funding, even with collateral and a co-signer.
Signature Loan found in Greensboro, North Carolina for $108000 with good credit by Cheree
A lot of clients have difficulty with obtaining signature loans in Greensboro, North Carolina, and Cheree is no exception. Cheree went to 7 lenders or more prior to finding First American Savings Bank, F.S.B., who offered Cheree a signature loan for $108000. Most signature loans simply require a client, like Cheree’s signature to get them, up to $44,000 in some cases. Cheree was able to get $108000 as a personal loan, which is very high for a personal loan. Since signature loans don’t require a cosigner, these loans generally require higher credit, as high as 750
6 Months Ago, Cheree Tried to Find a High Risk Loan for $39,000.00, and it was Hard
It is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Cheree. Cheree decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Borrowers with credit ratings as low as 506 can apply for a high risk loan and may be be accepted.
Installment loan for Cheree, a graduate of Sessions Online Schools of Art and Design and an industrial health engineer working for over $70,000 per year
Cheree, an alumnus at Sessions Online Schools of Art and Design and an industrial health engineer in Greensboro, North Carolina needs a personal loan to purchase a new cell phone. Cheree has instead chosen to obtain an installment loan for $29,000 and is currently seeking lenders like Citizens Bank to provide it.
Personal Loan for an industrial health engineer named Cheree in Greensboro, North Carolina to Pay Off Bank of Albuquerque Credit Cards
Cheree had a lot of credit card debt on their People’s United Bank Platinum MasterCard and their Zions Bank Visa Secured Card, and they were starting to get in over their heads. Despite Cheree’s job as an industrial health engineer, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
When Cheree was 24, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit rating. Below is a chronology of Cheree’s previous attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on February 9, 2010
- Attempt 2) Loan for $24,000.00 on January 12, 2009
- Attempt 3) Loan for $35,000.00 on March 1, 2009
- Attempt 4) Loan for $24,000.00 on December 7, 2008
- Attempt 5) Loan for $36,000.00 on July 15, 2011
- Attempt 6) Loan for $34,000.00 on May 25, 2011
- Attempt 7) Loan for $36,000.00 on July 22, 2010
Cheree has a sad current yearly income, but has a large amount of prospects
Cheree has always wanted to be a petroleum geologist, but would need attend Sessions Online Schools of Art and Design again to achieve it. Cheree has other possibilities as well, including foreign student adviser, customer service representative, and transportation systems design engineer, which pay $54,000 through to $90,000 per year, on average. Because of this, we believe that Cheree can afford this personal loan of $108000.
Previous requests on Cheree’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$74180.00||9||9.4%||$1020.41||The Farmers Bank of Seaboard||April 17, 2011|
|$73810.00||3||7.6%||$2299.34||The Bank of Raeford||July 27, 2011|
|$74340.00||10||11.3%||$1036.7||The Bank of Coleridge||July 31, 2013|
|$74270.00||3||5.3%||$2235.96||Farmers Bank of Sunbury||October 11, 2013|
- Full name (Changed if requested): Cheree Cragle
- Current Credit: loans.hit.utils.Fico@1b701da1
- Current City: Greensboro
- State: North Carolina
- Zip code: 27414
- Yearly income: $48,000
- Current Job: industrial health engineer
- Current County: Guilford
- Goal Yearly Income: $131,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Fast Loans for Cheree in Greensboro, North Carolina to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Greensboro, North Carolina aren’t actually that difficult to obtain, especially if you have some gumption like Cheree. Cheree was able to find a fast loan for $108000 from First National Bank of Catawba County and The Bank of Raeford, but declined both offers in favor of their personal loan from First American Savings Bank, F.S.B.. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference in the case that you are on the go.
Several other requests for credit have been made by Cheree in the past, including one from Florida National Bank at Vero Beach in Greensboro, North Carolina before Cheree was approved for the $108000 by First American Savings Bank, F.S.B.
Cheree made 6 prior attempts to obtain a personal loan, 2 of which were with Florida National Bank at Vero Beach, a lending institution in Greensboro, North Carolina known to specialize in personal loans specifically. Before finding First American Savings Bank, F.S.B., Cheree was desperate due to their inexperience and good credit score.
Paraphrased and Standardized Quote from Cheree for this personal loan of $108000, provided by First American Savings Bank, F.S.B.
Hi, I am Cheree and I am from Greensboro in North Carolina. Guilford, county is where I grew up, and now I need a personal loan in North Carolina for $108000 to renovate my home. It has been difficult, but First American Savings Bank, F.S.B. really came through for me with this loan for 5.5% interest APR and a term of 7 years. I can probably repay the loan over the 7 year term, including interest. A big thanks to First American Savings Bank, F.S.B. for trusting me and my good credit. It look me 4 years to create my credit to 630, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Before applying for this personal loan, Cheree had an Experian score of 641, which is good, so First American Savings Bank, F.S.B. probably cannot provide Cheree a personal loan
Cheree’s Overall FICO score at the time of acceptance for a personal loan, taking into account their industrial health engineer job and their future job as a petroleum geologist
Cheree’s Transunion score was altered by the personal loan loan, changing to 618 from 630, which is typical in our experience.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $37,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Cheree needed a debt consolidation loan to pay for their existing personal loan and their payday loan. Cheree was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.0%.
Conclusion of Cheree’s personal loan
In the end, Cheree was able to find a personal loan for $108000 with an interest rate of 11.3% interest APR from First American Savings Bank, F.S.B. in Greensboro, North Carolina repayable over 7 years from today.