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Shonna Had Need For A Secured Loan For $96000, Texhoma, Oklahoma

$96000 Secured Loan – Texhoma Oklahoma, Credit Score Of 666

  • Experian: 681 – The client had a good Experian score
  • Transunion: 653 – Shonna had a good credit score with Transunion.
  • Equifax: Shonna’s Experian score was 666, which is a good credit rating using the Experian system.

Fast Loans for Shonna in Texhoma, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Texhoma, Oklahoma aren’t actually that difficult to obtain, especially if you have some finesse like Shonna. Shonna was able to find a fast loan for $96000 from Cleo State Bank and The First State Bank, but declined both offers in favor of their secured loan from Anchor D Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference if you are on the go.

Contact Details for Anchor D Bank, the provider of this secured loan

  • Anchor D Bank
  • City: Texhoma
  • State: Oklahoma
  • Address: 222 West Main Street
  • County: Texas
  • Zip code: 73949

Shonna was not approved by The Bank of Red Oak 6 times prior to being accepted by Anchor D Bank at 222 West Main Street

On November 18, 2011, Shonna inquired about borrowing $1,000 from The Bank of Red Oak with Teressa, their in law from just outside Texhoma, and even with the co-signer, Shonna was rejected for this secured loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Many other requests for credit have been made by Shonna in the past, including one from SouthTrust Bank of Russell County in Texhoma, Oklahoma before Shonna was approved for the $96000 by Anchor D Bank

Shonna made 6 prior attempts to obtain a secured loan, 2 of which were with SouthTrust Bank of Russell County, a bank in Texhoma, Oklahoma known to specialize in secured loans specifically. Prior to finding Anchor D Bank, Shonna was desperate due to their inexperience and good credit rating.

Before applying for this secured loan, Shonna had an Experian score of 681, which is good, so Anchor D Bank likely cannot provide Shonna a secured loan

Experian Score: 681

Signature Loan easily acquired in Texhoma, Oklahoma for $96000 with good credit by Shonna

Many clients struggle with finding signature loans in Texhoma, Oklahoma, and Shonna is the same. Shonna went to 4 lending institutions or more prior to finding Anchor D Bank, who offered Shonna a signature loan for $96000. Typical signature loans simply require a client, like Shonna’s signature to get them, up to $36,000 in some cases. Shonna was able to get $96000 as a secured loan, which is very high for a secured loan. Because signature loans do not require a cosigner, they generally require improved credit, as high as 715

Shonna has a low current gross income, but has a large amount of prospects

Shonna has always wanted to be a student admissions administrator, but would need attend Grace College and Seminary again to become one. Shonna has other possibilities as well, including computer controlled machine tool operator, art director, and funeral director, which pay $55,000 through to $91,000 per year, at least. Because of this, we think that Shonna can afford this secured loan of $96000.

Client Profile: Shonna Langella of Texhoma, Oklahoma
  • Full name (Changed if requested): Shonna Langella
  • Current Credit: loans.hit.utils.Fico@533ddba
  • Current City: Texhoma
  • State: Oklahoma
  • Zip code: 73958
  • Yearly income: $48,000
  • Current Job: aircraft body and bonded structure repairer
  • Current County: Texas
  • Goal Yearly Income: $121,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Shonna’s Overall FICO score at the time of acceptance for a secured loan, taking into account their aircraft body and bonded structure repairer job and their future job as a student admissions administrator

Fico Score: 666

Shonna’s Transunion score was altered by the secured loan loan, changing to 653 from 666, which is normal in our experience.

Transunion Score: 653

Paraphrased and Standardized Quote from Shonna for this secured loan of $96000, provided by Anchor D Bank

Hi, I am Shonna and I am from Texhoma in Oklahoma. Texas, county is where I grew up, and now I need a secured loan in Oklahoma for $96000 to avoid bankruptcy. It has been difficult, but Anchor D Bank really came through for me with this loan for 7.3% interest APR and a term of 15 years. I will repay the loan over the 15 year term, including interest. A big thanks to Anchor D Bank for trusting me and my good credit. It look me 8 years to create my credit to 666, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.

Previous requests on Shonna’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$109530.00 9 10.7% $1583.86 The First State Bank January 7, 2011
$110150.00 5 11.8% $2439.11 Security Bank and Trust Company May 20, 2013
$110250.00 9 6.8% $1367.67 The First State Bank, Willow, Okla. October 7, 2013
$109860.00 7 5.2% $1563.1 Sooner State Bank November 19, 2013
$109670.00 10 10.4% $1473.7 The Farmers State Bank October 11, 2014

6 Months Ago, Shonna Tried to Find a High Risk Loan for $22,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Shonna. Shonna decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Borrowers with credit ratings as low as 433 can inquire for a high risk loan and may be be accepted.

Personal Loan for an aircraft body and bonded structure repairer named Shonna in Texhoma, Oklahoma to Pay Off Trustco Bank Hometown Secured Card

Shonna had a lot of credit card debt on their Tompkins Trust Company Visa Platinum Card and their Shell Select Member Credit Card, and they were starting to get in over their heads. Despite Shonna’s job as an aircraft body and bonded structure repairer, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Installment loan for Shonna, a graduate of Grace College and Seminary and an aircraft body and bonded structure repairer working for over $75,000 per year

Shonna, an alumnus at Grace College and Seminary and an aircraft body and bonded structure repairer in Texhoma, Oklahoma wants a secured loan to purchase a house. Shonna has instead chosen to obtain an installment loan for $25,000 and is at present seeking lenders like Security State Bank to process their request.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $24,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Shonna required a debt consolidation loan to pay for their existing secured loan and their loan shark loan. Shonna was able to find a secured loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.4%.

When Shonna was 21, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit score. Below is a list of Shonna’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on April 2, 2012
  • Attempt 2) Loan for $26,000.00 on April 25, 2010
  • Attempt 3) Loan for $31,000.00 on January 12, 2012
  • Attempt 4) Loan for $31,000.00 on December 7, 2011
  • Attempt 5) Loan for $23,000.00 on November 1, 2010

Conclusion of Shonna’s secured loan

In the end, Shonna was able to find a secured loan for $96000 with an interest rate of 11.1% interest APR from Anchor D Bank in Texhoma, Oklahoma repayable over 15 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.