$138000 Secured Loan – Frontenac Missouri, Credit Rating Of 646
- Experian: 664 – This client had a good Experian rating
- Transunion: 633 – Jamila had a good credit rating with Transunion.
- Equifax: Jamila’s Experian score was 646, which is a good credit rating with the Experian system.
Many other requests for credit have been made by Jamila in the past, including one from Ion Bank in Frontenac, Missouri before Jamila was accepted for the $138000 by Triad Bank
Jamila made 8 previous tries to obtain a secured loan, 2 of which were with Ion Bank, a lender in Frontenac, Missouri known to specialize in secured loans specifically. Before finding Triad Bank, Jamila was concerned due to their inexperience and good credit score.
Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $26,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jamila required a debt consolidation loan to pay for their existing secured loan and their credit card. Jamila was able to find a secured loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.1%.
Contact Details for Triad Bank, the provider of this secured loan
- Triad Bank
- City: Frontenac
- State: Missouri
- Address: 10375 Clayton Road
- County: St. Louis
- Zip code: 63131
Fast Loans for Jamila in Frontenac, Missouri to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Frontenac, Missouri aren’t actually that difficult to obtain, particularly if you have some gumption like Jamila. Jamila was able to find a fast loan for $138000 from Wood & Huston Bank and Boatmen’s Bank of Southwest Missouri, but declined both offers in favor of their secured loan from Triad Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better if a client is on the go.
Before applying for this secured loan, Jamila had an Experian score of 664, which is good, so Triad Bank most likely cannot provide Jamila a secured loan
Personal Loan for a bulldozer / grader operator named Jamila in Frontenac, Missouri to Pay Off Arvest Premier Visa Purchasing Card
Jamila had a tonne of credit card debt on their Holland America Line Rewards Visa Card and their TD Cash Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Jamila’s job as a bulldozer / grader operator, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Jamila’s Transunion score was altered by the secured loan loan, changing to 633 from 646, which is typical in our experience.
Jamila’s Overall FICO score at the time of acceptance for a secured loan, taking into account their bulldozer / grader operator job and their future job as a script editor
Installment loan for Jamila, a graduate of Salve Regina University and a bulldozer / grader operator working for over $67,000 per year
Jamila, an alumnus at Salve Regina University and a bulldozer / grader operator in Frontenac, Missouri wants a secured loan to purchase a car. Jamila has instead chosen to get an installment loan for $16,000 and is currently seeking lenders like Mercantile Bank of West Central Missouri to provide it.
When Jamila was 18, they attempted to obtain a student loan from 5 different banks, which damaged their credit score. Below is a chronology of Jamila’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on March 5, 2014
- Attempt 2) Loan for $22,000.00 on August 18, 2011
- Attempt 3) Loan for $26,000.00 on August 23, 2009
- Attempt 4) Loan for $31,000.00 on September 6, 2010
- Attempt 5) Loan for $27,000.00 on July 10, 2011
Jamila has a sad current total income, but has a high number of prospects
Jamila has always wanted to be a script editor, but would need attend Salve Regina University again to achieve it. Jamila has other possibilities as well, including disabled students teacher, bus driver, and stained glass artist, which pay $54,000 through to $106,000 per year, at least. For this reason, we think that Jamila can afford this secured loan of $138000.
Signature Loan acquired in Frontenac, Missouri for $138000 with good credit by Jamila
Most borrowers struggle with finding signature loans in Frontenac, Missouri, and Jamila is the same. Jamila went to 4 lenders or more before settling on Triad Bank, who offered Jamila a signature loan for $138000. Most signature loans simply need a client, like Jamila’s signature to get them, up to $36,000 in some cases. Jamila was able to get $138000 as a secured loan, which is very high for a secured loan. Since signature loans don’t require a cosigner, they generally need better credit, as high as 731
Previous requests on Jamila’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $50730.00 | 11 | 10.8% | $658.31 | Camden County Bank | December 3, 2013 |
| $50720.00 | 3 | 11.5% | $1672.54 | Glasgow Savings Bank | June 2, 2014 |
| $50760.00 | 5 | 7.1% | $1007.51 | Central Bank | August 7, 2014 |
| $51130.00 | 5 | 8.1% | $1039.18 | Midwest BankCentre | March 21, 2015 |
9 Months Ago, Jamila Tried to Find a High Risk Loan for $37,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Jamila. Jamila chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit scores as low as 376 can inquire for a high risk loan and have a chance to be approved.
Jamila was declined by Normandy Bank 6 times before being granted funding by Triad Bank at 10375 Clayton Road
On April 15, 2010, Jamila applied about borrowing $18,000 from Commerce Bank of Tower Grove with Star, their friend from just outside Frontenac, and even with the co-signer, Jamila was rejected for this secured loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.
- Full name (Changed if requested): Jamila Bloemker
- Current Credit: loans.hit.utils.Fico@277050dc
- Current City: Frontenac
- State: Missouri
- Zip code: 63140
- Yearly income: $48,000
- Current Job: bulldozer / grader operator
- Current County: St. Louis
- Goal Yearly Income: $141,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Paraphrased and Standardized Quote from Jamila for this secured loan of $138000, provided by Triad Bank
Hello, I am Jamila and I am from Frontenac in Missouri. St. Louis, county is where I grew up, and now I need a secured loan in Missouri for $138000 to renovate my home. It wasn’t easy, but Triad Bank really came through for me with this loan for 5.1% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to Triad Bank for trusting me and my good credit. It look me 4 years to build my credit to 646, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Conclusion of Jamila’s secured loan
In the end, Jamila was able to find a secured loan for $138000 with an interest rate of 9.4% interest APR from Triad Bank in Frontenac, Missouri repayable over 21 years from now.
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