$94000 High Risk Loan – Richmond Virginia, Credit Score Of 764
- Experian: 779 – This client had an excellent Experian score
- Transunion: 750 – Mee had an excellent credit score with Transunion.
- Equifax: Mee’s Experian score was 764, which is an excellent credit score using the Experian scale.
Contact Details for NationsBank, National Association, the provider of this high risk loan
- NationsBank, National Association
- City: Richmond
- State: Virginia
- Address: 1111 East Main Street
- County: Richmond City
- Zip code: 23261
Fast Loans for Mee in Richmond, Virginia to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Richmond, Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Mee. Mee was able to find a fast loan for $94000 from Bank of Virginia – Potomac and Bank of Botetourt, but turned down both offers in favor of their high risk loan from NationsBank, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement if a client is in a pinch.
Installment loan for Mee, a graduate of University of Pittsburgh – Johnstown and a family caseworker working for over $63,000 per year
Mee, an alumnus at University of Pittsburgh – Johnstown and a family caseworker in Richmond, Virginia wants a high risk loan to purchase a car. Mee has instead chosen to obtain an installment loan for $19,000 and is at present seeking lenders like Bank of Tazewell County to provide it.
8 Months Ago, Mee Attempted Finding a High Risk Loan for $33,000.00, and it was Hard
There is an well known struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Mee. Mee chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Individuals with credit scores as low as 365 can inquire for a high risk loan and have a chance to be accepted.
Signature Loan found in Richmond, Virginia for $94000 with excellent credit by Mee
Most borrowers struggle with finding signature loans in Richmond, Virginia, and Mee is no exception. Mee went to 7 lenders or more before settling on NationsBank, National Association, who offered Mee a signature loan for $94000. Typical signature loans simply need a client, like Mee’s signature to get them, up to $46,000 in some cases. Mee was able to get $94000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not require a cosigner, these loans generally need improved credit, as high as 787
Previous requests on Mee’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$25140.00||8||8.5%||$361.82||Citizens Bank and Trust Company||September 23, 2009|
|$25440.00||7||11.4%||$440.96||Peoples Community Bank||December 28, 2010|
|$24740.00||4||9.6%||$622.73||Crestar Bank||August 14, 2013|
|$25250.00||7||10.2%||$421.79||The Merchants and Farmers Bank||December 10, 2014|
|$25400.00||5||11.3%||$556.07||First Virginia Bank-South Hill||December 20, 2014|
Personal Loan for a family caseworker named Mee in Richmond, Virginia to Pay Off Sunoco Universal Fleet Card
Mee had a tonne of credit card debt on their Trustco Bank Hometown Secured Card and their Astoria Bank Platinum Edition Visa Card, and they were starting to get in over their heads. Despite Mee’s job as a family caseworker, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this high risk loan, Mee had an Experian score of 779, which is excellent, so NationsBank, National Association probably can provide Mee a high risk loan
Mee was declined by Riggs Bank National Association 4 times before being granted funding by NationsBank, National Association at 1111 East Main Street
On May 22, 2010, Mee applied about borrowing $26,000 from First Virginia Bank of Augusta with Mandy, their friend from just outside Richmond, and even with the co-signer, Mee was rejected for this high risk loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Mee has a very low current yearly income, but has a large amount of prospects
Mee has always wanted to be a business professor, but would have to attend University of Pittsburgh – Johnstown again to achieve it. Mee has other prospects as well, including dietitian and nutritionist, manual arts therapist, and hand sewer, which pay $56,000 through to $90,000 per year, on average. For this reason, we think that Mee can pay for this high risk loan of $94000.
- Full name (Changed if requested): Mee Gobern
- Current Credit: loans.hit.utils.Fico@15615099
- Current City: Richmond
- State: Virginia
- Zip code: 23266
- Yearly income: $52,000
- Current Job: family caseworker
- Current County: Richmond City
- Goal Yearly Income: $127,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
When Mee was 21, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Mee’s prior attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on May 13, 2013
- Attempt 2) Loan for $38,000.00 on July 10, 2013
- Attempt 3) Loan for $37,000.00 on December 7, 2013
- Attempt 4) Loan for $27,000.00 on July 10, 2010
- Attempt 5) Loan for $34,000.00 on January 16, 2009
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $20,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Mee needed a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Mee was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.6%.
Multiple past requests for credit have been made by Mee in the past, including one from State Bank of Mount Horeb in Richmond, Virginia before Mee was approved for the $94000 by NationsBank, National Association
Mee made 8 prior attempts to obtain a high risk loan, 2 of which were with State Bank of Mount Horeb, a lending institution in Richmond, Virginia known to specialize in high risk loans specifically. Before finding NationsBank, National Association, Mee was concerned due to their inexperience and excellent credit rating.
Mee’s Transunion score was altered by the high risk loan loan, changing to 750 from 764, which is normal in our experience.
Mee’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their family caseworker job and their future career as a business professor
Paraphrased and Standardized Quote from Mee for this high risk loan of $94000, provided by NationsBank, National Association
Hello, I am Mee and my hometown is Richmond in Virginia. Richmond City, county is where I grew up, and now I need a high risk loan in Virginia for $94000 to buy a big ticket item. It has been difficult, but NationsBank, National Association really came through for me with this loan for 10.2% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to NationsBank, National Association for trusting me and my excellent credit. It look me 5 years to create my credit to 764, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.
Conclusion of Mee’s high risk loan
In the end, Mee was able to find a high risk loan for $94000 with an interest rate of 5.0% interest APR from NationsBank, National Association in Richmond, Virginia repayable over 21 years from today.