$138000 Quick Loan – Glenbeulah Wisconsin, Credit Rating Of 566
- Experian: 582 – The client had a fair Experian rating
- Transunion: 552 – Shaun had a fair credit score with Transunion.
- Equifax: Shaun’s Experian score was 566, which is a fair credit rating on the Experian system.
Shaun has a low current total income, but has several of prospects
Shaun has always wanted to be an aircraft launch and recovery officer, but would need attend Silver Lake College again to become one. Shaun has other prospects as well, including border patrol agent, property assessor, and community organization worker, which pay $57,000 through to $91,000 per year, on average. For this reason, we believe that Shaun can afford this quick loan of $138000.
Several previous requests for credit have been made by Shaun in the past, including one from United Savings, A Federal Savings and Loan Association in Glenbeulah, Wisconsin before Shaun was accepted for the $138000 by The Glenbeulah State Bank
Shaun made 8 prior attempts to obtain a quick loan, 2 of which were with United Savings, A Federal Savings and Loan Association, a bank in Glenbeulah, Wisconsin known to specialize in quick loans specifically. Prior to finding The Glenbeulah State Bank, Shaun was very concerned due to their inexperience and fair credit rating.
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $32,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Shaun needed a debt consolidation loan to pay for their existing quick loan and their credit card. Shaun was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.8%.
- Full name (Changed if requested): Shaun Bergenty
- Current Credit: loans.hit.utils.Fico@46f7f36a
- Current City: Glenbeulah
- State: Wisconsin
- Zip code: 53026
- Yearly income: $56,000
- Current Job: radiologic technologist
- Current County: Sheboygan
- Goal Yearly Income: $104,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Contact Details for The Glenbeulah State Bank, the provider of this quick loan
- The Glenbeulah State Bank
- City: Glenbeulah
- State: Wisconsin
- Address: 105 East Main Street
- County: Sheboygan
- Zip code: 53023
Personal Loan for a radiologic technologist named Shaun in Glenbeulah, Wisconsin to Pay Off Atlantic Stewardship Bank Credit Card
Shaun had a tonne of credit card debt on their AT&T Universal Business Rewards Card and their AT&T Universal Business Rewards Card, and they were starting to get in over their heads. Despite Shaun’s job as a radiologic technologist, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Previous requests on Shaun’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$18220.00||10||8.4%||$224.93||M&I Bank of Burlington||June 24, 2012|
|$17720.00||11||11.3%||$235.09||M&I Marshall and Ilsley Bank||July 2, 2014|
|$18270.00||4||8.7%||$452.05||Continental Bank & Trust Co.||February 22, 2015|
|$18110.00||11||8.4%||$210.65||Clare Bank, National Association||April 18, 2015|
|$18390.00||7||8.3%||$289.39||Norwest Bank Wisconsin East Central||August 3, 2015|
Shaun’s Overall FICO score at the time of acceptance for a quick loan, taking into account their radiologic technologist job and their future job as an aircraft launch and recovery officer
Paraphrased and Standardized Quote from Shaun for this quick loan of $138000, provided by The Glenbeulah State Bank
Hi, I am Shaun and I am from Glenbeulah in Wisconsin. Sheboygan, county is where I grew up, and now I need a quick loan in Wisconsin for $138000 to renovate my home. It wasn’t easy, but The Glenbeulah State Bank really came through for me with this loan for 10.8% interest APR and a term of 14 years. I can repay the loan over the 14 year term, including interest. A big thanks to The Glenbeulah State Bank for trusting me and my fair credit. It look me 6 years to create my credit to 566, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.
Before applying for this quick loan, Shaun had an Experian score of 582, which is fair, so The Glenbeulah State Bank likely cannot provide Shaun a quick loan
Fast Loans for Shaun in Glenbeulah, Wisconsin to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Glenbeulah, Wisconsin aren’t actually that difficult to obtain, especially if you have some gumption like Shaun. Shaun was able to find a fast loan for $138000 from The Bank of Brodhead and Bank of Jackson, but turned down both offers in favor of their quick loan from The Glenbeulah State Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if a borrower is on the go.
Installment loan for Shaun, a graduate of Silver Lake College and a radiologic technologist working for over $74,000 per year
Shaun, an alumnus at Silver Lake College and a radiologic technologist in Glenbeulah, Wisconsin wants a quick loan to purchase a house. Shaun has instead decided to obtain an installment loan for $25,000 and is currently seeking lenders like M&I South Shore Bank to provide it.
Shaun’s Transunion score was altered by the quick loan loan, changing to 552 from 566, which is normal in our experience.
Shaun was rejected by M&I Marshall and Ilsley Bank 6 times before being accepted by The Glenbeulah State Bank at 105 East Main Street
On October 25, 2013, Shaun inquired about borrowing $24,000 from Peoples State Bank of Bloomer with Wilburn, their in law from just outside Glenbeulah, and even with the co-signer, Shaun was rejected for this quick loan. With fair credit, it can be difficult to obtain funding, even with collateral and a co-signer.
7 Months in the Past, Shaun Tried Finding a High Risk Loan for $22,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Shaun. Shaun chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Borrowers with credit ratings as low as 361 can apply for a high risk loan and may be be accepted.
When Shaun was 24, they attempted to obtain a student loan from 4 different banks, which harmed their credit score. Below is a chronology of Shaun’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on November 22, 2011
- Attempt 2) Loan for $24,000.00 on September 23, 2011
- Attempt 3) Loan for $35,000.00 on November 11, 2010
- Attempt 4) Loan for $30,000.00 on April 4, 2012
Signature Loan found in Glenbeulah, Wisconsin for $138000 with fair credit by Shaun
Most borrowers have difficulty with finding signature loans in Glenbeulah, Wisconsin, and Shaun is no different. Shaun went to 6 lenders or more prior to settling on The Glenbeulah State Bank, who offered Shaun a signature loan for $138000. Typical signature loans simply require a client, like Shaun’s signature to obtain them, up to $34,000 in some cases. Shaun was able to get $138000 as a quick loan, which is very high for a quick loan. Because signature loans don’t require a cosigner, these loans generally need higher credit, as high as 736
Conclusion of Shaun’s quick loan
In the end, Shaun was able to find a quick loan for $138000 with an interest rate of 5.5% interest APR from The Glenbeulah State Bank in Glenbeulah, Wisconsin repayable over 14 years from today.