$46000 High Risk Loan – Miami Oklahoma, Credit Rating Of 630
- Experian: 645 – This individual had a good Experian score
- Transunion: 611 – Dominique had a good credit score with Transunion.
- Equifax: Dominique’s Experian score was 630, which is a good credit rating on the Experian system.
When Dominique was 22, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a list of Dominique’s prior attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on November 20, 2008
- Attempt 2) Loan for $36,000.00 on December 5, 2011
- Attempt 3) Loan for $36,000.00 on August 11, 2009
- Attempt 4) Loan for $38,000.00 on August 4, 2009
Dominique was declined by The First State Bank 7 times before being granted funding by The First National Bank and Trust Company of Miami at 2 North Main Street
On August 5, 2009, Dominique inquired about borrowing $14,000 from American Exchange Bank with Harriette, their friend from just outside Miami, and even with the co-signer, Dominique was rejected for this high risk loan. With good credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Installment loan for Dominique, a graduate of West Los Angeles College and a community welfare worker working for over $63,000 per year
Dominique, an alumnus at West Los Angeles College and a community welfare worker in Miami, Oklahoma wants a high risk loan to purchase a new cell phone. Dominique has instead chosen to obtain an installment loan for $12,000 and is at present seeking lenders like The Farmers State Bank to provide it.
Paraphrased and Standardized Quote from Dominique for this high risk loan of $46000, provided by The First National Bank and Trust Company of Miami
Hello, I am Dominique and I’m from Miami in Oklahoma. Ottawa, county is where I grew up, and now I need a high risk loan in Oklahoma for $46000 to avoid bankruptcy. It has been difficult, but The First National Bank and Trust Company of Miami really came through for me with this loan for 11.6% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to The First National Bank and Trust Company of Miami for trusting me and my good credit. It look me 6 years to build my credit to 630, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $33,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Dominique required a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Dominique was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.0%.
Before applying for this high risk loan, Dominique had an Experian score of 645, which is good, so The First National Bank and Trust Company of Miami probably cannot provide Dominique a high risk loan
Many past requests for credit have been made by Dominique in the past, including one from Community Savings in Miami, Oklahoma before Dominique was accepted for the $46000 by The First National Bank and Trust Company of Miami
Dominique made 7 previous attempts to obtain a high risk loan, 2 of which were with Community Savings, a bank in Miami, Oklahoma known to specialize in high risk loans specifically. Before finding The First National Bank and Trust Company of Miami, Dominique was concerned due to their inexperience and good credit score.
Contact Details for The First National Bank and Trust Company of Miami, the provider of this high risk loan
- The First National Bank and Trust Company of Miami
- City: Miami
- State: Oklahoma
- Address: 2 North Main Street
- County: Ottawa
- Zip code: 74354
Previous requests on Dominique’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$41260.00||8||8.2%||$587.48||The First State Bank||September 15, 2010|
|$41480.00||5||10.1%||$883.37||Security Bank and Trust Company||January 5, 2011|
|$41140.00||4||7.8%||$1000.49||The First State Bank, Willow, Okla.||March 4, 2012|
|$40760.00||3||11.5%||$1344.1||Sooner State Bank||September 23, 2012|
|$40740.00||10||5.8%||$448.22||The Farmers State Bank||February 10, 2013|
Fast Loans for Dominique in Miami, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Miami, Oklahoma aren’t actually that difficult to obtain, particularly if you have some gumption like Dominique. Dominique was able to find a fast loan for $46000 from The Liberty State Bank of Tahlequah, Oklahoma and United Oklahoma Bank, but declined both offers in favor of their high risk loan from The First National Bank and Trust Company of Miami. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a client is on the go.
Signature Loan easily acquired in Miami, Oklahoma for $46000 with good credit by Dominique
Many clients have difficulty with finding signature loans in Miami, Oklahoma, and Dominique is the same. Dominique went to 4 lending institutions or more before finding The First National Bank and Trust Company of Miami, who offered Dominique a signature loan for $46000. Most signature loans simply require a client, like Dominique’s signature to get them, up to $26,000 in some cases. Dominique was able to get $46000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t need a cosigner, they tend to need improved credit, as high as 760
Dominique’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their community welfare worker job and their future career as a radio & tv program director
Personal Loan for a community welfare worker named Dominique in Miami, Oklahoma to Pay Off Planet Hollywood Platinum
Dominique had a tonne of credit card debt on their Grossman’s Bargain Outlet Credit Card and their Tarjeta BankAmericard Power Rewards Visa, and they were starting to get in over their heads. Despite Dominique’s job as a community welfare worker, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Dominique Silbert
- Current Credit: loans.hit.utils.Fico@14899482
- Current City: Miami
- State: Oklahoma
- Zip code: 74358
- Yearly income: $46,000
- Current Job: community welfare worker
- Current County: Ottawa
- Goal Yearly Income: $115,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Dominique’s Transunion score was altered by the high risk loan loan, changing to 611 from 630, which is normal in our experience.
8 Months Ago, Dominique Attempted to Find a High Risk Loan for $35,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Dominique. Dominique chose not to obtain a high risk loan this time. High Risk loans are given to bad credit individuals. Clients with credit ratings as low as 510 can apply for a high risk loan and have a chance to be accepted.
Dominique has a low current yearly income, but has a large amount of prospects
Dominique has always wanted to be a radio & tv program director, but would need attend West Los Angeles College again to become one. Dominique has other possibilities as well, including administrative assistant, systems analyst, and printmaker, which pay $50,000 through to $91,000 per year, on average. For this reason, we think that Dominique can afford this high risk loan of $46000.
Conclusion of Dominique’s high risk loan
In the end, Dominique was able to find a high risk loan for $46000 with an interest rate of 7.6% interest APR from The First National Bank and Trust Company of Miami in Miami, Oklahoma repayable over 2 years from today.