$9000 Fast Loan – Rochester Minnesota, Credit Score Of 317
- Experian: 331 – This client had a terrible Experian score
- Transunion: 301 – Lecia had a terrible credit score with Transunion.
- Equifax: Lecia’s Experian score was 317, which is a terrible credit rating using the Experian scale.
When Lecia was 24, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a list of Lecia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on May 11, 2009
- Attempt 2) Loan for $28,000.00 on April 11, 2014
- Attempt 3) Loan for $37,000.00 on May 27, 2010
- Attempt 4) Loan for $29,000.00 on March 9, 2010
- Attempt 5) Loan for $38,000.00 on December 6, 2013
- Attempt 6) Loan for $34,000.00 on February 8, 2012
- Attempt 7) Loan for $33,000.00 on September 24, 2012
- Full name (Changed if requested): Lecia Cotney
- Current Credit: loans.hit.utils.Fico@4783da3f
- Current City: Rochester
- State: Minnesota
- Zip code: 55912
- Yearly income: $42,000
- Current Job: radio & tv sports announcer
- Current County: Olmsted
- Goal Yearly Income: $138,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $28,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Lecia required a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Lecia was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.4%.
Lecia was declined by Valley Bank Dundas 7 times before being accepted by Eastwood Bank at 45 28th Street Se
On January 3, 2013, Lecia applied about borrowing $20,000 from American Bank Mankato with Krishna, their friend from just outside Rochester, and even with the co-signer, Lecia was rejected for this fast loan. With terrible credit, it can be very hard to procure financing, even with collateral and a co-signer.
Before applying for this fast loan, Lecia had an Experian score of 331, which is terrible, so Eastwood Bank likely can provide Lecia a fast loan
Lecia has a low current total income, but has several of prospects
Lecia has always wanted to be a sales representative, but would need attend Bellevue University again to become one. Lecia has other prospects as well, including atmospheric and space scientist, dental assistant, and die cutter operator, which pay $53,000 through to $94,000 per year, at least. Because of this, we believe that Lecia can pay for this fast loan of $9000.
Personal Loan for a radio & tv sports announcer named Lecia in Rochester, Minnesota to Pay Off City National Bank Crystal Visa Infinite Card
Lecia had a tonne of credit card debt on their US Bank Perks+ Visa Platinum Card and their L.L. Bean Visa Card, and they were starting to get in over their heads. Despite Lecia’s job as a radio & tv sports announcer, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Previous requests on Lecia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$102250.00||9||11.5%||$1523.9||Marquette Bank Cannon Falls||November 15, 2008|
|$101540.00||8||9.8%||$1530.06||Root River State Bank||August 15, 2010|
|$101750.00||7||6.1%||$1491.3||Clinton State Bank||December 14, 2013|
|$102260.00||8||8.5%||$1471.74||Peoples State Bank of Plainview||February 23, 2014|
Signature Loan easily acquired in Rochester, Minnesota for $9000 with terrible credit by Lecia
Most prospective borrowers struggle with finding signature loans in Rochester, Minnesota, and Lecia is not an exception. Lecia went to 5 lenders or more prior to settling on Eastwood Bank, who offered Lecia a signature loan for $9000. Most signature loans simply require a client, like Lecia’s signature to get them, up to $49,000 in some cases. Lecia was able to get $9000 as a fast loan, which is very high for a fast loan. Because signature loans do not require collateral, they tend to need better credit, as high as 738
Paraphrased and Standardized Quote from Lecia for this fast loan of $9000, provided by Eastwood Bank
Hi, I am Lecia and I’m from Rochester in Minnesota. Olmsted, county is where I grew up, and now I need a fast loan in Minnesota for $9000 to pay bills. It wasn’t easy, but Eastwood Bank really came through for me with this loan for 5.8% interest APR and a term of 9 years. I will repay the loan over the 9 year term, including interest. A big thanks to Eastwood Bank for giving me a chance and my terrible credit. It look me 7 years to build my credit to 317, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.
Lecia’s Overall FICO score at the time of acceptance for a fast loan, taking into account their radio & tv sports announcer job and their future career as a sales representative
Fast Loans for Lecia in Rochester, Minnesota to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Rochester, Minnesota aren’t actually that difficult to obtain, particularly if you have some finesse like Lecia. Lecia was able to find a fast loan for $9000 from Norwest Bank Sauk Rapids, National Association and Root River State Bank, but declined both offers in favor of their fast loan from Eastwood Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement if you are in a time sensitive situation.
Lecia’s Transunion score was altered by the fast loan loan, changing to 301 from 317, which is normal in our experience.
9 Months in the Past, Lecia Attempted to Find a High Risk Loan for $26,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Lecia. Lecia decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Borrowers with credit scores as low as 442 can inquire for a high risk loan and may be be approved.
Contact Details for Eastwood Bank, the provider of this fast loan
- Eastwood Bank
- City: Rochester
- State: Minnesota
- Address: 45 28th Street Se
- County: Olmsted
- Zip code: 55904
Installment loan for Lecia, a graduate of Bellevue University and a radio & tv sports announcer working for over $62,000 per year
Lecia, an alumnus at Bellevue University and a radio & tv sports announcer in Rochester, Minnesota wants a fast loan to purchase something frivolous. Lecia has instead chosen to get an installment loan for $22,000 and is at present seeking lenders like Security State Bank of Wykoff to process their request.
Multiple past requests for credit have been made by Lecia in the past, including one from First Federal Savings Bank in Rochester, Minnesota before Lecia was approved for the $9000 by Eastwood Bank
Lecia made 5 prior attempts to obtain a fast loan, 2 of which were with First Federal Savings Bank, a lending institution in Rochester, Minnesota known to specialize in fast loans specifically. Prior to finding Eastwood Bank, Lecia was concerned due to their inexperience and terrible credit score.
Conclusion of Lecia’s fast loan
In the end, Lecia was able to find a fast loan for $9000 with an interest rate of 6.5% interest APR from Eastwood Bank in Rochester, Minnesota repayable over 9 years from today.