$105000 Signature Loan – Statesboro Georgia, Credit Rating Of 709
- Experian: 726 – They had a good Experian rating
- Transunion: 691 – Toni had a good credit rating with Transunion.
- Equifax: Toni’s Experian score was 709, which is a good credit rating with the Experian scale.
- Full name (Changed if requested): Toni Defries
- Current Credit: loans.hit.utils.Fico@61e717c2
- Current City: Statesboro
- State: Georgia
- Zip code: 30465
- Yearly income: $64,000
- Current Job: newspaper editor
- Current County: Bulloch
- Goal Yearly Income: $117,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Paraphrased and Standardized Quote from Toni for this signature loan of $105000, provided by Eagle Bank and Trust
Hello, I am Toni and my hometown is Statesboro in Georgia. Bulloch, county is where I grew up, and now I need a signature loan in Georgia for $105000 to buy a car. It wasn’t easy, but Eagle Bank and Trust really came through for me with this loan for 8.2% interest APR and a term of 7 years. I can repay the loan over the 7 year term, including interest. A big thanks to Eagle Bank and Trust for trusting me and my good credit. It look me 6 years to create my credit to 709, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Before applying for this signature loan, Toni had an Experian score of 726, which is good, so Eagle Bank and Trust likely cannot provide Toni a signature loan
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $27,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Toni needed a debt consolidation loan to pay for their existing signature loan and their payday loan. Toni was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.
Multiple other requests for credit have been made by Toni in the past, including one from Patriot Federal Savings Bank in Statesboro, Georgia before Toni was approved for the $105000 by Eagle Bank and Trust
Toni made 9 prior attempts to obtain a signature loan, 2 of which were with Patriot Federal Savings Bank, a lender in Statesboro, Georgia known to specialize in signature loans specifically. Prior to finding Eagle Bank and Trust, Toni was desperate due to their inexperience and good credit rating.
When Toni was 24, they tried to obtain a student loan from 5 different banks, which harmed their credit rating. Below is a chronology of Toni’s prior attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on September 15, 2010
- Attempt 2) Loan for $20,000.00 on December 7, 2010
- Attempt 3) Loan for $34,000.00 on August 24, 2009
- Attempt 4) Loan for $38,000.00 on November 14, 2011
- Attempt 5) Loan for $39,000.00 on November 11, 2010
Toni’s Overall FICO score at the time of acceptance for a signature loan, taking into account their newspaper editor job and their future career as a video engineer
Toni has a sad current total income, but has a high number of prospects
Toni has always wanted to be a video engineer, but would have to attend Kenrick-Glennon Seminary again to become one. Toni has other prospects as well, including city planning aide, court administrator, and public relations specialist, which pay $56,000 through to $97,000 per year, at least. For this reason, we think that Toni can afford this signature loan of $105000.
Contact Details for Eagle Bank and Trust, the provider of this signature loan
- Eagle Bank and Trust
- City: Statesboro
- State: Georgia
- Address: 335 South Main Street
- County: Bulloch
- Zip code: 30458
Toni’s Transunion score was changed by the signature loan loan, changing to 691 from 709, which is normal in our experience.
Fast Loans for Toni in Statesboro, Georgia to prevent bankruptcy or harm from debt collectors.
Fast loans in Statesboro, Georgia aren’t actually that difficult to obtain, particularly if you have some gumption like Toni. Toni was able to find a fast loan for $105000 from Bank of Morgan County and NationsBank of Florida, National Association, but turned down both offers in favor of their signature loan from Eagle Bank and Trust. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference in the case that you are in a pinch.
Signature Loan found in Statesboro, Georgia for $105000 with good credit by Toni
Many prospective borrowers struggle with finding signature loans in Statesboro, Georgia, and Toni is no different. Toni went to 6 lenders or more prior to finding Eagle Bank and Trust, who offered Toni a signature loan for $105000. Typical signature loans simply require a client, like Toni’s signature to obtain them, up to $35,000 in some cases. Toni was able to get $105000 as a signature loan, which is very high for a signature loan. Because signature loans do not require collateral, these loans generally need improved credit, as high as 730
Installment loan for Toni, a graduate of Kenrick-Glennon Seminary and a newspaper editor working for over $77,000 per year
Toni, an alumnus at Kenrick-Glennon Seminary and a newspaper editor in Statesboro, Georgia needs a signature loan to purchase a house. Toni has instead decided to get an installment loan for $16,000 and is at present seeking lenders like The Citizens Bank to process their request.
Toni was declined by Allied Bank of Georgia 6 times prior to being approved by Eagle Bank and Trust at 335 South Main Street
On March 3, 2009, Toni inquired about borrowing $25,000 from First National Bank of Griffin with Rhonda, their in law from just outside Statesboro, and even with the co-signer, Toni was rejected for this signature loan. With good credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Previous requests on Toni’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$66310.00||10||6.4%||$749.57||NationsBank of Florida, National Association||February 23, 2013|
|$66360.00||9||6.5%||$813.21||Century Bank and Trust||January 28, 2015|
|$66250.00||8||10.3%||$1015.84||Bank of Madison||February 24, 2015|
|$65590.00||7||8.2%||$1028.85||Bank of Hazlehurst||June 18, 2015|
|$66450.00||8||6.3%||$882.99||The Citizens and Southern Bank of Dublin||July 2, 2015|
6 Months in the Past, Toni Attempted Finding a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Toni. Toni chose not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 432 can inquire for a high risk loan and may be be accepted.
Personal Loan for a newspaper editor named Toni in Statesboro, Georgia to Pay Off American State Bank MasterCard
Toni had a tonne of credit card debt on their OneCall Credit Card and their Patelco Credit Union Credit Cards, and they were starting to get in over their heads. Despite Toni’s job as a newspaper editor, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Conclusion of Toni’s signature loan
In the end, Toni was able to find a signature loan for $105000 with an interest rate of 9.2% interest APR from Eagle Bank and Trust in Statesboro, Georgia repayable over 7 years from today.