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Same Day Loan With Very Low APR In Franklin County, Kentucky

$72000 Same Day Loan – Frankfort Kentucky, Credit Score Of 482

  • Experian: 497 – The client had a bad Experian rating
  • Transunion: 466 – Concetta had a bad credit rating with Transunion.
  • Equifax: Concetta’s Experian score was 482, which is a bad credit rating on the Experian system.

6 Months in the Past, Concetta Tried Finding a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Concetta. Concetta chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Borrowers with credit ratings as low as 371 can inquire for a high risk loan and have a chance to be accepted.

Installment loan for Concetta, a graduate of Universal Technical Institute of Texas Inc and an animal control worker working for over $68,000 per year

Concetta, an alumnus at Universal Technical Institute of Texas Inc and an animal control worker in Frankfort, Kentucky needs a same day loan to purchase something frivolous. Concetta has instead chosen to get an installment loan for $27,000 and is at present seeking lenders like Community Financial Services Bank to provide it.

When Concetta was 22, they attempted to obtain a student loan from 5 alternate banks, which harmed their credit score. Below is a chronology of Concetta’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on March 20, 2010
  • Attempt 2) Loan for $34,000.00 on July 18, 2011
  • Attempt 3) Loan for $39,000.00 on August 1, 2010
  • Attempt 4) Loan for $28,000.00 on December 2, 2011
  • Attempt 5) Loan for $36,000.00 on July 7, 2010

Concetta was declined by Stock Yards Bank & Trust Company 6 times before being accepted by The State National Bank of Frankfort at 130 West Main Street

On October 3, 2011, Concetta inquired about borrowing $35,000 from Stock Yards Bank & Trust Company with Leonard, their in law from just outside Frankfort, and even with the co-signer, Concetta was rejected for this same day loan. With bad credit, it can be difficult to procure funding, even with collateral and a co-signer.

Concetta has a sad current gross income, but has a high number of prospects

Concetta has always wanted to be a psychiatrist, but would need attend Universal Technical Institute of Texas Inc again to achieve it. Concetta has other possibilities as well, including budget accountant, conservation scientist, and avionics technician, which pay $52,000 through to $90,000 per year, at least. Because of this, we believe that Concetta can afford this same day loan of $72000.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $21,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Concetta needed a debt consolidation loan to pay for their existing same day loan and their credit card. Concetta was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.

Fast Loans for Concetta in Frankfort, Kentucky to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Frankfort, Kentucky aren’t actually that difficult to obtain, especially if you have some finesse like Concetta. Concetta was able to find a fast loan for $72000 from Bank of New Haven and Farmers & Traders Bank of Campton, but turned down both offers in favor of their same day loan from The State National Bank of Frankfort. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if a borrower is in a pinch.

Previous requests on Concetta’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$130340.00 7 11.1% $2238.6 Stock Yards Bank & Trust Company September 27, 2012
$130290.00 11 8.1% $1494.34 Farmers Deposit Bank of Brandenburg June 2, 2013
$130390.00 10 8.6% $1623.63 Citizens Bank October 2, 2013
$130310.00 6 10.6% $2453.72 Citizens Bank & Trust Company, Burgin, Kentucky August 13, 2014

Paraphrased and Standardized Quote from Concetta for this same day loan of $72000, provided by The State National Bank of Frankfort

Hi, I am Concetta and my hometown is Frankfort in Kentucky. Franklin, county is where I grew up, and now I need a same day loan in Kentucky for $72000 to pay bills. It wasn’t easy, but The State National Bank of Frankfort really came through for me with this loan for 5.4% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to The State National Bank of Frankfort for giving me a chance and my bad credit. It look me 9 years to build my credit to 482, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Contact Details for The State National Bank of Frankfort, the provider of this same day loan

  • The State National Bank of Frankfort
  • City: Frankfort
  • State: Kentucky
  • Address: 130 West Main Street
  • County: Franklin
  • Zip code: 40601
Client Profile: Concetta Woodin of Frankfort, Kentucky
  • Full name (Changed if requested): Concetta Woodin
  • Current Credit: loans.hit.utils.Fico@3941a79c
  • Current City: Frankfort
  • State: Kentucky
  • Zip code: 40602
  • Yearly income: $37,000
  • Current Job: animal control worker
  • Current County: Franklin
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Several previous requests for credit have been made by Concetta in the past, including one from Dominion Bank of Northern Virginia, National Association in Frankfort, Kentucky before Concetta was approved for the $72000 by The State National Bank of Frankfort

Concetta made 6 previous attempts to obtain a same day loan, 2 of which were with Dominion Bank of Northern Virginia, National Association, a lender in Frankfort, Kentucky known to specialize in same day loans specifically. Before finding The State National Bank of Frankfort, Concetta was very concerned due to their inexperience and bad credit score.

Signature Loan easily acquired in Frankfort, Kentucky for $72000 with bad credit by Concetta

Most prospective borrowers struggle with obtaining signature loans in Frankfort, Kentucky, and Concetta is no exception. Concetta went to 6 lenders or more prior to finding The State National Bank of Frankfort, who offered Concetta a signature loan for $72000. Typical signature loans simply need a client, like Concetta’s signature to get them, up to $28,000 in some cases. Concetta was able to get $72000 as a same day loan, which is very high for a same day loan. Since signature loans don’t need collateral, these loans generally need higher credit, as high as 723

Before applying for this same day loan, Concetta had an Experian score of 497, which is bad, so The State National Bank of Frankfort most likely cannot provide Concetta a same day loan

Experian Score: 497

Concetta’s Overall FICO score at the time of acceptance for a same day loan, taking into account their animal control worker job and their future career as a psychiatrist

Fico Score: 482

Personal Loan for an animal control worker named Concetta in Frankfort, Kentucky to Pay Off Thomasville Credit Card

Concetta had a tonne of credit card debt on their Lane Bryant Credit Card and their Facecard Prepaid MasterCard, and they were starting to get in over their heads. Despite Concetta’s job as an animal control worker, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Concetta’s Transunion score was changed by the same day loan loan, changing to 466 from 482, which is typical in our experience.

Transunion Score: 466

Conclusion of Concetta’s same day loan

In the end, Concetta was able to find a same day loan for $72000 with an interest rate of 7.7% interest APR from The State National Bank of Frankfort in Frankfort, Kentucky repayable over 14 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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