$44000 Fast Loan – Pilot Grove Missouri, Credit Rating Of 791
- Experian: 801 – The client had an excellent Experian rating
- Transunion: 773 – Trang had an excellent credit rating with Transunion.
- Equifax: Trang’s Experian score was 791, which is an excellent credit rating with the Experian system.
Installment loan for Trang, a graduate of American Academy of Art and a foreign language teacher working for over $78,000 per year
Trang, an alumnus at American Academy of Art and a foreign language teacher in Pilot Grove, Missouri needs a fast loan to purchase a new cell phone. Trang has instead chosen to obtain an installment loan for $9,000 and is currently seeking lenders like Mercantile Bank of West Central Missouri to process their request.
6 Months in the Past, Trang Tried Finding a High Risk Loan for $25,000.00, and it was Easy
There is an existing struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Trang. Trang chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Clients with credit ratings as low as 397 can inquire for a high risk loan and have a chance to be approved.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $23,000.00 to $52,000.00. They are mainly used to pay off existing high interest loans like credit cards. Trang required a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Trang was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.0%.
Previous requests on Trang’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$40260.00||3||10.1%||$1300.97||Camden County Bank||March 15, 2014|
|$40300.00||10||10.5%||$543.79||Glasgow Savings Bank||January 23, 2015|
|$40250.00||6||6.5%||$676.6||Central Bank||April 25, 2015|
|$39670.00||10||10.7%||$539.74||Midwest BankCentre||June 3, 2015|
Trang’s Transunion score was altered by the fast loan loan, changing to 773 from 791, which is normal in our experience.
Trang’s Overall FICO score at the time of acceptance for a fast loan, taking into account their foreign language teacher job and their future job as a communication equipment mechanic
Fast Loans for Trang in Pilot Grove, Missouri to prevent bankruptcy or harm from debt collectors.
Fast loans in Pilot Grove, Missouri aren’t actually that difficult to obtain, particularly if you have some finesse like Trang. Trang was able to find a fast loan for $44000 from Wood & Huston Bank and Normandy Bank, but turned down both offers in favor of their fast loan from Citizens Community Bank. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if you are in a pinch.
Personal Loan for a foreign language teacher named Trang in Pilot Grove, Missouri to Pay Off Wyndham Rewards Visa Signature No Annual Fee Card
Trang had a tonne of credit card debt on their Key Bank College Rewards MasterCard and their Apple Barclaycard Financing Visa Card, and they were starting to get in over their heads. Despite Trang’s job as a foreign language teacher, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this fast loan, Trang had an Experian score of 801, which is excellent, so Citizens Community Bank likely cannot provide Trang a fast loan
Trang was declined by Central West End Bank 5 times before being granted funding by Citizens Community Bank at 100 Roe Street
On November 5, 2009, Trang applied about borrowing $28,000 from Midwest BankCentre with Toshia, their friend from just outside Pilot Grove, and even with the co-signer, Trang was rejected for this fast loan. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Signature Loan easily acquired in Pilot Grove, Missouri for $44000 with excellent credit by Trang
Most borrowers have difficulty with obtaining signature loans in Pilot Grove, Missouri, and Trang is not an exception. Trang went to 6 lending institutions or more before settling on Citizens Community Bank, who offered Trang a signature loan for $44000. Most signature loans simply need a client, like Trang’s signature to get them, up to $27,000 in some cases. Trang was able to get $44000 as a fast loan, which is very high for a fast loan. Since signature loans do not need collateral, these loans tend to need improved credit, as high as 796
Many past requests for credit have been made by Trang in the past, including one from Alexandria National Bank of Northern Virginia in Pilot Grove, Missouri before Trang was approved for the $44000 by Citizens Community Bank
Trang made 7 previous attempts to obtain a fast loan, 2 of which were with Alexandria National Bank of Northern Virginia, a lending institution in Pilot Grove, Missouri known to specialize in fast loans specifically. Prior to finding Citizens Community Bank, Trang was very concerned due to their inexperience and excellent credit rating.
Paraphrased and Standardized Quote from Trang for this fast loan of $44000, provided by Citizens Community Bank
Hello, I am Trang and I am from Pilot Grove in Missouri. Cooper, county is where I grew up, and now I need a fast loan in Missouri for $44000 to renovate my home. It has been difficult, but Citizens Community Bank really came through for me with this loan for 11.4% interest APR and a term of 18 years. I will repay the loan over the 18 year term, including interest. A big thanks to Citizens Community Bank for trusting me and my excellent credit. It look me 5 years to build my credit to 791, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
When Trang was 19, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a chronology of Trang’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on March 29, 2011
- Attempt 2) Loan for $22,000.00 on January 7, 2011
- Attempt 3) Loan for $27,000.00 on October 26, 2013
- Attempt 4) Loan for $39,000.00 on July 24, 2010
- Attempt 5) Loan for $33,000.00 on July 17, 2009
- Attempt 6) Loan for $22,000.00 on October 17, 2009
- Full name (Changed if requested): Trang Wolden
- Current Credit: loans.hit.utils.Fico@73035e27
- Current City: Pilot Grove
- State: Missouri
- Zip code: 65278
- Yearly income: $62,000
- Current Job: foreign language teacher
- Current County: Cooper
- Goal Yearly Income: $130,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Contact Details for Citizens Community Bank, the provider of this fast loan
- Citizens Community Bank
- City: Pilot Grove
- State: Missouri
- Address: 100 Roe Street
- County: Cooper
- Zip code: 65276
Trang has a disappointing current total income, but has several of prospects
Trang has always wanted to be a communication equipment mechanic, but would have to attend American Academy of Art again to become one. Trang has other possibilities as well, including floral designer, agricultural inspector, and foreign student adviser, which pay $51,000 through to $107,000 per year, on average. For this reason, we believe that Trang can pay for this fast loan of $44000.
Conclusion of Trang’s fast loan
In the end, Trang was able to find a fast loan for $44000 with an interest rate of 8.7% interest APR from Citizens Community Bank in Pilot Grove, Missouri repayable over 18 years from now.